U.S. Bank Altitude™ Reserve Visa Infinite® Card Review
U.S. Bank Altitude™ Reserve Visa Infinite® Card — all information about the credit card.
Updated March 27, 2025
Good Choose for Metal
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Recommended credit score
Excellent (740-799)
- Rewards Rate:
- 5x Points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center.
- 3x Points for every $1 on eligible travel purchases and mobile wallet spending.
- Intro Offer:
- 50,000x Bonus Points will be awarded if you are approved for a new U.S. Bank Altitude Reserve Visa Infinite Card and eligible Net Purchases totaling $4,500 or more are made to your Account within 90 days after Account opening.
- Annual Fee:$400 annually
- Purchase Intro APR:None
- Regular APR:22.24% - 29.24% Variable
- Balance Transfer APR:22.24% - 29.24% Variable
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U.S. Bank Altitude™ Reserve Visa Infinite® Card Rewards Calculator
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All benefits
- Points
- 5x On prepaid hotels and car rentals booked directly in the Altitude Rewards Center.
- 3x On eligible travel purchases and mobile wallet spending.
- Travel
- Airport Lounge Access:
- Complimentary 12-month Priority Pass™ Select membership that gives access to more than 1,300 VIP lounges worldwide.
- TSA PreCheck® or Global Entry®:
- Up to $100 in statement credits to reimburse your application fee once every four years.
- Complimentary Wi-Fi:
- Stay connected with 12 complimentary Gogo® inflight Wi-Fi passes per year.
- No Foreign Transaction Fee:
- Save while traveling as well as making online purchases through foreign merchants.
- World Class Service:
- Elevated service levels 24/7 with dedicated service advisors and Visa Infinite Concierge.
- Silvercar®:
- Drive off in a luxurious Audi and save up to 30% when you rent with Silvercar with no location, date, or class restrictions.
- Protection at Home and Away:
- Peace of mind 24/7 with fraud monitoring, ID Theft Protection, Emergency Evacuation and Transportation Coverage and more.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 22.24% - 29.24% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 22.24% - 29.24% Variable
- APR for Cash Advances
- 29.99% Variable
- How to Avoid Paying Interest
- Your due date is 24 - 30 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month.
Fees
- Annual Fee
- $400 annually
- Fees for Balance Transfer
- Either 3% of the amount of each transfer or $5 minimum, whichever is greater
- Fees for Cash Advances
- Either 5% of the amount of each advance or $10 minimum, whichever is greater
- Return Payment
- Up to $41
- Late Payment
- Up to $41
Pros & Cons
Pros:
- No Foreign Transaction Fee
- New cardholder bonus
- Travel perks
Cons:
- Annual Fee
Features
- No foreign transaction fees
- Payment Flexibility
- Fraud Protection
- Rewards
- Bonus points
- Purchase Protection
- Extended Warranty Protection
- Travel
- Airline
- 24/7 Travel Assistant
- Airport Lounge Access
- Excellent Credit
About the issuer
US bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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See Another Credit Cards in the Bank
US bank Altitude™ Reserve Visa Infinite® is an option for those, who need Classic features. With an APR of 22.24% - 29.24% and $400 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Excellent (740-799) credit score. With US bank Altitude™ Reserve Visa Infinite® you will get such features as No foreign transaction fees, Payment Flexibility, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
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