US bank Credit Cards

We found 30 US bank credit cards. Read on to get more insights.

By Hanna Volkava
Updated March 01, 2024

Best Credit Cards in March 2024

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US bank Harris Teeter Rewards World Elite Mastercard®
Annual fee:
$0
Regular APR:
19.24% - 29.99% Variable
Our Rating:
4.04
scorer
Credit score
Good (670-739)
  • Rewards Rate:
    • 5% Cash Back on mobile wallet purchases for the first $3,000, then 1% thereafter.
    • 3% Cash Back on dining and fuel for the first $6,000, then 1% thereafter.
    • 2% Cash Back in-store at any of Kroger’s Family of Brands.
    • 1% Cash Back everywhere else.
  • Intro Offer:
    • $100 Statement credit when you spend $500 on eligible purchases in the first 90 days.
  • Balance Transfer APR:
    19.24% - 29.99% Variable
  • Issuer name:
    US bank
  • Details:

    The Harris Teeter Rewards World Elite Mastercard® Credit Card earns 5% Cash Back on mobile wallet purchases for the first $3,000 (then 1% thereafter), 3% Cash Back on dining and fuel for the first $6,000, then 1% thereafter, 2% Cash Back at Kroger-owned stores and 1% Cash Back on all other purchases.

    Earn $100 in Statement credit by spending $500 on eligible purchases within the first 90 days.

    The Harris Teeter Rewards World Elite Mastercard® doesn't charge an annual fee. The APR for purchases and balance transfers is 19.24% - 29.99% Variable.

  • Pros:
    • No Annual Fee
    • No Foreign Transaction Fee
  • Cons:
    • No Intro APR period
  • Benefits:
    • $100 in Statement Credits;
    • 5% Cash Back on mobile wallet purchases for the first $3,000, then 1% thereafter;
    • 3% Cash Back on dining and fuel for the first $6,000, then 1% thereafter;
    • 2% Cash Back in-store at any of Kroger’s Family of Brands;
    • 1% Cash Back on everything else.
Card detail
US Bank Harley-Davidson® Visa Signature®
Annual fee:
$0
Regular APR:
19.24% - 29.99% Variable
Our Rating:
4.35
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 3x Points at H‑D, gas and EV charging stations.
    • 2x Points at restaurants, bars and lodging.
    • 1x Points everywhere else Visa is accepted.
  • Intro Offer:
    • $100 Bonus at H‑D after spending $500 on your H‑D Visa card in the first 60 days.
  • Purchase Intro APR:
    0% Introductory APR for the first 12 billing cycles
  • Balance Transfer APR:
    19.24% - 29.99% Variable
  • Issuer name:
    US bank
  • Details:

    The US bank Harley-Davidson® Visa® Signature® Credit Card earns a $100 bonus at H‑D after spending $500 on your H‑D Visa card in the first 60 days. The Card offers 3x points at H‑D, gas and EV charging stations, 2x points at restaurants, bars and lodging, and 1x point on all purchases.

    The Card doesn't charge an annual fee.

    The Card has a 0% introductory APR period for 12 billing cycles on purchases and balance transfers made within 30 days of account opening. After that, the variable APR is 19.24% - 29.99%.

  • Pros:
    • No Annual Fee
    • Intro APR period
  • Cons:
    • High APR
    • Foreign Transaction Fee
  • Benefits:
    • $100 bonus at H‑D after spending $500 on your H‑D Visa card in the first 60 days;
    • 3x points at H‑D, gas and EV charging stations;
    • 2x points at restaurants, bars and lodging;
    • 1x point on all other purchases.
Card detail
US bank Harley-Davidson® Visa® Secured
Annual fee:
$0
Regular APR:
28.24% Variable
Our Rating:
2.55
scorer
Credit score
No Credit History to Poor (0-579)
  • Rewards Rate:
    • 1x Points at H‑D and gas stations.
    • 1x Points at restaurants, bars and lodging.
    • 1x Points everywhere else Visa is accepted.
  • Balance Transfer APR:
    28.24% Variable
  • Issuer name:
    US bank
  • Details:

    The US bank Harley-Davidson® Visa® Secured Credit Card earns 1x point at H‑D and gas stations, 1x point at restaurants, bars and lodging. Plus, earn 1x point everywhere else Visa is accepted.

