USES

Gold Visa® from Pentagon Federal Credit Union Review

Gold Visa® from Pentagon Federal Credit Union — all information about the credit card.

Updated December 20, 2023
Advertiser Disclosure Our Methodology
PenFed Gold Visa®
Apply now
Our Rating:
3.58 out of 5
scorer
Recommended credit score
Excellent (740-799)
  • Rewards Rate:
    • This card doesn't offer cash back, miles or points.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Introductory APR on purchases made the first 15 months after account opening
  • Regular APR:
    17.99%
  • Balance Transfer APR:
    17.99%
Show more

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Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR on purchases made the first 15 months after account opening
  • Purchase APR
    • 17.99%
  • Intro Balance Transfer APR
    • 0% Introductory APR for 15 months on balance transfers made in the first 90 days after account opening
  • Balance Transfers APR
    • 17.99%
  • APR for Cash Advances
    • 17.99%

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • 3% per transaction
  • Fees for Cash Advances
    • None
  • Penalty Fees
    • 17.99%
  • Return Payment
    • Up to $25
  • Late Payment
    • Up to $20 if balance is less than $1000; Up to $25 if balance is $1000 - $2000; Up to $28 if balance is greater than $2000
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • No Foreign Transaction Fees
Cons:
  • No Intro APR period
  • No rewards

Features

Gold
Visa
  • 0% Intro APR
  • Low interest
  • No Annual Fee
  • No foreign transaction fees
  • Excellent Credit

About the issuer

Pentagon Federal Credit Union
Pentagon Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

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Recommended credit score
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    Annual Fee
  • 9.99%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
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First Progress Platinum Prestige Mastercard® Secured Synovus Bank
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Recommended credit score
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  • $49
    Annual Fee
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    Regular APR
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    Cash Back rewards on payments.
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    Purchase Intro APR
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First Progress Platinum Select Mastercard® Secured Synovus Bank
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Recommended credit score
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  • $39
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See Another Credit Cards in the Bank

Pentagon Federal Credit Union Gold Visa® is an option for those, who need Gold features. With an APR of 17.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Excellent (740-799) credit score. With Pentagon Federal Credit Union Gold Visa® you will get such features as 0% Intro APR, Low interest, No Annual Fee, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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