State Farm® Business Cash Rewards Visa Signature® Card Review
State Farm® Business Cash Rewards Visa Signature® Card from US bank — all information about the credit card.
Updated December 21, 2023
Apply now
Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 3% Cash Back on insurance premium payments, up to $4,000 spent annually.
- 3% Cash Back at gas stations and electric vehicle charging stations, cell phone service providers, office supply stores and on dining.
- 1% Cash Back on all other eligible purchases.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:0% Introductory APR for the first 12 billing cycles
- Regular APR:19.24% - 28.24% Variable
- Balance Transfer APR:19.24% - 28.24% Variable
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State Farm® Business Cash Rewards Visa Signature® Card Rewards Calculator
Your Results
Yearly earnings
$156
Annual fee
$0
Yes, State Farm® Business Cash Rewards Visa Signature® Card credit card is worth its annual fee!
How to maximize your State Farm® Business Cash Rewards Visa Signature® Card rewards?
Follow these simple steps to make the most of State Farm® Business Cash Rewards Visa Signature® Card credit card:
- Spend more on Gas
- Pay off your balance in full each month.
- Make a large purchases plan.
Using these tips will help you not only to cover your annual fee but also to get a net profit from making purchases with State Farm® Business Cash Rewards Visa Signature® Card.
Your net profit in the first year
$156
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You will receive $156 in the first year
Where you get the most profit
- Gas
- Cell phone service providers
- Office supply stores
- Dining
- All other purchases
Gas
$36
Cell phone service providers
$36
Office supply stores
$36
Dining
$36
All other purchases
$12
Total
$156
Annual fee
$0
Net yearly credit card profit
$156
All benefits
- Cash back
- 3% On insurance premium payments, up to $4,000 spent annually.
- 3% At gas stations and electric vehicle charging stations, cell phone service providers, office supply stores and on dining.
- 1% On all other eligible purchases.
Rate and fee information
- Purchase Intro APR
- 0% Introductory APR for the first 12 billing cycles
- Purchase APR
- 19.24% - 28.24% Variable
- Intro Balance Transfer APR
- 0% Introductory APR for the first 12 billing cycles for balances transferred within 60 days from account opening
- Balance Transfers APR
- 19.24% - 28.24% Variable
- APR for Cash Advances
- 29.99% Variable
- How to Avoid Paying Interest
- Your due date is 24 – 30 days after the close of each billing cycle. You will not be charged interest on new Purchases if you pay your entire balance, or Plan Adjusted Balance if you have any Fixed Payment Program balance(s), in full by the due date each month.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- Either 3% of the amount of each transfer or $5 minimum, whichever is greater
- Fees for Cash Advances
- Either 5% of the amount of each advance or $10 minimum, whichever is greater
- Penalty Fees
- 32.49%
- Return Payment
- $40
- Late Payment
- $40
Pros & Cons
Pros:
- No Annual Fee
- Intro APR period
Cons:
- Foreign Transaction Fee
- No welcome bonus
Features
- 0% Intro APR
- No Annual Fee
- Cashback
- Payment Flexibility
- Rewards
- Purchase Protection
- Good Credit
- Excellent Credit
About the issuer
US bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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US bank State Farm Business Cash Rewards Visa Signature® is an option for those, who need Classic features. With an APR of 19.24% - 28.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With US bank State Farm Business Cash Rewards Visa Signature® you will get such features as 0% Intro APR, No Annual Fee, Cashback, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
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- NonePurchase Intro APR
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