    The Card doesn't charge an annual fee.

    The APR for purchases and balance transfers is 28.24% Variable.

  • Pros:
    • No Annual Fee
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • 1x points at H‑D and gas stations;
    • 1x points at restaurants, bars and lodging;
    • 1x points everywhere else Visa is accepted.
Card detail
US bank Cash+® Visa® Secured
Annual fee:
$0
Regular APR:
29.99% Variable
Our Rating:
4.52
scorer
Credit score
No Credit History to Poor (0-579)
  • Rewards Rate:
    • 5% Cash Back on your first $2,000 in combined eligible purchases each quarter in two categories you choose.
    • 5% Cash Back on prepaid air, hotel and car reservations booked directly in the Rewards Travel Center.
    • 2% Cash Back on eligible purchases in your choice of one everyday category (like gas stations and EV charging stations, grocery stores and restaurants).
    • 1% Cash Back on all other purchases.
  • Balance Transfer APR:
    29.99% Variable
  • Issuer name:
    US bank
  • Details:

    The US bank Cash+® Visa® Secured Credit Card earns 5% Cash Back on your first $2,000 in combined eligible purchases each quarter in two categories you choose, 5% Cash Back on prepaid air, hotel and car reservations (booked directly in the Rewards Travel Center), 2% Cash Back on eligible purchases in your choice of one everyday category (like gas stations and EV charging stations, grocery stores and restaurants) and 1% Cash Back on all other purchases.

    The US bank Cash+® Visa® Secured Card doesn't charge an annual fee. The APR for purchases and balance transfers is 29.99% (Variable).

  • Pros:
    • No Annual Fee
  • Cons:
    • Foreign Transaction Fee
    • No Intro APR period
    • High APR
  • Benefits:
    • 5% Cash Back on your first $2,000 in combined eligible purchases each quarter in two categories you choose;
    • 5% Cash Back on prepaid air, hotel and car reservations booked directly in the Rewards Travel Center;
    • 2% Cash Back on eligible purchases in your choice of one everyday category (like gas stations and EV charging stations, grocery stores and restaurants);
    • 1% Cash Back on all other purchases;
    • Fraud protection;
    • Choose your payment due date.
Card detail
US bank Triple Cash Rewards Visa® Business
Annual fee:
$0
Regular APR:
19.24% - 28.24% Variable
Our Rating:
5
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 5% Cash Back on prepaid hotels and car rentals booked directly in the Travel Rewards Center.
    • 3% Cash Back on eligible purchases at gas and EV charging stations, office supply stores, cell phone service providers, and restaurants.
    • 1% Cash Back on all other eligible purchases.
  • Intro Offer:
    • $500 In Cash Back when you spend $4,500 on purchases in the first 150 days.
  • Purchase Intro APR:
    0% Introductory APR for the first 15 billing cycles
  • Balance Transfer APR:
    19.24% - 28.24% Variable
  • Issuer name:
    US bank
  • Details:

    The US bank Triple Cash Rewards Visa® Business Credit Card earns $500 in Cash Back when you spend $4,500 on purchases in the first 150 days. The Card offers 5% Cash Back on prepaid hotels and car rentals (booked directly in the Travel Rewards Center), 3% Cash Back on eligible purchases at gas and EV charging stations, office supply stores, cell phone service providers, restaurants and 1% Cash Back on all other eligible purchases.

    Earn an annual $100 statement credit for recurring software subscription expenses such as FreshBooks or QuickBooks.

