Cash Rewards Visa® from Synovus Bank Review
Cash Rewards Visa® from Synovus Bank — all information about the credit card.
Updated November 17, 2023
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Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 3% Cash Back on purchases in the Dining category.
- 3% Cash Back on up to $3000 in net spending quarterly for purchases in a Dynamic Earn category of your choice.
- 1% Cash Back on all eligible purchases with no cap.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:0% Introductory APR for the first six months
- Regular APR:17.49% - 24.99% Variable
- Balance Transfer APR:17.49% - 24.99% Variable
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Annual Fee
19.99% - 29.99%
Regular APR
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Cash Back on hotels and rental cars booked through Capital One Travel.
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Upgrade Triple Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
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Cash Back on Home, Auto and Health categories.
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Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
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Synovus Bank Cash Rewards Visa® Rewards Calculator
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All benefits
- Cash back
- 3% On purchases in the Dining category.
- 3% On up to $3000 in net spending quarterly for purchases in a Dynamic Earn category of your choice.
- 1% On all eligible purchases with no cap.
Rate and fee information
- Purchase Intro APR
- 0% Introductory APR for the first six months
- Purchase APR
- 17.49% - 24.99% Variable
- Intro Balance Transfer APR
- 0% Introductory APR for the first six months
- Balance Transfers APR
- 17.49% - 24.99% Variable
- APR for Cash Advances
- 24.99% Variable
Fees
- Annual Fee
- $0
- Fees for Cash Advances
- Either $10 or 5% of the amount of the cash advance, whichever is greater (except on overdraft protection transactions)
- Return Payment
- Up to $39
- Late Payment
- Up to $39
Pros & Cons
Pros:
- No Annual Fee
- Intro APR period
Cons:
- No welcome bonus
- Foreign Transaction Fee
Features
- 0% Intro APR
- No Annual Fee
- Cashback
- Rewards
- Good Credit
- Excellent Credit
About the issuer
Synovus Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Divvy
Cross River Bank
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- NoneRegular APR
- 2x - 7x:Points on restaurants.
- NonePurchase Intro APR
Apply now
On Cross River Bank‘s site
Travel, Daily use
Capital One Venture Rewards Credit Card
Recommended credit score
Good to Excellent (670-799)
- $95Annual Fee
- 19.99% - 29.99%Regular APR
- 5xMiles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.
- NonePurchase Intro APR
Learn more
on our partner’s site
Fair credit
Capital One QuicksilverOne Cash Rewards Credit Card
Recommended credit score
Fair to Good (580-739)
- $39Annual Fee
- 29.99%Regular APR
- 5%Cash Back on hotels and rental cars booked through Capital One Travel.
- NonePurchase Intro APR
Learn more
on our partner’s site
See Another Credit Cards in the Bank
Synovus Bank Cash Rewards Visa® is an option for those, who need Classic features. With an APR of 17.49% - 24.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Synovus Bank Cash Rewards Visa® you will get such features as 0% Intro APR, No Annual Fee, Cashback, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Best for Unsecured
Destiny® Mastercard®
First Electronic Bank
Recommended credit score
No Credit History to Fair (0-669)
- *see terms*Annual Fee
- 35.90%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
Apply now
On First Electronic Bank‘s site