Business Visa® from Synovus Bank Review

Business Visa® from Synovus Bank — all information about the credit card.

Synovus Bank Business Visa®
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Our Rating:
2.91 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • This card doesn't offer cash back, miles or points.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Introductory APR for the first 6 months
  • Regular APR:
    14.49% - 24.99% Variable
  • Balance Transfer APR:
    14.49% - 24.99% Variable
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All benefits

  • Travel
    • Travel Accident Insurance:
    • $500,000.
    • Auto Rental Collision Damage Waiver:
    • Collision Damage Waiver is a type of protection that limits how much a car hire company will charge for repairs.
    • Travel & Emergency Assistance Services:
    • This benefit offers services designed to help you in case of an emergency while traveling. The Benefit Administrator can connect you with the appropriate local emergency and assistance resources available when you are away from home, 24 hours a day, 365 days a year.
    • $1,500 Hotel Theft Protection When You pay for the cost of a Hotel/Motel room located in the United States or Canada with your eligible Visa card You will be eligible to receive a onetime payment of up to $1,500 for personal property stolen from Your room, in excess of any compensation provided by the Hotel/Motel and/or any valid and collectible insurance benefits or reimbursement.
    • Lost Luggage Reimbursement:
    • When You take a trip and pay for the entire cost of Common Carrier tickets with Your eligible Visa card, You may be eligible to receive reimbursement if Your Checked Luggage or Carry-on Baggage and/or its contents are lost due to theft or misdirection by the Common Carrier. You will be reimbursed for the difference between the “value of the amount claimed” and the Common Carrier’s payment up to five thousand dollars ($5,000.00) per trip (for New York residents, coverage is limited to two thousand dollars ($2,000.00) per bag), provided the luggage was lost due to theft or misdirection by the Common Carrier.
    • Emergency Evacuation and Transportation Coverage:
    • Emergency medical evacuation coverage means that in the event that a covered traveler has a medical emergency that requires transportation, travel insurance will pay for such transportation as deemed necessary up to the coverage limits of the specific policy.

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for the first 6 months
  • Purchase APR
    • 14.49% - 24.99% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for the first 6 months
  • Balance Transfers APR
    • 14.49% - 24.99% Variable
  • APR for Cash Advances
    • 24.99% Variable

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • None
  • Fees for Cash Advances
    • 5% of the cash advance with a $10 minimum
  • Return Payment
    • $39
  • Late Payment
    • Up to $39
  • Return Check
    • $39
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR period
Cons:
  • Foreign Transaction Fee

Features

Classic
Visa
  • 0% Intro APR
  • Low interest
  • No Annual Fee
  • Purchase Protection
  • Extended Warranty Protection
  • Lost Luggage Reimbursement
  • Auto Rental Insurance
  • 24/7 Travel Assistant
  • Good Credit
  • Excellent Credit

About the issuer

Synovus Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

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Recommended credit score
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  • None
    Annual Fee
  • 14.99% - 29.99%
    Regular APR
  • 1.5%
    Cash Back on payments.
  • None
    Purchase Intro APR
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Recommended credit score
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Good to Excellent (670-799)
  • None
    Annual Fee
  • 14.99% - 29.99%
    Regular APR
  • 3%
    Cash Back on Home, Auto and Health categories.
  • None
    Purchase Intro APR
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Recommended credit score
score
Good to Excellent (670-799)
  • $0
    Annual Fee
  • 26.24%
    Regular APR
  • 5x
    Miles on hotels and rental cars booked through Capital One Travel.
  • None
    Purchase Intro APR
Learn more
on our partner’s site

Synovus Bank Business Visa® is an option for those, who need Classic features. With an APR of 14.49% - 24.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Synovus Bank Business Visa® you will get such features as 0% Intro APR, Low interest, No Annual Fee, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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Recommended credit score
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  • $150
    Annual Fee
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    Regular APR
  • 5%
    Cash Back on hotels and rental cars booked through Capital One Travel.
  • None *
    Purchase Intro APR
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