    The Triple Cash Rewards Visa® Business Card doesn't charge an annual fee.

    The Card has a 0% introductory APR period for 15 billing cycles on purchases. In addition, there is a 0% introductory APR period for 15 billing cycles on balance transfers made within 30 days of account opening. After that, the variable APR is 19.24% - 28.24%.

  • Pros:
    • No annual fee
    • 0% Intro APR period on purchases and balance transfers
    • 3% cash back categories
    • A sign-up offer
  • Cons:
    • Foreign transaction fee
    • Rewards categories are limited
  • Benefits:
    • $500 in Cash Back when you spend $4,500 on purchases in the first 150 days;
    • 5% Cash Back on prepaid hotels and car rentals booked directly in the Travel Rewards Center;
    • 3% Cash Back on eligible purchases at gas and EV charging stations, office supply stores, cell phone service providers, and restaurants;
    • 1% Cash Back on all other eligible purchases;
    • $100 software credit;
    • Pay With Your Phone;
    • Expense management;
    • Zero Fraud Liability.
Card detail
US bank Altitude® Go Visa® Secured
Annual fee:
$0
Regular APR:
29.99% Variable
Our Rating:
4.33
scorer
Credit score
No Credit History to Poor (0-579)
  • Rewards Rate:
    • 4x Points on dining, takeout and restaurant delivery.
    • 2x Points at grocery stores, grocery delivery, streaming services, gas stations and EV charging stations.
    • 1x Point on all other eligible purchases.
  • Balance Transfer APR:
    29.99% Variable
  • Issuer name:
    US bank
  • Details:

    The US bank Altitude® Go Visa® Secured Credit Card earns 4x points on dining, takeout and restaurant delivery, 2x points at grocery stores, grocery delivery, streaming services, gas stations and EV charging stations and 1x point on all other eligible purchases.

    The Card doesn't charge an annual fee. The APR for purchases and balance transfers is 29.99% Variable.

  • Pros:
    • $0 Annual Fee
    • Tiered earnings system
    • No foreign transaction fees
  • Cons:
    • Minimum deposit required
    • High APR
    • No welcome bonus
  • Benefits:
    • $15 streaming credit;
    • 4x points on dining, takeout and restaurant delivery;
    • 2x points at grocery stores, grocery delivery, streaming services, gas stations and EV charging stations;
    • 1x point on all other eligible purchases;
    • Zero fraud liability.
Card detail
US bank SKYPASS Visa Signature® Business
Annual fee:
$95 annually
Regular APR:
23.24% - 29.99% Variable
Our Rating:
3.1
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 2x Miles for every eligible $1 you spend on Korean Air ticket purchases.
    • 2x Miles for every eligible $1 you spend at Gas Stations and Hotels.
    • 1x Mile for every $1 you spend on all other eligible purchases.
  • Intro Offer:
    • 50,000x Bonus Miles after you spend $5,000 within first 90 days.
  • Balance Transfer APR:
    23.24% - 29.99% Variable
  • Issuer name:
    US bank
  • Details:

    The US bank SKYPASS Visa Signature® Business Credit Card is an airline rewards business card.

    The SKYPASS Visa Signature® Business offers 2x miles for every eligible $1 you spend on Korean Air ticket purchases, 2x miles for every eligible $1 you spend at Gas Stations and Hotels and 1x mile for every $1 you spend on all other eligible purchases. The Card earns 50,000 bonus miles after you spend $5,000 within first 90 days.

    The Card's annual fee is $95. The APR for purchases and balance transfers is 23.24% to 29.99% (Variable).

