Gold Visa® from Pentagon Federal Credit Union Review
Gold Visa® from Pentagon Federal Credit Union — all information about the credit card.
Updated December 20, 2023
Apply now
Recommended credit score
Excellent (740-799)
- Rewards Rate:
- This card doesn't offer cash back, miles or points.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:0% Introductory APR on purchases made the first 15 months after account opening
- Regular APR:17.99%
- Balance Transfer APR:17.99%
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Capital One Quicksilver Cash Rewards Credit Card
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Annual Fee
19.99% - 29.99%
Regular APR
5%
Cash Back on hotels and rental cars booked through Capital One Travel.
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Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
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Upgrade Triple Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
3%
Cash Back on Home, Auto and Health categories.
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Rate and fee information
- Purchase Intro APR
- 0% Introductory APR on purchases made the first 15 months after account opening
- Purchase APR
- 17.99%
- Intro Balance Transfer APR
- 0% Introductory APR for 15 months on balance transfers made in the first 90 days after account opening
- Balance Transfers APR
- 17.99%
- APR for Cash Advances
- 17.99%
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- 3% per transaction
- Fees for Cash Advances
- None
- Penalty Fees
- 17.99%
- Return Payment
- Up to $25
- Late Payment
- Up to $20 if balance is less than $1000; Up to $25 if balance is $1000 - $2000; Up to $28 if balance is greater than $2000
Pros & Cons
Pros:
- No Annual Fee
- No Foreign Transaction Fees
Cons:
- No Intro APR period
- No rewards
Features
- 0% Intro APR
- Low interest
- No Annual Fee
- No foreign transaction fees
- Excellent Credit
About the issuer
Pentagon Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Divvy
Cross River Bank
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- NoneRegular APR
- 2x - 7x:Points on restaurants.
- NonePurchase Intro APR
Apply now
On Cross River Bank‘s site
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Capital One Venture Rewards Credit Card
Recommended credit score
Good to Excellent (670-799)
- $95Annual Fee
- 19.99% - 29.99%Regular APR
- 5xMiles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.
- NonePurchase Intro APR
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on our partner’s site
Capital One Spark Cash Select for Excellent Credit
Recommended credit score
Excellent (740-799)
- NoneAnnual Fee
- 18.49% - 24.49%Regular APR
- 5%Cash Back on hotels and rental cars booked through Capital One Travel.
- NonePurchase Intro APR
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See Another Credit Cards in the Bank
Pentagon Federal Credit Union Gold Visa® is an option for those, who need Gold features. With an APR of 17.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Excellent (740-799) credit score. With Pentagon Federal Credit Union Gold Visa® you will get such features as 0% Intro APR, Low interest, No Annual Fee, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Best for Fair credit
Capital One QuicksilverOne Cash Rewards Credit Card
Recommended credit score
Fair to Good (580-739)
- $39Annual Fee
- 29.99%Regular APR
- 5%Cash Back on hotels and rental cars booked through Capital One Travel.
- NonePurchase Intro APR
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on our partner’s site