First Progress Platinum Select MasterCard® Secured Credit Card Review
First Progress Platinum Select MasterCard® Secured Credit Card — all information about the credit card.
Updated October 02, 2024
Apply now
Apply now
On First Progress’s site
Recommended credit score
No Credit History to Fair (0-669)
- Rewards Rate:
- 1% Cash Back on payments made to your First Progress Secured credit card account.
- Intro Offer:
- No current offer.
- Annual Fee:$39 annually
- Purchase Intro APR:None
- Regular APR:18.74% Variable
- Balance Transfer APR:None
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First Progress Platinum Select Mastercard® Secured Credit Card Rewards Calculator
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All benefits
- Cash back
- 1% On payments made to your First Progress Secured credit card account.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 18.74% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- None
- APR for Cash Advances
- 24.74% Variable
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged any Interest on purchases if you pay your entire balance by the due date each month.
Fees
- Annual Fee
- $39 annually
- Fees for Cash Advances
- Either $10.00 or 3% of the amount of each Cash Advance, whichever is greater
- Return Payment
- Up to $30.00
- Late Payment
- Up to $41.00
Pros & Cons
Pros:
- No credit history required
- No Minimum Credit Score needed
- Low Annual Percentage Rates
Cons:
- Annual Fee
- Foreign Transaction Fee
Features
- Low interest
- Cashback
- Payment Flexibility
- Fraud Protection
- Rewards
- Free Credit Score
- Purchase Protection
- Poor Credit
- Fair Credit
About the issuer
Synovus Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's website
Call to Customer ServiceCompare with other cards
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Recommended credit score
No Credit History to Poor (0-579)
- $48Annual Fee
- 9.99%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
Apply now
On Applied Bank®‘s site
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Recommended credit score
No Credit History to Fair (0-669)
- *see terms*Annual Fee
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- NonePurchase Intro APR
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Recommended credit score
No Credit History to Good (0-739)
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See Another Credit Cards in the Bank
The First Progress Platinum Select MasterCard® Secured Credit Card is an option for those, who need Platinum features. With an APR of 18.74% and $39 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Fair (0-669) credit score. With the First Progress Platinum Select MasterCard® Secured Credit Card you will get such features as Low interest, Cashback, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.