Southern Bank Credit Cards

We found 1 Southern Bank credit cards. Read on to get more insights.

By Hanna Volkava
Updated November 01, 2024

Best Credit Cards in November 2024

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Southern Bank Visa® Platinum
Annual fee:
$0
Regular APR:
10.99% - 21.99% Variable
Our Rating:
3.12
scorer
Credit score
Fair to Good (580-739)
  • Balance Transfer APR:
    10.99% - 21.99% Variable
  • Issuer name:
    Southern Bank
  • Details:

    The Southern Bank Visa® Platinum Credit Card doesn't charge an annual fee.

    The Card has a 0% introductory APR period for 12 billing cycles on balance transfers made within 90 days of account opening. After that, the variable APR is 10.99% - 21.99%.

  • Pros:
    • No Annual Fee
    • Intro APR period on balance transfers
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • Option to enroll in BankMiles® Rewards program;
    • Cell phone protection;
    • Travel and Emergency Assistance Services;
    • Auto Rental Collision Damage Waiver;
    • Exclusive Visa® discounts.
Card detail

How to Choose the Right Southern Bank Credit Card?

Choosing the best credit card from a specific credit card company is quite difficult. Considering Southern Bank, the three following steps can make your decision process easier.

First and foremost, you should check your current credit score. It varies from "Poor” to “Excellent”, and the higher your score is, the better Southern Bank credit card offers and terms are available to you.

Then, you have to identify why you need a Southern Bank credit card and determine the most crucial features your potential credit card must have. If you want a credit card to increase your credit, then look for those with large grace period and no annual fee. If you want to save money on interest, Southern Bank credit cards with the smallest interest and introductory rates are your best choice. In case you need a credit card with cashback, check the rewards program offered by Southern Bank.

Finally, compare the Southern Bank offers you find the best for you, but now looking at all the features. Overall, the perfect credit card meet the following characteristics: near-zero interest rate, no fees, extended credit limit, the finance charge calculations include one billing cycle only, and large rewards and sign-up bonuses. You can easily compare Southern Bank credit cards in the table below.

Side-by-Side Comparison of Southern Bank Credit Cards

Card Name APR Annual fee Rewards Intro offer
Visa® Platinum 10.99% - 21.99% Variable $0
  • This card doesn't offer cash back, miles or points.
  • No current offer.
  • Conclusion

    Today, Southern Bank provides a wide range of credit cards with various options, yet it’s important to find the one that will be the best for you.

    Hanna VolkavaHanna Volkava

    Financial and product expert

    hv@myfin.us