USES

Cash Rewards Visa® from Synovus Bank Review

Cash Rewards Visa® from Synovus Bank — all information about the credit card.

Updated November 17, 2023
Advertiser Disclosure Our Methodology
Synovus Cash Rewards Visa®
Apply now
Our Rating:
5 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 3% Cash Back on purchases in the Dining category.
    • 3% Cash Back on up to $3000 in net spending quarterly for purchases in a Dynamic Earn category of your choice.
    • 1% Cash Back on all eligible purchases with no cap.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Introductory APR for the first six months
  • Regular APR:
    17.49% - 24.99% Variable
  • Balance Transfer APR:
    17.49% - 24.99% Variable
Show more

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Regular APR
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Upgrade Triple Cash Rewards Visa® Upgrade
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Annual Fee
14.99% - 29.99%
Regular APR
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Upgrade Cash Rewards Visa®
Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
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On Upgrade‘s website
Apply now

Synovus Bank Cash Rewards Visa® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
3%
Dining
$
3%
Rotating categories
$
1%
All other purchases
$
Calculate
Show less details

All benefits

  • Cash back
    • 3% On purchases in the Dining category.
    • 3% On up to $3000 in net spending quarterly for purchases in a Dynamic Earn category of your choice.
    • 1% On all eligible purchases with no cap.

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for the first six months
  • Purchase APR
    • 17.49% - 24.99% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for the first six months
  • Balance Transfers APR
    • 17.49% - 24.99% Variable
  • APR for Cash Advances
    • 24.99% Variable

Fees

  • Annual Fee
    • $0
  • Fees for Cash Advances
    • Either $10 or 5% of the amount of the cash advance, whichever is greater (except on overdraft protection transactions)
  • Return Payment
    • Up to $39
  • Late Payment
    • Up to $39
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR period
Cons:
  • No welcome bonus
  • Foreign Transaction Fee

Features

Classic
Visa
  • 0% Intro APR
  • No Annual Fee
  • Cashback
  • Rewards
  • Good Credit
  • Excellent Credit

About the issuer

Synovus Bank
Synovus Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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4.04 out of 5
Recommended credit score
score
Fair to Excellent (580-799)
  • None
    Annual Fee
  • None
    Regular APR
  • 2x - 7x:
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  • None
    Purchase Intro APR
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Recommended credit score
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  • None
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 5%
    Cash Back on hotels and rental cars booked through Capital One Travel.
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Recommended credit score
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  • $95
    Annual Fee
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    Regular APR
  • 5x
    Miles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
  • None
    Purchase Intro APR
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See Another Credit Cards in the Bank

Synovus Bank Cash Rewards Visa® is an option for those, who need Classic features. With an APR of 17.49% - 24.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Synovus Bank Cash Rewards Visa® you will get such features as 0% Intro APR, No Annual Fee, Cashback, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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