SKYPASS Select Visa Signature® Card Review

All benefits

• Miles
  • 10,000x Bonus miles at renewal after $35,000 in spend annually.
  • 2x On Korean Air ticket purchases.
  • 2x On airline ticket, car rental and hotels.
  • 1x On all other purchases.
• Travel
  • TSA Pre✓® or Global Entry application fee statement credit:
  • Cardmembers may receive one statement credit ($85 application fee for TSA Pre✓ or $100 application fee for Global Entry) when the application fee for either program is charged to an eligible Account. Limit one statement credit per Account every 4 years in connection with the TSA Pre✓ or Global Entry program application fees. Eligible Cardmembers will only receive one statement credit for the first program (either TSA Pre✓ or Global Entry) to which they apply and pay for with their eligible Card regardless of whether they are approved for TSA Pre✓ or Global Entry. You must use your Card to complete the TSA Pre✓ application or Global Entry application and pay the application fee with your Card.
  • No Foreign Transaction Fees:
  • When you’re ready to travel, enjoy your trip to the fullest with no foreign transaction fees.
  • Trip Cancellation/Trip Interruption Reimbursement:
  • Reimburses travel expenses if the flight is cancelled for a covered reason.
  • Trip Delay Reimbursement:
  • A trip delay insurance will provide you reimbursement for additional transportation costs or additional expenses for meals and lodging should your flight be delayed by inclement weather or other covered reasons.
  • Redeem miles:
  • Redeem miles for award travel and upgrades on Korean Air and SkyTeam partners.
  • $100 $100 Off coupon for Korean Air ticket purchase each year.
  • $2 Korean Air In-flight Duty Free 25 coupons each year Coupons may only be redeemed when purchasing duty free item onboard a Korean Air flight and may not be used or redeemed on online orders or in airports. Coupons are valid until expiration date. Coupons are non-transferable and have no cash value, and any unused portion of a coupon will not be refunded in cash or credit or any other manner. Must use SKYPASS Select Visa card for purchases that exceed coupon dollar value. Each coupon may be redeemed for purchase of $50 and over. Two coupons may be redeemed at once for purchase of $100 and over. Korean Air and U.S. Bank are not responsible for lost, stolen or damaged coupons. Coupons will not be replaced.
  • 2 KAL Lounge coupons each year:
  • Lounge Coupon is valid for one lounge use only and must be surrendered upon entering a Korean Air Lounge. To access a Korean Air Lounge in North American Korean Air gateway cities, or to access the KAL Prestige Lounge at Incheon after check-in or en route to the final destination, proceed directly to the Lounge with the Coupon. Each year, the primary cardmember will receive two Lounge Coupons 8 to 10 weeks after your annual fee is paid. Cardmembers must pay annual fee in the month it is due to be eligible for Lounge Coupons.
  • Auto Rental Collision Damage Waiver:
  • The Auto Rental Collision Damage Waiver benefit offers insurance coverage for automobile rentals made with your Visa card. The benefit provides reimbursement for damage due to collision or theft up to the actual cash value of most rental vehicles.
  • $200 Credit on travel purchases.

Rate and fee information

• Purchase Intro APR
  • None
• Purchase APR
  • 23.24% - 29.99% Variable
• Intro Balance Transfer APR
  • None
• Balance Transfers APR
  • 23.24% - 29.99% Variable
• APR for Cash Advances
  • 29.99% Variable
• How to Avoid Paying Interest
  • Your due date is 24 - 30 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month.

Fees

Pros & Cons

Features

• No foreign transaction fees
• Payment Flexibility
• Fraud Protection
• Rewards
• Purchase Protection
• Travel
• Airline
• Lowest Hotel Rates Guarantee
• Trip Cancellation
• Auto Rental Insurance
• 24/7 Travel Assistant
• Airport Lounge Access
• Good Credit
• Excellent Credit