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Synovus Bank Credit Cards

We found 13 Synovus Bank credit cards. Read on to get more insights.

Synovus Bank
4.17
By Hanna Volkava
Updated July 01, 2024
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Best Credit Cards in July 2024

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First Latitude Select Mastercard® Secured Credit Card

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Synovus Bank First Latitude Select Mastercard® Secured Credit Card
Annual fee:
$39 annually
Regular APR:
19.24% Variable
Our Rating:
1.75
scorer
Credit score
No Credit History to Poor (0-579)
  • Rewards Rate:
    • 1% Cash Back rewards on payments made to your First Latitude Secured credit card account.
  • Issuer name:
    Synovus Bank
  • Details:

    First Latitude Select Mastercard® Secured Credit Card is a full-feature Platinum Mastercard® with a credit line based on a security deposit rather than on a credit score.

    The Card earns 1% Cash Back rewards on payments made to your credit card account.

    The First Latitude Select Mastercard® Secured Credit Card charges an annual fee of $39 annually. The APR for Purchases is 19.24% (25.24% for cash advances). These APRs will vary with the market based on the Prime Rate.

    Read full review

  • Pros:
    • Available to people with limited credit history
  • Cons:
    • Foreign Transaction Fee
    • Balance transfers are not available
  • Benefits:
    • 1% Cash Back rewards on payments made to your First Latitude Secured credit card account;
    • Minimum refundable deposit of $200.00 up to $2,000.00*;
    • Reports Monthly to All 3 Consumer Credit Bureaus to Establish Credit History;
    • Quick and Easy Online Application.
View all First Latitude Select Mastercard® Secured Credit Card details
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On Synovus Bank‘s site
Card detail

First Progress Platinum Prestige Mastercard® Secured Credit Card

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First Progress Platinum Prestige Mastercard® Secured Synovus Bank
Annual fee:
$49 annually
Regular APR:
15.24% Variable
Our Rating:
3.8
scorer
Credit score
No Credit History to Fair (0-669)
  • Rewards Rate:
    • 1% Cash Back rewards on payments.
  • Issuer name:
    Synovus Bank
  • Details:

    The First Progress Platinum Prestige Mastercard® Secured Credit Card is a secured credit card for people with a limited credit history.

    The Card earns 1% Cash Back rewards on payments.

    The First Progress Platinum Prestige Mastercard® comes with an annual fee of $49. The card's APR: 15.24% (Variable for purchases), 24.24% (Variable for cash advances).

    Read full review

  • Pros:
    • Low APR for Purchases
    • No Minimum Credit Score Required
    • Reports to Three Major Credit Bureaus
    • Suitable Range of Credit Limit
  • Cons:
    • High Annual Fee
    • High Transaction Fees on Cash Advance
    • High Penalty Fees
    • Foreign Transaction Fees
  • Benefits:
    • 1% Cash Back rewards on payments;
    • Accepted Nationwide;
    • No Minimum Credit Score;
    • No Credit History Required.
View all First Progress Platinum Prestige Mastercard® Secured details
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On First Progress’s site
Card detail

First Progress Platinum Elite Mastercard® Secured Credit Card

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First Progress Platinum Elite Mastercard® Secured Credit Card Synovus Bank
Annual fee:
$29 annually
Regular APR:
25.24% Variable
Our Rating:
3.3
scorer
Credit score
No Credit History to Fair (0-669)
    • Issuer name:
      Synovus Bank
    • Details:

      The First Progress Platinum Elite Mastercard® Secured Credit Card is designed to help cardholders build credit with no credit check or minimum credit score required to apply.

      As a secured credit card, the First Progress Platinum Elite Mastercard® Secured Credit Card doesn’t come with any welcome offers, sign-up bonuses or reward rates.

      As a Mastercard®-branded credit option, this First Progress Platinum Elite Mastercard® Secured Credit Card is accepted nationwide.

      The initial Credit Limit for your Account will be equal to the amount of the Deposit that you make with us, which must be at least $200 (see “Security Interest” above). However, if you choose to deposit more than $200 your initial deposit and corresponding Credit Limit must be at least $300 and may not exceed $2,000.