  • Pros:
    • No Foreign Transaction Fee
  • Cons:
    • Annual Fee
    • No Intro APR period
    • High APR
  • Benefits:
    • 50,000 bonus miles after you spend $5,000 within first 90 days;
    • 2x miles for every eligible $1 you spend on Korean Air ticket purchases;
    • 2x miles for every eligible $1 you spend at Gas Stations and Hotels;
    • 1x mile for every $1 you spend on all other eligible purchases;
    • $50 off coupon for Korean Air ticket purchase each year;
    • 2 KAL Lounge coupons each year;
    • Visa Business Reporting;
    • Travel & Emergency Assistance Services;
    • Up to $1,000,000 in Travel Accident Insurance;
    • Visa Concierge;
    • Visa Travel & Shopping special offers;
    • Auto Rental Collision Damage Waiver.
Card detail
US bank Business Platinum
Annual fee:
$0
Regular APR:
17.24% - 26.24% Variable
Our Rating:
3.7
scorer
Credit score
Good to Excellent (670-799)
  • Purchase Intro APR:
    0% Introductory APR for the first 18 billing cycles
  • Balance Transfer APR:
    17.24% - 26.24% Variable
  • Issuer name:
    US bank
  • Details:

    The US bank Business Platinum Credit Card is a business card.

    The Card doesn't charge an annual fee.

    The Business Platinum Card offers an introductory 0% APR for the first 18 billing cycles on purchases and balance transfers (within 30 days from account opening), then 17.24% to 26.24% Variable.

  • Pros:
    • Low intro APR
    • No annual fee
    • Variable APR after the intro period
  • Cons:
    • No rewards system
    • Foreign transaction fees
  • Benefits:
    • Mobile payments;
    • Card controls;
    • Zero Fraud Liability;
    • Pay over time;
    • Visa Spend Clarity.
Card detail
US bank QFC Rewards World Elite Mastercard®
Annual fee:
$0
Regular APR:
19.24% - 29.99% Variable
Our Rating:
4.51
scorer
Credit score
Good (670-739)
  • Rewards Rate:
    • 5% Cash Back on mobile wallet purchases for the first $3,000, then 1% thereafter.
    • 2% Cash Back at Kroger-owned stores.
    • 1% Cash Back on all other spending.
  • Intro Offer:
    • 48.24% Save an additional 55¢ per gallon of fuel each time you redeem at least 100 fuel points at Kroger Fuel Centers for the first year.
  • Balance Transfer APR:
    19.24% - 29.99% Variable
  • Issuer name:
    US bank
  • Details:

    The US bank QFC Rewards World Elite Mastercard® Credit Card earns 5% Cash Back on mobile wallet purchases for the first $3,000 (then 1% thereafter), 2% Cash Back at Kroger-owned stores and 1% Cash Back on all other purchases.

    The QFC Rewards World Elite Mastercard® doesn't charge an annual fee. The APR for purchases and balance transfers is 19.24% - 29.99% Variable.

  • Pros:
    • No Annual Fee
  • Cons:
    • No Intro APR period
  • Benefits:
    • 5% Cash Back on mobile wallet purchases for the first $3,000 (then 1% thereafter);
    • 2% Cash Back at Kroger-owned stores;
    • 1% Cash Back on all other purchases.
Card detail
US bank State Farm Business Cash Rewards Visa Signature®
Annual fee:
$0
Regular APR:
19.24% - 28.24% Variable
Our Rating:
5
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 3% Cash Back on insurance premium payments, up to $4,000 spent annually.
    • 3% Cash Back at gas stations and electric vehicle charging stations, cell phone service providers, office supply stores and on dining.
    • 1% Cash Back on all other eligible purchases.
  • Purchase Intro APR:
    0% Introductory APR for the first 12 billing cycles
  • Balance Transfer APR:
    19.24% - 28.24% Variable
  • Issuer name:
    US bank
  • Details:

    The US bank State Farm Business Cash Rewards Visa Signature® Credit Card earns 3% Cash Back on insurance premium payments (up to $4,000 spent annually), 3% Cash Back at gas stations, cell phone service providers, office supply stores and on dining, and 1% Cash Back on all other eligible purchases.

    The State Farm Business Cash Rewards Visa Signature® doesn't charge an annual fee.

