U.S. Bank Secured Visa Card Review
U.S. Bank Secured Visa Card — all information about the credit card.
Updated November 18, 2024
Good Choose for Secured
Apply now
Recommended credit score
Good (670-739)
- Rewards Rate:
- This card doesn't offer cash back, miles or points.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:29.24% Variable
- Balance Transfer APR:29.24% Variable
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Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
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Upgrade Triple Cash Rewards Visa®
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14.99% - 29.99%
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Capital One Venture Rewards Credit Card
$95
Annual Fee
19.99% - 29.99%
Regular APR
5x
Miles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
Learn more
on our partner’s site
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 29.24% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 29.24% Variable
- APR for Cash Advances
- 29.99% Variable
- How to Avoid Paying Interest
- Your due date is 24 – 30 days after the close of each billing cycle. You will not be charged interest on new Purchases if you pay your entire balance, or Plan Adjusted Balance if you have any Fixed Payment Program balance(s), in full by the due date each month.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- Either 3% of the amount of each transfer or $5 minimum, whichever is greater
- Fees for Cash Advances
- Either 5% of the amount of each advance or $10 minimum, whichever is greater
- Return Payment
- Up to $41
- Late Payment
- Up to $41
Pros & Cons
Pros:
- No Annual Fee
Cons:
- No penalty APR
- Foreign Transaction Fee
- High APR
Features
- No Annual Fee
- Payment Flexibility
- Fraud Protection
- Free Credit Score
- Purchase Protection
- Good Credit
About the issuer
US bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Cash Back, No Annual Fee, Daily use
Capital One Quicksilver Cash Rewards Credit Card
Recommended credit score
Good to Excellent (670-799)
- NoneAnnual Fee
- 19.99% - 29.99%Regular APR
- 5%Cash Back on hotels and rental cars booked through Capital One Travel.
- 0% Introductory APR for the first 15 months that your account is openPurchase Intro APR
Learn more
on our partner’s site
Walmart purchases
Capital One Spark Miles for Business
Recommended credit score
Good to Excellent (670-799)
- $0Annual Fee
- 26.24%Regular APR
- 5xMiles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
- NonePurchase Intro APR
Learn more
on our partner’s site
Divvy
Cross River Bank
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- NoneRegular APR
- 2x - 7x:Points on restaurants.
- NonePurchase Intro APR
Apply now
On Cross River Bank‘s site
See Another Credit Cards in the Bank
US bank Secured Visa® is an option for those, who need Classic features. With an APR of 29.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good (670-739) credit score. With US bank Secured Visa® you will get such features as No Annual Fee, Payment Flexibility, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
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Capital One Venture X Rewards Credit Card
Recommended credit score
Excellent (740-799)
- $395Annual Fee
- 19.99% - 29.99%Regular APR
- 10,000x10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary.
- NonePurchase Intro APR
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on our partner’s site