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SchoolsFirst Federal Credit Union Credit Cards

We found 4 SchoolsFirst Federal Credit Union credit cards. Read on to get more insights.

SchoolsFirst Federal Credit Union
4.12
By Hanna Volkava
Updated November 01, 2024
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SchoolsFirst Federal Credit Union Share Secured Mastercard®

SchoolsFirst FCU Share Secured Mastercard®
Annual fee:
$0
Regular APR:
13.90% Fixed
Our Rating:
3.21
scorer
Credit score
No Credit History to Poor (0-579)
  • Balance Transfer APR:
    13.90% Fixed
  • Issuer name:
    SchoolsFirst Federal Credit Union
  • Details:

    The SchoolsFirst FCU Share Secured Mastercard® Credit Card doesn't charge an annual fee.

    The APR for purchases and balance transfers is 13.90% Fixed.

  • Pros:
    • No Annual Fee
  • Cons:
    • Foreign Transaction Fee
    • No rewards
  • Benefits:
    • Digital wallets;
    • Free identity theft monitoring and alerts;
    • Emergency wallet replacement;
    • Mastercard ID Theft Protection;
    • Priceless® Cities.
View all Share Secured Mastercard® details
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Card detail

SchoolsFirst Federal Credit Union Inspire Mastercard®

SchoolsFirst FCU Inspire Mastercard®
Annual fee:
$0
Regular APR:
13.75% - 17.90% Variable
Our Rating:
3.2
scorer
Credit score
Good to Excellent (670-799)
  • Purchase Intro APR:
    0% Introductory APR for the first six billing cycles from date of account opening
  • Balance Transfer APR:
    13.75% - 17.90% Variable
  • Issuer name:
    SchoolsFirst Federal Credit Union
  • Details:

    The SchoolsFirst FCU Inspire Mastercard® Credit Card doesn't charge an annual fee.

    The Card has a 0% introductory APR period for 6 billing cycles on purchases and balance transfers. After that, the variable APR is 13.75% - 17.90%.

    Enjoy access to Priceless® Cities, an exclusive benefit for Mastercard cardholders that offers one-of-a-kind experiences and adventures.

  • Pros:
    • Intro APR period
    • No Annual Fee
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • Digital Wallets;
    • Identity theft monitoring and alerts;
    • Emergency wallet replacement;
    • Mastercard ID Theft Protection™;
    • Priceless® Cities.
View all Inspire Mastercard® details
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Card detail

SchoolsFirst Federal Credit Union Rewards Mastercard®

SchoolsFirst FCU Rewards Mastercard®
Annual fee:
$0
Regular APR:
15.00% - 17.90% Variable
Our Rating:
3.96
scorer
Credit score
Fair to Excellent (580-799)
  • Rewards Rate:
    • 1.5x Points for every $1 spent on every purchase.
  • Intro Offer:
    • 10,000x Points just for opening a card – a $100 cash value.
  • Balance Transfer APR:
    15.00% - 17.90% Variable
  • Issuer name:
    SchoolsFirst Federal Credit Union
  • Details:

    The SchoolsFirst FCU Rewards Mastercard® Credit Card earns 10,000 bonus points just for opening a card (a $100 cash value). The Card offers 1.5x points on all purchases.

    The Rewards Mastercard® doesn't charge an annual fee.

    The APR for purchases and balance transfers is 15.00% - 17.90% Variable.

  • Pros:
    • No Annual Fee
    • No Foreign Transaction Fee
  • Cons:
    • No Intro APR period
  • Benefits:
    • 10,000 points just for opening a card (a $100 cash value);
    • 1.5x points for every $1 spent on every purchase;
    • Free, unlimited 2-day shipping and return shipping from more than 140 participating online retailers (enrollment in complimentary ShopRunner membership required);
    • 5% back on HelloFresh purchases;
    • $5 Lyft credit for every three rides taken in a calendar month;
    • Digital Wallets;
    • Priceless® Cities.
View all Rewards Mastercard® details
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Card detail

SchoolsFirst Federal Credit Union School Employee Mastercard®

SchoolsFirst FCU School Employee Mastercard®
Annual fee:
$0
Regular APR:
11.75% - 17.90% Variable
Our Rating:
3.96
scorer
Credit score
Fair to Excellent (580-799)
  • Rewards Rate:
    • 1.5% Cash Back on purchases — deposited into your Summer Saver account.
  • Balance Transfer APR:
    11.75% - 17.90% Variable
  • Issuer name:
    SchoolsFirst Federal Credit Union
  • Details:

    The SchoolsFirst FCU School Employee Mastercard® Credit Card earns 1.5% Cash Back on all purchases.

    The School Employee Mastercard® doesn't charge an annual fee.

    The APR for purchases and balance transfers is 11.75% - 17.90% Variable.

  • Pros:
    • No Annual Fee
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • 1.5% Cash Back on all purchases;
    • Digital Wallets;
    • Mastercard ID Theft Protection;
    • Priceless® Cities.
View all School Employee Mastercard® details
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Card detail

How to Choose the Right SchoolsFirst Federal Credit Union Credit Card?

Sometimes, choosing the right credit card from a specific credit card issuer is quite difficult. Considering SchoolsFirst Federal Credit Union, there are three steps that can help you.

First of all, you are to check your credit score. It varies from "Poor” to “Excellent”, and the higher your credit is, the better SchoolsFirst Federal Credit Union options of credit cards are available to you.

Secondly, you have to identify why you need a SchoolsFirst Federal Credit Union credit card and determine key aspects your future credit card should have. If you search for a credit card to increase your credit score, look for those with large grace period and no annual fee. If your aim is to avoid spending money on interest, SchoolsFirst Federal Credit Union credit cards with the smallest interest and long intro offer are your option. In case you need a credit card that will provide you cash, points, or miles rewards, pay attention to the rewards program the SchoolsFirst Federal Credit Union offers.

Finally, compare the SchoolsFirst Federal Credit Union credit cards you find the best for you, but taking into consideration all the aspects. Overall, an ideal credit card meet the following characteristics: near-zero annual percentage rate (APR), no fees, high credit limit, the finance charge calculations include one billing cycle only, and large rewards and sign-up bonuses. You can easily compare SchoolsFirst Federal Credit Union credit cards in the table below.

Side-by-Side Comparison of SchoolsFirst Federal Credit Union Credit Cards

Card Name APR Annual fee Rewards Intro offer
Share Secured Mastercard® 13.90% Fixed $0
  • This card doesn't offer cash back, miles or points.
  • No current offer.
    • Inspire Mastercard® 13.75% - 17.90% Variable $0
  • This card doesn't offer cash back, miles or points.
  • No current offer.
    • Rewards Mastercard® 15.00% - 17.90% Variable $0
  • 1.5x Points for every $1 spent on every purchase.
  • 10,000x Points just for opening a card – a $100 cash value.
    • School Employee Mastercard® 11.75% - 17.90% Variable $0
  • 1.5% Cash Back on purchases — deposited into your Summer Saver account.
  • No current offer.

    • Conclusion

    Today, SchoolsFirst Federal Credit Union issues a wide range of credit cards with various options, yet it’s important to find the one that designed for you.

    Hanna VolkavaHanna Volkava

    Financial and product expert

    hv@myfin.us

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