      Read full review

    • Pros:
      • No credit history required
      • No Minimum Credit Score needed
      • Low Annual Percentage Rates
      • It builds your Credit Score
    • Cons:
      • No option to graduate to an unsecured credit card
      • Credit limit is equal to your deposit amount
      • There is no Rewards program
    • Benefits:
      • No Minimum Credit Score;
      • No Credit History Required;
      • Accepted Nationwide.
    View all First Progress Platinum Elite Mastercard® Secured details
    Apply now
    On First Progress’s site
    Card detail

    First Progress Platinum Select Mastercard® Secured Credit Card

    Apply now
    First Progress Platinum Select Mastercard® Secured Synovus Bank
    Annual fee:
    $39 annually
    Regular APR:
    19.24% Variable
    Our Rating:
    3.5
    scorer
    Credit score
    No Credit History to Fair (0-669)
    • Rewards Rate:
      • 1% Cash Back on payments made to your First Progress Secured credit card account.
    • Issuer name:
      Synovus Bank
    • Details:

      The First Progress Platinum Select MasterCard® Secured is designed to help cardholders build credit with no credit check or minimum credit score required to apply.

      The First Progress Platinum Select MasterCard® Secured Credit Card earns 1% Cash Back on payments made to your First Progress Secured credit card account.

      The card's APR: 19.24% (Variable for Purchases), 25.24% (Variable for Cash Advances).

      The First Progress Platinum Select MasterCard® has an annual fee of $39. Plus, the card has a foreign transaction fee of 3%.

      Read full review

    • Pros:
      • No credit history required
      • No Minimum Credit Score needed
      • Low Annual Percentage Rates
    • Cons:
      • Annual Fee
      • Foreign Transaction Fee
    • Benefits:
      • 1% Cash Back on payments made to your First Progress Secured credit card account;
      • Accepted Nationwide;
      • No Minimum Credit Score;
      • No Credit History Required.
    View all First Progress Platinum Select Mastercard® Secured details
    Apply now
    On First Progress’s site
    Card detail

    Synovus Bank Assent Platinum 0% Intro Rate Mastercard® Secured

    Assent Platinum 0% Intro Rate Mastercard® Secured Synovus Bank
    Annual fee:
    $0
    Regular APR:
    29.24% Variable
    Our Rating:
    1.61
    scorer
    Credit score
    No Credit History to Poor (0-579)
      • Issuer name:
        Synovus Bank
      • Details:

        The Assent Platinum Mastercard® is not yet available in NY, IA, AR, or WI.

        The Assent Platinum Mastercard® Secured reports monthly to all three major credit bureaus.

      • Pros:
        • Quick & Easy Online Application
        • No Annual Fee
      • Cons:

        • Foreign Transaction Fee
        • No rewards
      • Benefits:
        • Genuine Full-Feature Mastercard;
        • Reports every month to all three Major Credit Bureaus;
        • No Credit History Required;
        • Worldwide Acceptance.
      View all Assent Platinum 0% Intro Rate Mastercard® Secured details
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      Card detail

      Synovus Bank First Digital NextGen Mastercard®

      First Digital NextGen Mastercard® Synovus Bank
      Annual fee:
      $75 for the first year
      $48 thereafter
      Regular APR:
      35.99%
      Our Rating:
      1.94
      scorer
      Credit score
      No Credit History to Fair (0-669)
      • Rewards Rate:
        • 1% Cash Back on all payments.
      • Issuer name:
        Synovus Bank
      • Details:

        The First Digital NextGen Mastercard® Credit Card is designed for rebuilding credit. The Card earns 1% Cash Back on all payments.

        The First Digital NextGen Mastercard® has a regular purchase APR of 35.99%. The card comes with an annual fee of $75 for the first year ($48 thereafter).

        Just pay the $95 one time Program Fee after approval to activate your card.

      • Pros:
        • Easy Application
        • No Foreign Transaction Fee
      • Cons:
        • Annual Fee
        • High APR
        • Extra Fees
      • Benefits:
        • 1% Cash Back on all payments;
        • Manageable monthly payments;
        • Reports to all three major credit bureaus;
        • Accepted by merchants across the USA and online;
        • Mastercard Global Service;
        • Zero Liability Protection.
      View all First Digital NextGen Mastercard® details
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      Card detail

      Synovus Bank Classic Visa®

      Synovus Bank Classic Visa®
      Annual fee:
      $0
      Regular APR:
      15.49% - 24.99% Variable
      Our Rating:
      2.86
      scorer
      Credit score
      Good to Excellent (670-799)
      • Purchase Intro APR:
        0% Introductory APR for the first six months
      • Balance Transfer APR:
        15.49% - 24.99% Variable
      • Issuer name:
        Synovus Bank
      • Details:

        The Synovus Bank Classic Visa® Credit Card doesn't charge an annual fee.

        The Card has a 0% introductory APR period for the first 6 months on purchases and balance transfers. After that, the variable APR is 15.49% - 24.99%.