    The Card has a 0% introductory APR period for 12 billing cycles on purchases. In addition, there is a 0% introductory APR period for 12 billing cycles on balance transfers made within 60 days of account opening. After that, the variable APR is 19.24% to 28.24%.

  • Pros:
    • No Annual Fee
    • Intro APR period
  • Cons:
    • Foreign Transaction Fee
    • No welcome bonus
  • Benefits:
    • 3% Cash Back on insurance premium payments (up to $4,000 spent annually);
    • 3% Cash Back at gas stations, cell phone service providers, office supply stores and on dining;
    • 1% Cash Back on all other eligible purchases;
    • $100 annual software subscription credit;
    • Auto deductible reimbursement;
    • Cell phone protection;
    • Purchase security;
    • Personal identity theft.
Card detail

US Bank credit cards pros and cons

Pros

  • Extensive credit card selection. US Bank offers cash back, rewards, low interest, travel, small business, retail, credit building, and no annual fee cards. The credit cards give you the chance to earn cash back or points that you can redeem for various US Bank and co-branded rewards.
  • Introductory bonus. US Bank offers a sign-up bonus with its credit cards.

Cons

  • You need a good credit score at the minimum. For most cards, a good or better credit rating is a requirement.
  • Penalty for late payment. If you don’t make your payments on time, US Bank can charge up to $40, which is high compared to what other banks charge. You will be charged the same if you try to pay your credit card bill from an account with insufficient funds.

How to Choose the Right US Bank Credit Card?

Sometimes, choosing the best credit card from a specific credit card company is quite difficult. Considering US Bank, the three following steps can help you.

First and foremost, you are to figure out your credit score. It can vary from "Poor” to “Excellent”, and the higher your credit score is, the better US Bank options of credit cards are available to you.

Then, you have to decide on why you need a US Bank credit card and determine the most crucial aspects your potential credit card must have. If you search for a credit card to improve your credit, look for the ones with extended grace period and no annual fee. If your aim is to avoid spending money on interest, US Bank credit cards with the smallest interest and introductory rates are your option. If you are looking for a credit card with cashback, check the rewards program offered by US Bank.

Finally, you should compare the US Bank credit cards you think are the best for you, but now weighing in all the aspects. Overall, the perfect credit card fits the following characteristics: near-zero annual percentage rate (APR), long grace period, low fees, extended credit limit, the finance charge calculations include one billing cycle only, and great rewards and sign-up bonuses. You can easily compare US Bank credit cards in the table below.

