U.S. Bank Business Leverage® Visa Signature® Card Review

U.S. Bank Business Leverage® Visa Signature® Card — all information about the credit card.

US bank Business Leverage® Visa Signature®
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Our Rating:
5 out of 5
scorer
Recommended credit score
Excellent (740-799)
  • Rewards Rate:
    • 5% Cash Back on prepaid hotels and car rentals booked directly in the Travel Rewards Center.
    • 2% Cash Back in the top two categories where you spend the most each month automatically.
    • 1% Cash Back per dollar spent on all other eligible purchases.
  • Intro Offer:
    • $750 Bonus offer when you spend $7,500 in eligible purchases within the first 120 days of opening your account.
  • Annual Fee:
    $0 for the first year
    $95 thereafter
  • Purchase Intro APR:
    None
  • Regular APR:
    21.24% - 26.24% Variable
  • Balance Transfer APR:
    21.24% - 26.24% Variable
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U.S. Bank Business Leverage® Visa Signature® Card Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
5%
Hotels
$
5%
Car rental
$
2%
Rotating categories
$
1%
All other purchases
$
Have you already recieved the US bank intro bonus?
Calculate
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All benefits

  • Cash back
    • 5% On prepaid hotels and car rentals booked directly in the Travel Rewards Center.
    • 2% In the top two categories where you spend the most each month automatically.
    • 1% On all other eligible purchases.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 21.24% - 26.24% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 21.24% - 26.24% Variable
  • APR for Cash Advances
    • 29.99% Variable
  • How to Avoid Paying Interest
    • Your due date is 24 – 30 days after the close of each billing cycle. You will not be charged interest on new Purchases if you pay your entire balance, or Plan Adjusted Balance if you have any Fixed Payment Program balance(s), in full by the due date each month.

Fees

  • Annual Fee
    • $0 for the first year
      $95 thereafter
  • Fees for Balance Transfer
    • An introductory fee of either 5% of the amount of each transfer or $5 minimum, whichever is greater for balances transferred with this application. After that, either 3% of the amount of each transfer or $5 minimum, whichever is greater
  • Fees for Cash Advances
    • Either 5% of the amount of each advance or $15 minimum, whichever is greater
  • Penalty Fees
    • 29.99%
  • Return Payment
    • $39
  • Late Payment
    • $39
View all Rates & Fees

Pros & Cons

Pros:
  • No Foreign Transaction Fee
Cons:
  • No Intro APR period

Features

Classic
Visa
Contactless
  • No foreign transaction fees
  • Cashback
  • Payment Flexibility
  • Rewards
  • Travel
  • Excellent Credit

About the issuer

US bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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On Cross River Bank‘s site

US bank Business Leverage® Visa Signature® is an option for those, who need Classic features. With an APR of 21.24% - 26.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Excellent (740-799) credit score. With US bank Business Leverage® Visa Signature® you will get such features as No foreign transaction fees, Cashback, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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