USES

U.S. Bank Cash+® Secured Visa® Card Review

U.S. Bank Cash+® Secured Visa® Card — all information about the credit card.

Updated June 04, 2024
Advertiser Disclosure Our Methodology
US bank Cash+® Visa® Secured
Apply now
Our Rating:
4.52 out of 5
scorer
Recommended credit score
No Credit History to Poor (0-579)
  • Rewards Rate:
    • 5% Cash Back on your first $2,000 in combined eligible purchases each quarter in two categories you choose.
    • 5% Cash Back on prepaid air, hotel and car reservations booked directly in the Rewards Travel Center.
    • 2% Cash Back on eligible purchases in your choice of one everyday category (like gas stations and EV charging stations, grocery stores and restaurants).
    • 1% Cash Back on all other purchases.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    29.99% Variable
  • Balance Transfer APR:
    29.99% Variable
Show more

We recommend more cards

Upgrade Triple Cash Rewards Visa® Upgrade
Upgrade Triple Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
3%
Cash Back on Home, Auto and Health categories.
Apply now
On Upgrade‘s website
Venture Rewards Capital One
Capital One Venture Rewards Credit Card
$95
Annual Fee
19.99% - 29.99%
Regular APR
5x
Miles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
Learn more
on our partner’s site
Upgrade Cash Rewards Visa®
Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
Apply now
On Upgrade‘s website
Apply now

U.S. Bank Cash+® Secured Visa® Card Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
5%
Rotating categories
$
5%
Flights
$
5%
Hotels
$
5%
Car rental
$
1%
All other purchases
$
Calculate
Show less details

All benefits

  • Cash back
    • 5% On your first $2,000 in combined eligible purchases each quarter in two categories you choose.
    • 5% On prepaid air, hotel and car reservations booked directly in the Rewards Travel Center.
    • 2% On eligible purchases in your choice of one everyday category (like gas stations and EV charging stations, grocery stores and restaurants).
    • 1% On all other purchases.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 29.99% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 29.99% Variable
  • APR for Cash Advances
    • 29.99% Variable
  • How to Avoid Paying Interest
    • Your due date is 24 - 30 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either 3% of the amount of each transfer or $5 minimum, whichever is greater
  • Fees for Cash Advances
    • Either 5% of the amount of each advance or $10 minimum, whichever is greater
  • Return Payment
    • Up to $41
  • Late Payment
    • Up to $41
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • Foreign Transaction Fee
  • No Intro APR period
  • High APR

Features

Classic
Visa
Contactless
  • No Annual Fee
  • Payment Flexibility
  • Fraud Protection
  • Rewards
  • Purchase Protection
  • Travel
  • Airline
  • Poor Credit

About the issuer

US bank
US bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

Capital One Spark Cash Select for Excellent Credit
Capital One Spark Cash Select for Excellent Credit
5 out of 5
Recommended credit score
score
Excellent (740-799)
  • None
    Annual Fee
  • 18.49% - 24.49%
    Regular APR
  • 5%
    Cash Back on hotels and rental cars booked through Capital One Travel.
  • None
    Purchase Intro APR
Learn more
on our partner’s site
Car rental
Venture X Rewards Capital One
Capital One Venture X Rewards Credit Card
3.53 out of 5
Recommended credit score
score
Excellent (740-799)
  • $395
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 10,000x
    10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary.
  • None
    Purchase Intro APR
Learn more
on our partner’s site
International students
Quicksilver Student Cash Rewards Capital One
Capital One Quicksilver Student Cash Rewards Credit Card
3.43 out of 5
Recommended credit score
score
No Credit History
  • None
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 1.5%
    Cash Back on all purchases.
  • None
    Purchase Intro APR
Learn more
on our partner’s site

See Another Credit Cards in the Bank

US bank Cash+® Visa® Secured is an option for those, who need Classic features. With an APR of 29.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Poor (0-579) credit score. With US bank Cash+® Visa® Secured you will get such features as No Annual Fee, Payment Flexibility, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

Another popular cards for you
Best for 18 year old
Gold Preferred® Secured Visa® Applied Bank
Secured Visa® Gold Preferred® Credit Card
Applied Bank®
4.23 out of 5
Recommended credit score
scorer
No Credit History to Poor (0-579)
  • $48
    Annual Fee
  • 9.99%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
Apply now
On Applied Bank®‘s site