First Digital NextGen Mastercard® from Synovus Bank Review
First Digital NextGen Mastercard® from Synovus Bank — all information about the credit card.
Updated November 17, 2023
Apply now
Recommended credit score
No Credit History to Fair (0-669)
- Rewards Rate:
- 1% Cash Back on all payments.
- Intro Offer:
- No current offer.
- Annual Fee:$75 for the first year
$48 thereafter - Purchase Intro APR:None
- Regular APR:35.99%
- Balance Transfer APR:None
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Capital One QuicksilverOne Cash Rewards Credit Card
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Cash Back on every purchase.
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on our partner’s site
Synovus Bank First Digital NextGen Mastercard® Rewards Calculator
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All benefits
- Cash back
- 1% On all payments.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 35.99%
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- None
- APR for Cash Advances
- 35.99%
- How to Avoid Paying Interest
- Your due date is at least 21 days after the close of each billing cycle. You will not be charged Interest on purchases if you pay your entire balance by the due date each month.
Fees
- Annual Fee
- $75 for the first year
$48 thereafter
- $75 for the first year
- Fees for Cash Advances
- Either $10, or 3% of the amount of the Cash Advance, whichever is greater
- Return Payment
- Up to $41
- Late Payment
- Up to $41
Pros & Cons
Pros:
- Easy Application
- No Foreign Transaction Fee
Cons:
- Annual Fee
- High APR
- Extra Fees
Features
- No foreign transaction fees
- Cashback
- Fraud Protection
- Rewards
- Free Credit Score
- Purchase Protection
- Poor Credit
About the issuer
Synovus Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
First Progress Platinum Select Mastercard® Secured Credit Card
Recommended credit score
No Credit History to Fair (0-669)
- $39Annual Fee
- 18.74%Regular APR
- 1%Cash Back on payments made to your First Progress Secured credit card account.
- NonePurchase Intro APR
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On First Progress’s site
Good credit score
Upgrade Cash Rewards Visa®
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- 14.99% - 29.99%Regular APR
- 1.5%Cash Back on payments.
- NonePurchase Intro APR
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On Upgrade‘s website
Low income
Upgrade Triple Cash Rewards Visa®
Recommended credit score
Good to Excellent (670-799)
- NoneAnnual Fee
- 14.99% - 29.99%Regular APR
- 3%Cash Back on Home, Auto and Health categories.
- NonePurchase Intro APR
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See Another Credit Cards in the Bank
Synovus Bank First Digital NextGen Mastercard® is an option for those, who need Platinum features. With an APR of 35.99% and $75 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Fair (0-669) credit score. With Synovus Bank First Digital NextGen Mastercard® you will get such features as No foreign transaction fees, Cashback, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.