U.S. Bank Secured Visa Card Review
U.S. Bank Secured Visa Card — all information about the credit card.
Updated November 18, 2024
Good Choose for Secured
Apply now
Recommended credit score
Good (670-739)
- Rewards Rate:
- This card doesn't offer cash back, miles or points.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:29.24% Variable
- Balance Transfer APR:29.24% Variable
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Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 29.24% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 29.24% Variable
- APR for Cash Advances
- 29.99% Variable
- How to Avoid Paying Interest
- Your due date is 24 – 30 days after the close of each billing cycle. You will not be charged interest on new Purchases if you pay your entire balance, or Plan Adjusted Balance if you have any Fixed Payment Program balance(s), in full by the due date each month.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- Either 3% of the amount of each transfer or $5 minimum, whichever is greater
- Fees for Cash Advances
- Either 5% of the amount of each advance or $10 minimum, whichever is greater
- Return Payment
- Up to $41
- Late Payment
- Up to $41
Pros & Cons
Pros:
- No Annual Fee
Cons:
- No penalty APR
- Foreign Transaction Fee
- High APR
Features
- No Annual Fee
- Payment Flexibility
- Fraud Protection
- Free Credit Score
- Purchase Protection
- Good Credit
About the issuer
US bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
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No Credit History to Fair (0-669)
- $75.00 for the 1st year, $48.00 afterAnnual Fee
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- NonePurchase Intro APR
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- NonePurchase Intro APR
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Recommended credit score
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See Another Credit Cards in the Bank
US bank Secured Visa® is an option for those, who need Classic features. With an APR of 29.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good (670-739) credit score. With US bank Secured Visa® you will get such features as No Annual Fee, Payment Flexibility, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.