Side-by-Side Comparison of US Bank Credit Cards

Card Name APR Annual fee Rewards Intro offer
Visa® Platinum 18.74% - 29.74% Variable $0
  • This card doesn't offer cash back, miles or points.
  • No current offer.
  • SKYPASS Select Visa Signature® 23.24% - 29.99% Variable $450
  • 2x Miles per dollar spent on Korean Air ticket purchases.
  • 2x Miles per dollar spent on airline ticket, car rental and hotels.
  • 1x Mile per dollar spent on all other purchases.
  • 60,000x Bonus miles after you spend $5,000 within first 90 days.
  • Altitude™ Reserve Visa Infinite® 22.24% - 29.24% Variable $400
  • 5x Points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center.
  • 3x Points for every $1 on eligible travel purchases and mobile wallet spending.
  • 50,000x Bonus Points will be awarded if you are approved for a new U.S. Bank Altitude Reserve Visa Infinite Card and eligible Net Purchases totaling $4,500 or more are made to your Account within 90 days after Account opening.
  • Cash+™ Visa Signature® 19.49% - 29.74% Variable $0
  • 5% Cash Back on your first $2,000 in combined eligible purchases each quarter on two categories you choose.
  • 5% Cash Back on prepaid air, hotel and car reservations booked directly in the Rewards Travel Center.
  • 2% Cash Back on one everyday category, like Gas Stations and EV Charging Stations, Grocery Stores or Restaurants.
  • 1% Cash Back on all other eligible purchases.
  • $200 Bonus after you apply online and spend $1,000 in eligible purchases within the first 120 days of account opening.
  • Secured Visa® 29.24% Variable $0
  • This card doesn't offer cash back, miles or points.
  • No current offer.
  • Altitude® Connect Visa Signature® 20.24% - 28.24% Variable $95
  • $30 Credit for annual streaming service purchases such as Netflix, Apple TV+, Spotify® and more.
  • 5x Points on hotels and car rentals booked directly in the Altitude Rewards Center.
  • 4x Points on travel, at gas stations and EV charging stations.
  • 2x Points at grocery stores, grocery delivery, dining and streaming services.
  • 1x Points on all other eligible purchases.
  • 50,000x Bonus points when you spend $2,000 in eligible purchases within the first 120 days of account opening. That's a $500 value redeemable towards travel, gift cards, cash back, merchandise and more.
  • Altitude® Go Visa Signature® 18.24% - 29.24% Variable $0
  • $15 Credit for annual streaming service purchases like Netflix, Apple TV+, Spotify® and more.
  • 4x Points on dining, takeout and restaurant delivery.
  • 2x Points at grocery stores, grocery delivery, streaming services, gas stations and EV charging stations.
  • 1x Points on all other eligible purchases.
  • 20,000x Bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening. That's a $200 value redeemable towards merchandise, gift cards, cash back, travel and more.
  • Fry's Rewards World Elite Mastercard® 19.24% - 29.99% Variable $0
  • 2% Cash Back at Kroger.
  • 1% Cash Back on all other purchases.
  • $1.55 Save up to $1.55 per gallon of fuel. Each time you redeem up to 1,000 fuel points at fred meyer and kroger family of companies fuel centers for the first year.
  • Fred Meyer Rewards® World Elite Mastercard® 19.24% - 29.99% Variable $0
  • 5% Cash Back on mobile wallet purchases for the first $3,000, then 1% thereafter.
  • 2% Cash Back at Fred Meyer stores.
  • 1% Cash Back outside the store.
  • $1.25 Up to $1.25 per gallon of fuel every day. Each time you redeem at least 1,000 fuel points at Fred Meyer and Kroger Family of Companies Fuel Centers for the first year and thereafter when you spend $6,000 in a calendar year.
  • Ralphs Rewards World Elite Mastercard® 19.24% - 29.99% Variable $0
  • 5% Cash Back on mobile wallet purchases for the first $3,000, then 1% thereafter.
  • 3% Cash Back on dining and fuel for the first $6,000, then 1% thereafter.
  • 2% Cash Back at Ralphs (or any of the Kroger’s Family of Brands).
  • 1% Cash Back on all other purchases (outside the Kroger’s Family of Brands).
