Rewards Visa® from Synovus Bank Review

Rewards Visa® from Synovus Bank — all information about the credit card.

Synovus Rewards Visa®
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Our Rating:
4.27 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 3x Points on up to $3,000 in net spend quarterly for purchases in a Dynamic Earn category of your choice.
    • 1x Points on all eligible purchases.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Introductory APR for the first six months
  • Regular APR:
    17.49% - 24.99% Variable
  • Balance Transfer APR:
    17.49% - 24.99% Variable
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Synovus Bank Rewards Visa® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
3X
Rotating categories
$
1X
All other purchases
$
How would you like to redeem points?
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All benefits

  • Points
    • 3x On up to $3,000 in net spend quarterly for purchases in a Dynamic Earn category of your choice.
    • 1x On all eligible purchases.
  • Travel
    • Travel & Emergency Assistance Services:
    • Travel and Emergency Assistance Services provide assistance and referral only. You are responsible for the cost of any actual medical, legal, transportation, cashadvance, or other services or goods provided.
    • Hotel Theft Protection:
    • You can receive a one-time payment of up to $1,500 for personal property stolen from Your room. To be eligible for this coverage, You must be a cardholder of an eligible card issued in the United States and charge the room entirely with Your Account and/or rewards program associated with Your covered Account.

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for the first six months
  • Purchase APR
    • 17.49% - 24.99% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for the first six months
  • Balance Transfers APR
    • 17.49% - 24.99% Variable
  • APR for Cash Advances
    • 24.99% Variable

Fees

  • Annual Fee
    • $0
  • Fees for Cash Advances
    • Either $10 or 5% of the amount of the cash advance, whichever is greater (except on overdraft protection transactions)
  • Return Payment
    • Up to $39
  • Late Payment
    • Up to $39
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR period
Cons:
  • No welcome bonus
  • Foreign Transaction Fee

Features

Classic
Visa
  • 0% Intro APR
  • No Annual Fee
  • Fraud Protection
  • Rewards
  • Bonus points
  • Purchase Protection
  • Extended Warranty Protection
  • 24/7 Travel Assistant
  • Good Credit
  • Excellent Credit

About the issuer

Synovus Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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Recommended credit score
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  • None
    Annual Fee
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    Regular APR
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  • None
    Purchase Intro APR
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Recommended credit score
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  • $95
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  • 19.99% - 29.99%
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    Purchase Intro APR
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Recommended credit score
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Good to Excellent (670-799)
  • $0
    Annual Fee
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    Regular APR
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  • None
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Synovus Bank Rewards Visa® is an option for those, who need Classic features. With an APR of 17.49% - 24.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Synovus Bank Rewards Visa® you will get such features as 0% Intro APR, No Annual Fee, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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Recommended credit score
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  • None
    Annual Fee
  • 18.49% - 24.49%
    Regular APR
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