USES

State Farm® Business Cash Rewards Visa Signature® Card Review

State Farm® Business Cash Rewards Visa Signature® Card from US bank — all information about the credit card.

Updated December 21, 2023
Advertiser Disclosure Our Methodology
US bank State Farm Business Cash Rewards Visa Signature®
Apply now
Our Rating:
5 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 3% Cash Back on insurance premium payments, up to $4,000 spent annually.
    • 3% Cash Back at gas stations and electric vehicle charging stations, cell phone service providers, office supply stores and on dining.
    • 1% Cash Back on all other eligible purchases.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Introductory APR for the first 12 billing cycles
  • Regular APR:
    19.24% - 28.24% Variable
  • Balance Transfer APR:
    19.24% - 28.24% Variable
Show more

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State Farm® Business Cash Rewards Visa Signature® Card Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
3%
Gas
$
3%
Cell phone service providers
$
3%
Office supply stores
$
3%
Dining
$
1%
All other purchases
$
Calculate
Show less details

All benefits

  • Cash back
    • 3% On insurance premium payments, up to $4,000 spent annually.
    • 3% At gas stations and electric vehicle charging stations, cell phone service providers, office supply stores and on dining.
    • 1% On all other eligible purchases.

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for the first 12 billing cycles
  • Purchase APR
    • 19.24% - 28.24% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for the first 12 billing cycles for balances transferred within 60 days from account opening
  • Balance Transfers APR
    • 19.24% - 28.24% Variable
  • APR for Cash Advances
    • 29.99% Variable
  • How to Avoid Paying Interest
    • Your due date is 24 – 30 days after the close of each billing cycle. You will not be charged interest on new Purchases if you pay your entire balance, or Plan Adjusted Balance if you have any Fixed Payment Program balance(s), in full by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either 3% of the amount of each transfer or $5 minimum, whichever is greater
  • Fees for Cash Advances
    • Either 5% of the amount of each advance or $10 minimum, whichever is greater
  • Penalty Fees
    • 32.49%
  • Return Payment
    • $40
  • Late Payment
    • $40
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR period
Cons:
  • Foreign Transaction Fee
  • No welcome bonus

Features

Classic
Visa
Contactless
  • 0% Intro APR
  • No Annual Fee
  • Cashback
  • Payment Flexibility
  • Rewards
  • Purchase Protection
  • Good Credit
  • Excellent Credit

About the issuer

US bank
US bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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Upgrade Cash Rewards Visa®
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4.35 out of 5
Recommended credit score
score
Fair to Excellent (580-799)
  • None
    Annual Fee
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    Regular APR
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    Cash Back on payments.
  • N/A%
    Purchase Intro APR
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See Another Credit Cards in the Bank

US bank State Farm Business Cash Rewards Visa Signature® is an option for those, who need Classic features. With an APR of 19.24% - 28.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With US bank State Farm Business Cash Rewards Visa Signature® you will get such features as 0% Intro APR, No Annual Fee, Cashback, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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Recommended credit score
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Good to Excellent (670-799)
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    Annual Fee
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  • N/A%
    Purchase Intro APR
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