  • $100 In Statement Credits when you apply, get approved and spend $500 on your Ralphs Rewards World Elite Mastercard® on eligible purchases in the first 90 days.
  • Kroger Rewards World Elite Mastercard® 19.24% - 29.99% Variable $0
  • 5% Cash Back on mobile wallet purchases for the first $3,000, then 1% thereafter.
  • 2% Cash Back at Kroger-owned stores.
  • 1% Cash Back on all other spending.
  • 48.24% Save an additional 55¢ per gallon of fuel. Each time you redeem at least 100 fuel points at Kroger Fuel Centers for the first year.
  • State Farm® Premier Cash Rewards Visa Signature® 19.99% - 29.99% Variable $0
  • 3% Cash Back on insurance premium payments, up to $4,000 spent annually.
  • 2% Cash Back at gas stations and electric vehicle charging stations, drugstores, grocery stores and on dining.
  • 1% Cash Back on all other eligible purchases.
  • $150 Cash Back by spending $500 in the first 90 days of being approved for the State Farm® Premier Cash Rewards Visa Signature® Card.
  • Smith's Rewards World Elite Mastercard® 19.24% - 29.99% Variable $0
  • 5% Cash Back on mobile wallet purchases for the first $3,000, then 1% thereafter.
  • 2% Cash Back at Kroger-owned stores.
  • 1% Cash Back on all other purchases.
  • 48.24% Save an additional 55¢ per gallon of fuel. Each time you redeem at least 100 fuel points at Kroger Fuel Centers for the first year.
  • King Soopers Rewards World Elite Mastercard® 19.24% - 29.99% Variable $0
  • 5% Cash Back on mobile wallet purchases for the first $3,000, then 1% thereafter.
  • 2% Cash Back at Kroger-owned stores.
  • 1% Cash Back on all other purchases.
  • 48.24% Get an additional 55 cents off per gallon for one year at Kroger Family of Companies Fuel Centers when you redeem 100 fuel Rewards Points.
  • AAA Cashback Visa® Signature 19.99% - 29.99% Variable $0
  • 3% Cash Back on gas stations, grocery stores and dining.
  • 2% Cash Back on AAA Membership, travel and insurance.
  • 1% Cash Back on all other purchases.
  • $100 Statement credit after you spend $1,500 in qualifying purchases within the first 90 days of account opening.
  • 4% Cash Back on qualifying AAA purchases, travel and insurance for your first 6 months up to $6,000. After that, you’ll earn unlimited Cash Back in the standard 2% category.
  • Dillons Rewards World Elite Mastercard® 19.24% - 29.99% Variable $0
  • 5% Cash Back on mobile wallet purchases for the first $3,000, then 1% thereafter.
  • 2% Cash Back at Kroger-owned stores.
  • 1% Cash Back on all other purchases.
  • 48.24% Get an additional 55 cents off per gallon for one year at Kroger Family of Companies Fuel Centers when you redeem 100 fuel Rewards Points.
  • Harris Teeter Rewards World Elite Mastercard® 19.24% - 29.99% Variable $0
  • 5% Cash Back on mobile wallet purchases for the first $3,000, then 1% thereafter.
  • 3% Cash Back on dining and fuel for the first $6,000, then 1% thereafter.
  • 2% Cash Back in-store at any of Kroger’s Family of Brands.
  • 1% Cash Back everywhere else.
  • $100 Statement credit when you spend $500 on eligible purchases in the first 90 days.
  • Business Leverage® Visa Signature® 21.24% - 26.24% Variable $95
  • 5% Cash Back on prepaid hotels and car rentals booked directly in the Travel Rewards Center.
  • 2% Cash Back in the top two categories where you spend the most each month automatically.
  • 1% Cash Back per dollar spent on all other eligible purchases.
  • $750 Bonus offer when you spend $7,500 in eligible purchases within the first 120 days of opening your account.
  • State Farm® Good Neighbor Visa® 19.24% - 29.24% Variable $0
  • This card doesn't offer cash back, miles or points.
  • No current offer.
  • FlexPerks® Gold American Express® 19.74% - 29.74% Variable $85
  • 5x FlexPoints on prepaid hotels and car rentals.
  • 3x FlexPoints on dining, takeout and restaurant delivery.
  • 2x FlexPoints at airlines, gas stations and EV charging stations.
  • 1x FlexPoint on everyday spend.
  • 30,000x Bonus FlexPoints worth $450 on airfare, hotel stays, car rentals and more. Just spend $2,000 in eligible Purchases on your premium card within the first four months of account opening.
