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UBS Bank Credit Cards

We found 2 UBS Bank credit cards. Read on to get more insights.

UBS Bank
4.28
By Hanna Volkava
Updated November 01, 2024
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UBS Bank Visa® Infinite

UBS Bank Visa® Infinite
Annual fee:
$495 annually
Regular APR:
23.49% Variable
Our Rating:
4.12
scorer
Credit score
Excellent (740-799)
  • Rewards Rate:
    • 3x Points for commercial air travel.
    • 2x Points for gas and groceries.
    • 1x Point for all other eligible purchases.
  • Balance Transfer APR:
    23.49% Variable
  • Issuer name:
    UBS Bank
  • Details:

    The UBS Visa® Infinite Credit Card offers 3x points on commercial airfare, 2x points on gas and groceries, and 1x point on all other eligible purchases.

    The UBS Visa® Infinite Card comes with an annual fee of $495. The Card has a 0% introductory APR on balance transfers for the first 12 billing cycles following account opening when balances are transferred within the first 90 days following account opening. After that, your APR will be 23.49% (Variable).

    The Card offers luxury travel benefits, such as complimentary lounge access and travel insurance.

  • Pros:
    • No Foreign Transaction Fee
    • Lounge credits
  • Cons:
    • Annual Fee
    • No welcome bonus
  • Benefits:
    • 3x points for commercial air travel;
    • 2x points for gas and groceries;
    • 1x point for all other eligible purchases;
    • Flexible rewards options including travel, gift cards, merchandise;
    • Access to 1,300+ airport lounges;
    • $500 Dining and Airport Club Credit;
    • $250 Credit for any qualifying air travel expenses;
    • Statement credit up to $100 toward either Global Entry® or TSA PreCheck® application fee;
    • Visa Infinite Luxury Hotel Collection;
    • Primary collision and theft insurance coverage on rental cars;
    • Travel Insurance;
    • Mobile Wallet;
    • Fraud protection and ID theft assistance resolution;
    • Zero liability for unauthorized purchases.
View all Visa® Infinite details
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Card detail

UBS Bank Visa® Signature

UBS Bank Visa® Signature
Annual fee:
$0
Regular APR:
23.49% Variable
Our Rating:
3.42
scorer
Credit score
Excellent (740-799)
  • Rewards Rate:
    • 1x Point per dollar spent on eligible purchases.
  • Balance Transfer APR:
    23.49% Variable
  • Issuer name:
    UBS Bank
  • Details:

    The UBS Visa® Signature Credit Card offers 1x point per dollar spent on qualifying purchases. The Card has no annual fee.

    The Card has a 0% introductory APR on balance transfers for the first 12 billing cycles following account opening when balances are transferred within the first 90 days following account opening. After that, your APR will be 23.49% (Variable).

  • Pros:
    • No Annual Fee
  • Cons:
    • Foreign Transaction Fee
    • No welcome bonus
  • Benefits:
    • 1x point per dollar spent on eligible purchases;
    • Fraud protection and Zero Liability Policy;
    • Unlimited number of ATM fee rebates in the U.S. (up to $5 per transaction);
    • 24/7 UBS Concierge service to assist with travel planning, event ticket access, restaurant reservations and more;
    • Travel and purchase protection;
    • CashConnect.
View all Visa® Signature details
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Card detail

How to Choose the Right UBS Bank Credit Card?

Choosing the best credit card from a specific credit card issuer can be challenging. Considering UBS Bank, there are three steps that can make your decision process easier.

First and foremost, you need to figure out your current credit score. It varies from "Poor” to “Excellent”, and the higher your credit score is, the better UBS Bank credit card offers and terms are available to you.

Then, you have to understand why you want a UBS Bank credit card and determine the most crucial aspects your potential credit card should have. If you search for a credit card to increase your credit score, look for those with large grace period and no annual fee. If you want to avoid spending money on interest, UBS Bank credit cards with the lowest interest and introductory rates are your option. If you need a credit card with cash, points, or miles rewards, pay attention to the rewards program offered by UBS Bank.

As a third step, compare the UBS Bank credit cards you find the best for you, but taking into consideration all the aspects. In general, the perfect credit card fits the following characteristics: near-zero interest rate, long grace period, no fees, extended credit limit, the finance charge calculations include one billing cycle only, and generous rewards and sign-up bonuses. You can easily compare UBS Bank credit cards in the table below.

Side-by-Side Comparison of UBS Bank Credit Cards

Card Name APR Annual fee Rewards Intro offer
Visa® Infinite 23.49% Variable $495
  • 3x Points for commercial air travel.
  • 2x Points for gas and groceries.
  • 1x Point for all other eligible purchases.
  • No current offer.
    • Visa® Signature 23.49% Variable $0
  • 1x Point per dollar spent on eligible purchases.
  • No current offer.

    • Conclusion

    Today, UBS Bank has a wide range of credit cards with numerous options, yet it’s important to find the one that designed for you.

    Hanna VolkavaHanna Volkava

    Financial and product expert

    hv@myfin.us

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