      • Pros:
        • No Annual Fee
        • Intro APR period
      • Cons:
        • Foreign Transaction Fee
        • No rewards
      • Benefits:
        • Visa® benefits;
        • Auto Rental Collision damage Waiver.
      View all Classic Visa® details
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      Card detail

      Synovus Bank Cash Rewards Visa®

      Synovus Cash Rewards Visa®
      Annual fee:
      $0
      Regular APR:
      17.49% - 24.99% Variable
      Our Rating:
      5
      scorer
      Credit score
      Good to Excellent (670-799)
      • Rewards Rate:
        • 3% Cash Back on purchases in the Dining category.
        • 3% Cash Back on up to $3000 in net spending quarterly for purchases in a Dynamic Earn category of your choice.
        • 1% Cash Back on all eligible purchases with no cap.
      • Purchase Intro APR:
        0% Introductory APR for the first six months
      • Balance Transfer APR:
        17.49% - 24.99% Variable
      • Issuer name:
        Synovus Bank
      • Details:

        The Synovus Cash Rewards Visa® Credit Card earns 3% Cash Back on purchases in the Dining category, 3% Cash Back on up to $3000 in net spending quarterly for purchases in a Dynamic Earn category of your choice and 1% Cash Back on all eligible purchases with no cap.

        The Cash Rewards Visa® doesn't charge an annual fee.

        The Card has a 0% introductory APR period for 6 months on purchases and balance transfers. After that, the variable APR is 17.49% - 24.99%.

      • Pros:
        • No Annual Fee
        • Intro APR period
      • Cons:
        • No welcome bonus
        • Foreign Transaction Fee
      • Benefits:
        • 3% Cash Back on purchases in the Dining category;
        • 3% Cash Back on up to $3000 in net spending quarterly for purchases in a Dynamic Earn category of your choice;
        • 1% Cash Back on all eligible purchases with no cap.
      View all Cash Rewards Visa® details
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      Card detail

      Synovus Bank Business Visa®

      Synovus Bank Business Visa®
      Annual fee:
      $0
      Regular APR:
      14.49% - 24.99% Variable
      Our Rating:
      2.91
      scorer
      Credit score
      Good to Excellent (670-799)
      • Purchase Intro APR:
        0% Introductory APR for the first 6 months
      • Balance Transfer APR:
        14.49% - 24.99% Variable
      • Issuer name:
        Synovus Bank
      • Details:

        The Synovus Bank Business Visa® Credit Card is a basic business card.

        The Business Visa® Card doesn't charge an annual fee.

        The Card has a 0% introductory APR period for 6 months on purchases and balance transfers. After that, the variable APR is 14.49% - 24.99%.

      • Pros:
        • No Annual Fee
        • Intro APR period
      • Cons:
        • Foreign Transaction Fee
      • Benefits:
        • Account access for your employees;
        • Travel Accident Insurance;
        • Auto Rental Collision Damage Waiver;
        • Travel & Emergency Assistance Services;
        • $1,500 Hotel Theft Protection;
        • Emergency Evacuation and Transportation Coverage.
      View all Business Visa® details
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      Card detail

      Synovus Bank Rewards Visa®

      Synovus Rewards Visa®
      Annual fee:
      $0
      Regular APR:
      17.49% - 24.99% Variable
      Our Rating:
      4.27
      scorer
      Credit score
      Good to Excellent (670-799)
      • Rewards Rate:
        • 3x Points on up to $3,000 in net spend quarterly for purchases in a Dynamic Earn category of your choice.
        • 1x Points on all eligible purchases.
      • Purchase Intro APR:
        0% Introductory APR for the first six months
      • Balance Transfer APR:
        17.49% - 24.99% Variable
      • Issuer name:
        Synovus Bank
      • Details:

        The Synovus Rewards Visa® Credit Card earns 3x points on up to $3,000 in net spend quarterly for purchases in a Dynamic Earn category of your choice and 1x points on all eligible purchases.

        The Synovus Bank Rewards Visa® doesn't charge an annual fee.

        The Card has a 0% introductory APR period for the first 6 months on purchases and balance transfers. After that, the variable APR is 17.49% - 24.99%.

      • Pros:
        • No Annual Fee
        • Intro APR period
      • Cons:
        • No welcome bonus
        • Foreign Transaction Fee
      • Benefits:
        • 3x points on up to $3,000 in net spend quarterly for purchases in a Dynamic Earn category of your choice;
        • 1x points on all eligible purchases;
        • Purchase Security/Extended Protection;
        • Hotel Theft Protection;
        • NortonLifeLock™ Benefit;
        • Visa Protection Benefits;
        • Zero Liability.
      View all Rewards Visa® details
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      Card detail
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      How to Choose the Right Synovus Bank Credit Card?

