USES

Platinum Rewards Visa® Signature from Pentagon Federal Credit Union Review

Platinum Rewards Visa® Signature from Pentagon Federal Credit Union — all information about the credit card.

Updated December 20, 2023
Advertiser Disclosure Our Methodology

Good Choose for Gas

PenFed Platinum Rewards Visa® Signature
Apply now
Our Rating:
5 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 5x Points on gas paid at the pump and EV charging stations.
    • 3x Points at the supermarket (including most Target and Walmart locations), restaurants, and TV, radio, cable, streaming services.
    • 1x Point on all other purchases.
  • Intro Offer:
    • 15,000x Bonus Points when you spend $1,500 in first 90 days.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    17.99% Variable
  • Balance Transfer APR:
    17.99%
Show more

We recommend more cards

Quicksilver Capital One
Capital One Quicksilver Cash Rewards Credit Card
None
Annual Fee
19.99% - 29.99%
Regular APR
5%
Cash Back on hotels and rental cars booked through Capital One Travel.
Learn more
on our partner’s site
Upgrade Cash Rewards Visa®
Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
Apply now
On Upgrade‘s website
Upgrade Triple Cash Rewards Visa® Upgrade
Upgrade Triple Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
3%
Cash Back on Home, Auto and Health categories.
Apply now
On Upgrade‘s website
Apply now

Pentagon Federal Credit Union Platinum Rewards Visa® Signature Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
5X
Gas
$
3X
Groceries
$
3X
Dining
$
3X
Cable and satellite TV
$
3X
Streaming service
$
1X
All other purchases
$
Have you already recieved the Pentagon Federal Credit Union intro bonus?
How would you like to redeem points?
Calculate
Show less details

All benefits

  • Points
    • 5x On gas paid at the pump and EV charging stations.
    • 3x At the supermarket (including most Target and Walmart locations), restaurants, and TV, radio, cable, streaming services.
    • 1x On all other purchases.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 17.99% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for 12 months on balance transfers made in the first 90 days after account opening
  • Balance Transfers APR
    • 17.99%
  • APR for Cash Advances
    • 17.99%
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire account balance, including balance transfers and cash advances, by the due date each month. You will be charged interest on cash advances and balance transfers on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • 3% per transaction
  • Fees for Cash Advances
    • None
  • Penalty Fees
    • 17.99%
  • Return Payment
    • Up to $25
  • Late Payment
    • Up to $20 if balance is less than $1000; Up to $25 if balance is $1000-$2000; Up to $28 if balance is greater than $2000
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Introductory Balance Transfer APR
  • No Foreign Transaction Fees
Cons:
  • No Intro APR period on purchases

Features

Platinum
Visa
Contactless
  • No Annual Fee
  • No foreign transaction fees
  • Payment Flexibility
  • Rewards
  • Bonus points
  • Purchase Protection
  • Good Credit
  • Excellent Credit

About the issuer

Pentagon Federal Credit Union
Pentagon Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

Cash Back, 0 APR, No Annual Fee, Restaurants, Entertainment, Daily use
SavorOne Rewards Capital One
Capital One SavorOne Cash Rewards Credit Card
4.27 out of 5
Recommended credit score
score
Excellent (740-799)
  • None
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 5%
    Cash Back on hotels and rental cars booked through Capital One Travel.
  • 0% Introductory APR for the first 15 months that your account is open
    Purchase Intro APR
Learn more
on our partner’s site
Walmart purchases
Capital One Spark® Miles
Capital One Spark Miles for Business
4.11 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • $0
    Annual Fee
  • 26.24%
    Regular APR
  • 5x
    Miles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
  • None
    Purchase Intro APR
Learn more
on our partner’s site
Travel, Daily use
Venture Rewards Capital One
Capital One Venture Rewards Credit Card
3.43 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • $95
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 5x
    Miles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
  • None
    Purchase Intro APR
Learn more
on our partner’s site

See Another Credit Cards in the Bank

Pentagon Federal Credit Union Platinum Rewards Visa® Signature is an option for those, who need Platinum features. With an APR of 17.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Pentagon Federal Credit Union Platinum Rewards Visa® Signature you will get such features as No Annual Fee, No foreign transaction fees, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

Another popular cards for you
Best for International students
SavorOne Student Cash Rewards Capital One
Capital One SavorOne Student Cash Rewards Credit Card
3.87 out of 5
Recommended credit score
scorer
No Credit History
  • None
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 8%
    Cash Back on Capital One entertainment purchases.
  • None
    Purchase Intro APR
Learn more
on our partner’s site