How to Choose the Right Synovus Bank Credit Card?
Choosing the best credit card from a specific credit card issuer can be hard. Considering Synovus Bank, the three following steps can make your decision process easier.
First and foremost, you need to figure out your current credit score. It can vary from "Poor” to “Excellent”, and the higher your score is, the better Synovus Bank credit card offers and terms are available to you.
Secondly, you need to decide on why you need a Synovus Bank credit card and determine the most crucial aspects your future credit card must have. If you want a credit card to improve your credit, look for those with large grace period and no annual fee. If you want to avoid spending money on interest, Synovus Bank credit cards with the lowest interest and introductory rates are your best choice. If you need a credit card that will provide you cashback, check the rewards program the Synovus Bank offers.
Finally, compare the Synovus Bank offers you find the best for you, but now considering all the aspects. Overall, an ideal credit card meet the following characteristics: near-zero annual percentage rate (APR), long grace period, no fees, high credit limit, the finance charge calculations include one billing cycle only, and large rewards and sign-up bonuses. You can easily compare Synovus Bank credit cards in the table below.
Side-by-Side Comparison of Synovus Bank Credit Cards
| Card Name
| APR
| Annual fee
| Rewards
| Intro offer
|
|---|
| First Progress Platinum Elite Mastercard® Secured
| 25.24% Variable
| $29
| This card doesn't offer cash back, miles or points. | No current offer. |
| First Progress Platinum Prestige Mastercard® Secured
| 14.74% Variable
| $49
| 1% Cash Back rewards on payments. | No current offer. |
| First Progress Platinum Select Mastercard® Secured
| 18.74% Variable
| $39
| 1% Cash Back on payments made to your First Progress Secured credit card account. | No current offer. |
| OakStone Secured Mastercard® Platinum
| 9.99% Variable
| $49
| This card doesn't offer cash back, miles or points. | No current offer. |
| OakStone Secured Mastercard® Gold
| 14.74% Variable
| $39
| This card doesn't offer cash back, miles or points. | No current offer. |
| Assent Platinum 0% Intro Rate Mastercard® Secured
| 29.24% Variable
| $0
| This card doesn't offer cash back, miles or points. | No current offer. |
| First Digital NextGen Mastercard®
| 35.99%
| $48
| 1% Cash Back on all payments. | No current offer. |
| Classic Visa®
| 15.49% - 24.99% Variable
| $0
| This card doesn't offer cash back, miles or points. | No current offer. |
| First Latitude Select Mastercard® Secured Credit Card
| 19.24% Variable
| $39
| 1% Cash Back rewards on payments made to your First Latitude Secured credit card account. | No current offer. |
| Cash Rewards Visa®
| 17.49% - 24.99% Variable
| $0
| 3% Cash Back on purchases in the Dining category.3% Cash Back on up to $3000 in net spending quarterly for purchases in a Dynamic Earn category of your choice.1% Cash Back on all eligible purchases with no cap. | No current offer. |
| Business Visa®
| 14.49% - 24.99% Variable
| $0
| This card doesn't offer cash back, miles or points. | No current offer. |
| Rewards Visa®
| 17.49% - 24.99% Variable
| $0
| 3x Points on up to $3,000 in net spend quarterly for purchases in a Dynamic Earn category of your choice.1x Points on all eligible purchases. | No current offer. |
| Business Rewards Visa®
| 14.49% - 24.99% Variable
| $0
| 3x Points on up to $3,000 in net spend quarterly for purchases in a Dynamic Earn category of your choice.1x Points on all eligible purchases, with no limit on the points you can earn. | No current offer. |
| Travel Rewards Visa®
| 15.49% - 24.99% Variable
| $50
| 5x Points on up to $5,000 annually in net spend for travel purchases, including hotel, airlines, car rental, and vacation packages.3x Points on up to $3,000 in net spend quarterly for purchases in a Dynamic Earn category of your choice.1x Points on all eligible purchases. | No current offer. |
| Business Travel Rewards Visa®
| 14.49% - 24.99% Variable
| $50
| 5x Points on up to $5,000 annually in net spend for travel purchases, including hotel, airlines, car rental, and vacation packages.3x Points on up to $3,000 in net spend quarterly for purchases in a Dynamic Earn category of your choice.1x Points on all eligible purchases, with no limit on the points you can earn. | No current offer. |
Conclusion
Synovus Bank issues a wide range of credit cards with numerous options, yet it’s better to find the one that designed for you.
