State Farm Good Neighbor Visa Review
State Farm Good Neighbor Visa from US bank — all information about the credit card.
Updated December 21, 2023
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Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- This card doesn't offer cash back, miles or points.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:0% Introductory APR for the first 18 billing cycles
- Regular APR:19.24% - 29.24% Variable
- Balance Transfer APR:19.24% - 29.24% Variable
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All benefits
- Travel
- Roadside Dispatch®:
- Rely on emergency roadside assistance Call on Roadside Dispatch® whenever you’re in need of a tow – available to eligible card members 24/7 with no membership required.
- Travel and emergency assistance:
- Count on emergency assistance while traveling. Call any time for Travel and Emergency Assistance, available for covered State Farm Good Neighbor Visa Card card members from anywhere in the world.
- Cell phone protection:
- Your eligible cell phone can be reimbursed up to $600 in the event it is stolen or damaged when you pay your monthly cell phone bill with your card.
Rate and fee information
- Purchase Intro APR
- 0% Introductory APR for the first 18 billing cycles
- Purchase APR
- 19.24% - 29.24% Variable
- Intro Balance Transfer APR
- 0% Introductory APR for the first 18 billing cycles for balances transferred within 60 days from account opening
- Balance Transfers APR
- 19.24% - 29.24% Variable
- APR for Cash Advances
- 29.99% Variable
- How to Avoid Paying Interest
- Your due date is 24 – 30 days after the close of each billing cycle. You will not be charged interest on new Purchases if you pay your entire balance, or Plan Adjusted Balance if you have any Fixed Payment Program balance(s), in full by the due date each month.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- Either 3% of the amount of each transfer or $5 minimum, whichever is greater
- Fees for Cash Advances
- Either 5% of the amount of each advance or $10 minimum, whichever is greater
- Return Payment
- Up to $41
- Late Payment
- Up to $41
Pros & Cons
Pros:
- No Annual Fee
- Intro APR period
Cons:
- Foreign Transaction Fee
- No rewards
Features
- 0% Intro APR
- No Annual Fee
- Payment Flexibility
- Fraud Protection
- Purchase Protection
- Extended Warranty Protection
- Good Credit
- Excellent Credit
About the issuer
US bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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See Another Credit Cards in the Bank
US bank State Farm® Good Neighbor Visa® is an option for those, who need Classic features. With an APR of 19.24% - 29.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With US bank State Farm® Good Neighbor Visa® you will get such features as 0% Intro APR, No Annual Fee, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.