USES

First Digital NextGen Mastercard® from Synovus Bank Review

First Digital NextGen Mastercard® from Synovus Bank — all information about the credit card.

Updated November 17, 2023
Advertiser Disclosure Our Methodology
First Digital NextGen Mastercard® Synovus Bank
Apply now
Our Rating:
1.94 out of 5
scorer
Recommended credit score
No Credit History to Fair (0-669)
  • Rewards Rate:
    • 1% Cash Back on all payments.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $75 for the first year
    $48 thereafter
  • Purchase Intro APR:
    None
  • Regular APR:
    35.99%
  • Balance Transfer APR:
    None
Show more

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Synovus Bank First Digital NextGen Mastercard® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1%
All purchases
$
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All benefits

  • Cash back
    • 1% On all payments.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 35.99%
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • 35.99%
  • How to Avoid Paying Interest
    • Your due date is at least 21 days after the close of each billing cycle. You will not be charged Interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $75 for the first year
      $48 thereafter
  • Fees for Cash Advances
    • Either $10, or 3% of the amount of the Cash Advance, whichever is greater
  • Return Payment
    • Up to $41
  • Late Payment
    • Up to $41
View all Rates & Fees

Pros & Cons

Pros:
  • Easy Application
  • No Foreign Transaction Fee
Cons:
  • Annual Fee
  • High APR
  • Extra Fees

Features

Platinum
Mastercard
  • No foreign transaction fees
  • Cashback
  • Fraud Protection
  • Rewards
  • Free Credit Score
  • Purchase Protection
  • Poor Credit

About the issuer

Synovus Bank
Synovus Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

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Recommended credit score
score
No Credit History to Fair (0-669)
  • $39
    Annual Fee
  • 19.24%
    Regular APR
  • 1%
    Cash Back on payments made to your First Progress Secured credit card account.
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    Purchase Intro APR
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Good credit score
Upgrade Cash Rewards Visa®
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Recommended credit score
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    Annual Fee
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    Regular APR
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    Purchase Intro APR
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Low income
Upgrade Triple Cash Rewards Visa® Upgrade
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Recommended credit score
score
Good to Excellent (670-799)
  • None
    Annual Fee
  • 14.99% - 29.99%
    Regular APR
  • 3%
    Cash Back on Home, Auto and Health categories.
  • None
    Purchase Intro APR
Apply now
On Upgrade‘s website

See Another Credit Cards in the Bank

Synovus Bank First Digital NextGen Mastercard® is an option for those, who need Platinum features. With an APR of 35.99% and $75 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Fair (0-669) credit score. With Synovus Bank First Digital NextGen Mastercard® you will get such features as No foreign transaction fees, Cashback, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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