  • Quicken® World Mastercard® 19.24% - 28.24% Variable $0
  • 2x Points on recurring bills, including utilities, telephone, cable, club memberships, and even your Quicken software subscription.
  • 2x Points at grocery stores and supermarkets.
  • 2x Points on dining, including restaurants, bars, and fast food.
  • 1x Points on all other qualifying net purchases.
  • No current offer.
  • Pick 'n Save Rewards World Elite Mastercard® 19.24% - 29.99% Variable $0
  • 5% Cash Back on mobile wallet purchases for the first $3,000, then 1% thereafter.
  • 3% Cash Back on dining and fuel for the first $6,000, then 1% thereafter.
  • 2% Cash Back at Kroger-owned stores (including Pick n’ Save, Metro Market, and Copps).
  • 1% Cash Back on everything else.
  • $100 Statement credits when you apply, get approved and spend $500 on eligible purchases within the first 90 days.
  • State Farm Business Cash Rewards Visa Signature® 19.24% - 28.24% Variable $0
  • 3% Cash Back on insurance premium payments, up to $4,000 spent annually.
  • 3% Cash Back at gas stations and electric vehicle charging stations, cell phone service providers, office supply stores and on dining.
  • 1% Cash Back on all other eligible purchases.
  • No current offer.
  • QFC Rewards World Elite Mastercard® 19.24% - 29.99% Variable $0
  • 5% Cash Back on mobile wallet purchases for the first $3,000, then 1% thereafter.
  • 2% Cash Back at Kroger-owned stores.
  • 1% Cash Back on all other spending.
  • 48.24% Save an additional 55¢ per gallon of fuel each time you redeem at least 100 fuel points at Kroger Fuel Centers for the first year.
  • Business Platinum 17.24% - 26.24% Variable $0
  • This card doesn't offer cash back, miles or points.
  • No current offer.
  • SKYPASS Visa Signature® Business 23.24% - 29.99% Variable $95
  • 2x Miles for every eligible $1 you spend on Korean Air ticket purchases.
  • 2x Miles for every eligible $1 you spend at Gas Stations and Hotels.
  • 1x Mile for every $1 you spend on all other eligible purchases.
  • 50,000x Bonus Miles after you spend $5,000 within first 90 days.
  • Altitude® Go Visa® Secured 29.99% Variable $0
  • 4x Points on dining, takeout and restaurant delivery.
  • 2x Points at grocery stores, grocery delivery, streaming services, gas stations and EV charging stations.
  • 1x Point on all other eligible purchases.
  • No current offer.
  • Triple Cash Rewards Visa® Business 19.24% - 28.24% Variable $0
  • 5% Cash Back on prepaid hotels and car rentals booked directly in the Travel Rewards Center.
  • 3% Cash Back on eligible purchases at gas and EV charging stations, office supply stores, cell phone service providers, and restaurants.
  • 1% Cash Back on all other eligible purchases.
  • $500 In Cash Back when you spend $4,500 on purchases in the first 150 days.
  • Cash+® Visa® Secured 29.99% Variable $0
  • 5% Cash Back on your first $2,000 in combined eligible purchases each quarter in two categories you choose.
  • 5% Cash Back on prepaid air, hotel and car reservations booked directly in the Rewards Travel Center.
  • 2% Cash Back on eligible purchases in your choice of one everyday category (like gas stations and EV charging stations, grocery stores and restaurants).
  • 1% Cash Back on all other purchases.
  • No current offer.
  • Harley-Davidson® Visa® Secured 28.24% Variable $0
  • 1x Points at H‑D and gas stations.
  • 1x Points at restaurants, bars and lodging.
  • 1x Points everywhere else Visa is accepted.
  • No current offer.
  • Harley-Davidson® Visa Signature® 19.24% - 29.99% Variable $0
  • 3x Points at H‑D, gas and EV charging stations.
  • 2x Points at restaurants, bars and lodging.
  • 1x Points everywhere else Visa is accepted.
  • $100 Bonus at H‑D after spending $500 on your H‑D Visa card in the first 60 days.
  • Conclusion

    Today, US Bank issues a range of credit cards with various options, yet it’s better to find the one that will be the best for you.

    Hanna VolkavaHanna Volkava

    Financial and product expert

    hv@myfin.us