USES

Power Cash Rewards Visa Signature® from Pentagon Federal Credit Union Review

Power Cash Rewards Visa Signature® from Pentagon Federal Credit Union — all information about the credit card.

Updated December 23, 2022
Advertiser Disclosure Our Methodology
PenFed Power Cash Rewards Visa Signature®
Apply now
Our Rating:
4.96 out of 5
scorer
Recommended credit score
Excellent (740-799)
  • Rewards Rate:
    • 2% Cash Back on all purchases for PenFed Honors Advantage Members.
    • 1.5% Unlimited Cash Back on all purchases.
  • Intro Offer:
    • $100 Statement credit after spending $1,500 in purchase transactions within the first 90 days of account opening.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    17.99% Variable
  • Balance Transfer APR:
    17.99% Variable
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Pentagon Federal Credit Union Power Cash Rewards Visa Signature® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
2%
All purchases
$
Have you already recieved the Pentagon Federal Credit Union intro bonus?
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All benefits

  • Cash back
    • 2% On all purchases for PenFed Honors Advantage Members.
    • 1.5% On all purchases.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 17.99% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for 12 months on balance transfers made in the first 90 days after account opening
  • Balance Transfers APR
    • 17.99% Variable
  • APR for Cash Advances
    • 17.99% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire account balance, including balance transfers and cash advances, by the due date each month. You will be charged interest on cash advances and balance transfers on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • 3% per transaction
  • Fees for Cash Advances
    • None
  • Penalty Fees
    • 17.99%
  • Return Payment
    • Up to $25
  • Late Payment
    • Up to $20 if balance is less than $1000; Up to $25 if balance is $1000-$2000; Up to $28 if balance is greater than $2000
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR period on balance transfers
  • No Foreign Transaction Fees
Cons:
  • No Intro APR period on purchases

Features

Classic
Visa
Contactless
  • No Annual Fee
  • No foreign transaction fees
  • Cashback
  • Payment Flexibility
  • Rewards
  • Excellent Credit

About the issuer

Pentagon Federal Credit Union
Pentagon Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

Pentagon Federal Credit Union Power Cash Rewards Visa Signature® is an option for those, who need Classic features. With an APR of 17.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Excellent (740-799) credit score. With Pentagon Federal Credit Union Power Cash Rewards Visa Signature® you will get such features as No Annual Fee, No foreign transaction fees, Cashback, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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