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RBC Bank Credit Cards

We found 2 RBC Bank credit cards. Read on to get more insights.

RBC Bank
3.73
By Hanna Volkava
Updated November 01, 2024
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RBC Bank Visa Signature® Black

RBC Bank Visa Signature® Black
Annual fee:
$0
Regular APR:
18.49% - 25.24% Variable
Our Rating:
3.4
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1x RBC Rewards point for every $1 spent on your card.
  • Purchase Intro APR:
    0% Introductory APR for 6 months
  • Balance Transfer APR:
    18.49% - 25.24% Variable
  • Issuer name:
    RBC Bank
  • Details:

    The RBC Bank Visa Signature® Black Credit Card earns 1x RBC Rewards point for every $1 spent on your card.

    The Visa Signature® Black Card doesn't charge an annual fee.

    The Card has a 0% introductory APR period for 6 months on purchases. After that, the variable APR is 18.49% - 25.24%.

  • Pros:
    • No Annual Fee
    • Intro APR period on purchases
  • Cons:
    • Foreign Transaction Fee
    • No Intro APR period on balance transfers
  • Benefits:
    • 1 RBC Rewards point for every $1 spent on your card;
    • Premier Benefits From Visa;
    • Zero Liability;
    • No U.S. Credit Score or Address Required;
    • Trip cancellation or interruption insurance;
    • Travel accident insurance;
    • Lost luggage reimbursement;
    • Auto rental collision damage waiver;
    • Cell phone insurance;
    • Roadside assistance;
    • Emergency card replacement and disbursement;
    • Emergency cash and card replacement.
View all Visa Signature® Black details
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Card detail

RBC Bank Visa Signature® Black Plus

RBC Bank Visa Signature® Black Plus
Annual fee:
$75 annually
Regular APR:
18.49% - 25.24% Variable
Our Rating:
3.2
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1.5x RBC Rewards point for every $1 spent on your card.
  • Purchase Intro APR:
    0% Introductory APR for 6 months
  • Balance Transfer APR:
    18.49% - 25.24% Variable
  • Issuer name:
    RBC Bank
  • Details:

    The RBC Bank Visa Signature® Black Plus Credit Card earns 1.5 RBC Rewards point for every $1 spent on your card.

    The Visa Signature® Black Plus doesn't charge an annual fee.

    The Card has a 0% introductory APR period for 6 months on purchases and balance transfers. After that, the variable APR is 18.49% - 25.24%.

  • Pros:
    • Intro APR period
  • Cons:
    • Annual Fee
    • Foreign Transaction Fee
  • Benefits:
    • 1.5 RBC Rewards point for every $1 spent on your card;
    • Trip cancellation or interruption insurance;
    • Travel accident insurance;
    • Lost luggage reimbursement;
    • Auto rental collision damage waiver;
    • Cell phone insurance.
View all Visa Signature® Black Plus details
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Card detail

How to Choose the Right RBC Bank Credit Card?

Sometimes, choosing the right credit card from a specific credit card issuer can be challenging. Considering RBC Bank, there are three steps that will make your decision process easier.

First of all, you should check your current credit score. It will be from "Poor” to “Excellent”, and the higher your credit is, the better RBC Bank credit card offers and terms are available to you.

Then, you need to understand why you need a RBC Bank credit card and determine key features your future credit card must have. If you want a credit card to improve your credit, look for the ones with long grace period and no annual fee. If your goal is to save money on interest, RBC Bank credit cards with the smallest interest and introductory rates are your option. If you need a credit card that will provide you cash rewards, pay attention to the rewards program the RBC Bank offers.

As a third step, compare the RBC Bank offers you find the best for you, but now weighing in all the features. In general, the best credit card fits the following characteristics: low annual percentage rate (APR), low fees, high credit limit, and generous rewards and sign-up bonuses. You can easily compare RBC Bank credit cards in the table below.

Side-by-Side Comparison of RBC Bank Credit Cards

Card Name APR Annual fee Rewards Intro offer
Visa Signature® Black 18.49% - 25.24% Variable $0
  • 1x RBC Rewards point for every $1 spent on your card.
  • No current offer.
    • Visa Signature® Black Plus 18.49% - 25.24% Variable $75
  • 1.5x RBC Rewards point for every $1 spent on your card.
  • No current offer.

    • Conclusion

    RBC Bank provides a range of credit cards with numerous features, yet it’s important to find the best one for you.

    Hanna VolkavaHanna Volkava

    Financial and product expert

    hv@myfin.us

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