USES

U.S. Bank Cash+® Secured Visa® Card Review

U.S. Bank Cash+® Secured Visa® Card — all information about the credit card.

Updated June 04, 2024
Advertiser Disclosure Our Methodology
US bank Cash+® Visa® Secured
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Our Rating:
4.52 out of 5
scorer
Recommended credit score
No Credit History to Poor (0-579)
  • Rewards Rate:
    • 5% Cash Back on your first $2,000 in combined eligible purchases each quarter in two categories you choose.
    • 5% Cash Back on prepaid air, hotel and car reservations booked directly in the Rewards Travel Center.
    • 2% Cash Back on eligible purchases in your choice of one everyday category (like gas stations and EV charging stations, grocery stores and restaurants).
    • 1% Cash Back on all other purchases.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    29.99% Variable
  • Balance Transfer APR:
    29.99% Variable
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U.S. Bank Cash+® Secured Visa® Card Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
5%
Rotating categories
$
5%
Flights
$
5%
Hotels
$
5%
Car rental
$
1%
All other purchases
$
Calculate
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All benefits

  • Cash back
    • 5% On your first $2,000 in combined eligible purchases each quarter in two categories you choose.
    • 5% On prepaid air, hotel and car reservations booked directly in the Rewards Travel Center.
    • 2% On eligible purchases in your choice of one everyday category (like gas stations and EV charging stations, grocery stores and restaurants).
    • 1% On all other purchases.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 29.99% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 29.99% Variable
  • APR for Cash Advances
    • 29.99% Variable
  • How to Avoid Paying Interest
    • Your due date is 24 - 30 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either 3% of the amount of each transfer or $5 minimum, whichever is greater
  • Fees for Cash Advances
    • Either 5% of the amount of each advance or $10 minimum, whichever is greater
  • Return Payment
    • Up to $41
  • Late Payment
    • Up to $41
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • Foreign Transaction Fee
  • No Intro APR period
  • High APR

Features

Classic
Visa
Contactless
  • No Annual Fee
  • Payment Flexibility
  • Fraud Protection
  • Rewards
  • Purchase Protection
  • Travel
  • Airline
  • Poor Credit

About the issuer

US bank
US bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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Recommended credit score
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  • $49
    Annual Fee
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  • None
    Purchase Intro APR
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First Progress Platinum Select Mastercard® Secured Synovus Bank
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Recommended credit score
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  • $39
    Annual Fee
  • 18.24%
    Regular APR
  • 1%
    Cash Back on payments made to your First Progress Secured credit card account.
  • None
    Purchase Intro APR
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Destiny® Mastercard® First Electronic Bank
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Recommended credit score
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  • *see terms*
    Annual Fee
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    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
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See Another Credit Cards in the Bank

US bank Cash+® Visa® Secured is an option for those, who need Classic features. With an APR of 29.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Poor (0-579) credit score. With US bank Cash+® Visa® Secured you will get such features as No Annual Fee, Payment Flexibility, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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Recommended credit score
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    Annual Fee
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