      Sometimes, choosing the right credit card from a specific credit card company is quite difficult. Considering Synovus Bank, there are three steps that will help you.

      First and foremost, you need to check your current credit score. It will be from "Poor” to “Excellent”, and the higher your credit score is, the better Synovus Bank credit card offers and terms are available to you.

      Then, you should decide on why you need a Synovus Bank credit card and determine key aspects your potential credit card should have. If you search for a credit card to improve your credit, look for the ones with long grace period and no annual fee. If you want to save money on interest, Synovus Bank credit cards with the smallest interest and introductory rates are your best choice. If you are looking for a credit card with cash rewards, check the rewards program the Synovus Bank offers.

      As a third step, you should compare the Synovus Bank credit cards you think are the best for you, but taking into consideration all the aspects. Overall, the perfect credit card has the following characteristics: near-zero annual percentage rate (APR), long grace period, low fees, extended credit limit, the finance charge calculations include one billing cycle only, and large rewards and sign-up bonuses. You can easily compare Synovus Bank credit cards in the table below.

      Side-by-Side Comparison of Synovus Bank Credit Cards

      Card Name APR Annual fee Rewards Intro offer
      First Progress Platinum Elite Mastercard® Secured 25.24% Variable $29
    • This card doesn't offer cash back, miles or points.
    • No current offer.
      • First Progress Platinum Prestige Mastercard® Secured 15.24% Variable $49
    • 1% Cash Back rewards on payments.
    • No current offer.
      • First Progress Platinum Select Mastercard® Secured 19.24% Variable $39
    • 1% Cash Back on payments made to your First Progress Secured credit card account.
    • No current offer.
      • OakStone Secured Mastercard® Platinum 9.99% Variable $49
    • This card doesn't offer cash back, miles or points.
    • No current offer.
      • OakStone Secured Mastercard® Gold 14.74% Variable $39
    • This card doesn't offer cash back, miles or points.
    • No current offer.
      • Assent Platinum 0% Intro Rate Mastercard® Secured 29.24% Variable $0
    • This card doesn't offer cash back, miles or points.
    • No current offer.
      • First Digital NextGen Mastercard® 35.99% $48
    • 1% Cash Back on all payments.
    • No current offer.
      • Classic Visa® 15.49% - 24.99% Variable $0
    • This card doesn't offer cash back, miles or points.
    • No current offer.
      • First Latitude Select Mastercard® Secured Credit Card 19.24% Variable $39
    • 1% Cash Back rewards on payments made to your First Latitude Secured credit card account.
    • No current offer.
      • Cash Rewards Visa® 17.49% - 24.99% Variable $0
    • 3% Cash Back on purchases in the Dining category.
    • 3% Cash Back on up to $3000 in net spending quarterly for purchases in a Dynamic Earn category of your choice.
    • 1% Cash Back on all eligible purchases with no cap.
    • No current offer.
      • Business Visa® 14.49% - 24.99% Variable $0
    • This card doesn't offer cash back, miles or points.
    • No current offer.
      • Rewards Visa® 17.49% - 24.99% Variable $0
    • 3x Points on up to $3,000 in net spend quarterly for purchases in a Dynamic Earn category of your choice.
    • 1x Points on all eligible purchases.
    • No current offer.
      • Business Rewards Visa® 14.49% - 24.99% Variable $0
    • 3x Points on up to $3,000 in net spend quarterly for purchases in a Dynamic Earn category of your choice.
    • 1x Points on all eligible purchases, with no limit on the points you can earn.
    • No current offer.
      • Travel Rewards Visa® 15.49% - 24.99% Variable $50
    • 5x Points on up to $5,000 annually in net spend for travel purchases, including hotel, airlines, car rental, and vacation packages.
    • 3x Points on up to $3,000 in net spend quarterly for purchases in a Dynamic Earn category of your choice.
    • 1x Points on all eligible purchases.
    • No current offer.
      • Business Travel Rewards Visa® 14.49% - 24.99% Variable $50
    • 5x Points on up to $5,000 annually in net spend for travel purchases, including hotel, airlines, car rental, and vacation packages.
    • 3x Points on up to $3,000 in net spend quarterly for purchases in a Dynamic Earn category of your choice.
    • 1x Points on all eligible purchases, with no limit on the points you can earn.
    • No current offer.

      • Conclusion

      Today, Synovus Bank issues a wide range of credit cards with various features, yet it’s important to find the one that will be the best for you.

      Hanna VolkavaHanna Volkava

      Financial and product expert

      hv@myfin.us

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