USES

Shopper Cash Rewards® Visa Signature® from US bank Review

Shopper Cash Rewards® Visa Signature® from US bank — all information about the credit card.

Updated March 31, 2025
Advertiser Disclosure Our Methodology
U.S. Bank Shopper Cash Rewards® Visa Signature® Card
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Our Rating:
5 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 6% Up to 6% Cash Back on your first $1,500 in combined eligible purchases each quarter with two retailers you choose.
    • 1.5% Cash Back on all other purchases.
  • Intro Offer:
    • $250 Bonus after you spend $2,000 in eligible purchases within the first 120 days of account opening.
  • Annual Fee:
    $0 introductory annual fee for the first 12 months
    $95 thereafter
  • Purchase Intro APR:
    None
  • Regular APR:
    18.74% - 28.74% Variable
  • Balance Transfer APR:
    18.74% - 28.74% Variable
Show more

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U.S. Bank Shopper Cash Rewards® Visa Signature® Card Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
6%
Selected merchants
$
1.5%
All other purchases
$
Have you already recieved the US bank intro bonus?
Calculate
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All benefits

  • Cash back
    • 6% On your first $1,500 in combined eligible purchases each quarter with two retailers you choose.
    • 1.5% On all other purchases.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 18.74% - 28.74% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 18.74% - 28.74% Variable
  • APR for Cash Advances
    • 31.24% Variable
  • How to Avoid Paying Interest
    • Your due date is 24 – 30 days after the close of each billing cycle. You will not be charged interest on new Purchases if you pay your entire balance, or Plan Adjusted Balance if you have any Fixed Payment Program balance(s), in full by the due date each month.

Fees

  • Annual Fee
    • $0 introductory annual fee for the first 12 months
      $95 thereafter
  • Fees for Balance Transfer
    • Either 3% of the amount of each transfer or $5 minimum, whichever is greater
  • Fees for Cash Advances
    • Either 5% of the amount of each advance or $10 minimum, whichever is greater
  • Return Payment
    • Up to $41
  • Late Payment
    • Up to $41
View all Rates & Fees

Pros & Cons

Pros:
  • Welcome offer
  • No Annual Fee for the first 12 months
Cons:
  • Annual Fee (from the second year)
  • Foreign Transaction Fee
  • No Intro APR period

Features

Classic
Visa
Contactless
  • Low interest
  • Cashback
  • Payment Flexibility
  • Fraud Protection
  • Rewards
  • Purchase Protection
  • Good Credit
  • Excellent Credit

About the issuer

US bank
US bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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Recommended credit score
score
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  • None
    Purchase Intro APR
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Recommended credit score
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  • $0
    Annual Fee
  • 17.99% - 27.99%
    Regular APR
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    You’ll get up to 10% Cash Back with select brands you hold in an eligible portfolio.
  • None
    Purchase Intro APR
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Recommended credit score
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  • $39
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  • 18.24%
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  • 1%
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    Purchase Intro APR
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See Another Credit Cards in the Bank

US bank Shopper Cash Rewards® Visa Signature® is an option for those, who need Classic features. With an APR of 18.74% - 28.74% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With US bank Shopper Cash Rewards® Visa Signature® you will get such features as Low interest, Cashback, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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Recommended credit score
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    Annual Fee
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    Regular APR
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    Purchase Intro APR
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On First Progress’s site