USES

AAA Cashback Visa Signature® Card Review

AAA Cashback Visa Signature® Card from US bank — all information about the credit card.

Updated May 07, 2023
Advertiser Disclosure Our Methodology
US bank AAA Cashback Visa® Signature
Apply now
Our Rating:
5 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 3% Cash Back on gas stations, grocery stores and dining.
    • 2% Cash Back on AAA Membership, travel and insurance.
    • 1% Cash Back on all other purchases.
  • Intro Offer:
    • $100 Statement credit after you spend $1,500 in qualifying purchases within the first 90 days of account opening.
    • 4% Cash Back on qualifying AAA purchases, travel and insurance for your first 6 months up to $6,000. After that, you’ll earn unlimited Cash Back in the standard 2% category.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    19.99% - 29.99% Variable
  • Balance Transfer APR:
    19.99% - 29.99% Variable
Show more

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AAA Cashback Visa Signature® Card Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
3%
Gas
$
3%
Groceries
$
3%
Dining
$
2%
Travel
$
2%
AAA membership
$
1%
All other purchases
$
Have you already recieved the US bank intro bonus?
Calculate
Show less details

All benefits

  • Cash back
    • 3% On gas stations, grocery stores and dining.
    • 2% On AAA Membership, travel and insurance.
    • 1% On all other purchases.
  • Travel
    • Travel and Emergency Assistance Service:
    • Travel and Emergency Assistance Services help in coordinating medical, legal and travel services while away from home.
    • Auto Rental Collision Damage Waiver:
    • Rental Collision Damage Waiver coverage and peace of mind for damage due to collision or theft of most rental cars.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 19.99% - 29.99% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 19.99% - 29.99% Variable
  • APR for Cash Advances
    • 29.99% Variable
  • How to Avoid Paying Interest
    • Your due date is 24 - 30 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on cash advances and balance transfers on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either 3% of the amount of each transfer or $10 minimum, whichever is greater
  • Fees for Cash Advances
    • Either 5% of the amount of each advance or $10 minimum, whichever is greater
  • Return Payment
    • Up to $41
  • Late Payment
    • Up to $41
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • No Foreign Transaction Fee
Cons:
  • No Intro APR period

Features

Classic
Visa
Contactless
  • No Annual Fee
  • No foreign transaction fees
  • Cashback
  • Payment Flexibility
  • Rewards
  • Travel
  • Airline
  • 24/7 Travel Assistant
  • Good Credit
  • Excellent Credit

About the issuer

US bank
US bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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Recommended credit score
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Recommended credit score
score
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  • None
    Annual Fee
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    Regular APR
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  • None
    Purchase Intro APR
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See Another Credit Cards in the Bank

US bank AAA Cashback Visa® Signature is an option for those, who need Classic features. With an APR of 19.99% - 29.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With US bank AAA Cashback Visa® Signature you will get such features as No Annual Fee, No foreign transaction fees, Cashback, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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