USES

Harley-Davidson® Visa Signature® from US bank Review

Harley-Davidson® Visa Signature® from US bank — all information about the credit card.

Updated April 01, 2025
Advertiser Disclosure Our Methodology
US Bank Harley-Davidson® Visa Signature®
Apply now
Our Rating:
4.23 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 3x Points at H‑D, gas and EV charging stations.
    • 2x Points at restaurants, bars and lodging.
    • 1x Points everywhere else Visa is accepted.
  • Intro Offer:
    • $100 Bonus at H‑D after spending $500 on your H‑D Visa card in the first 60 days.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Introductory APR for the first 9 billing cycles
  • Regular APR:
    18.24% - 31.24% Variable
  • Balance Transfer APR:
    18.24% - 31.24% Variable
Show more

We recommend more cards

Upgrade Cash Rewards Visa®
Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
Apply now
On Upgrade‘s website
Upgrade Triple Cash Rewards Visa® Upgrade
Upgrade Triple Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
3%
Cash Back on Home, Auto and Health categories.
Apply now
On Upgrade‘s website
Divvy Cross River Bank
Divvy
Cross River Bank
None
Annual Fee
None
Regular APR
2x - 7x:
Points on restaurants.
Apply now
On Cross River Bank‘s site
Apply now

US bank Harley-Davidson® Visa Signature® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
3X
Harley
$
3X
Gas
$
2X
Dining
$
1X
All other purchases
$
Have you already recieved the US bank intro bonus?
How would you like to redeem points?
Calculate
Show less details

All benefits

  • Points
    • 3x At H‑D, gas and EV charging stations.
    • 2x At restaurants, bars and lodging.
    • 1x On all other purchases.

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for the first 9 billing cycles
  • Purchase APR
    • 18.24% - 31.24% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for the first 9 billing cycles for balances transferred within 30 days from account opening
  • Balance Transfers APR
    • 18.24% - 31.24% Variable
  • APR for Cash Advances
    • 31.24% Variable
  • How to Avoid Paying Interest
    • Your due date is 24 - 30 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either 3% of the amount of each transfer or $5 minimum, whichever is greater
  • Fees for Cash Advances
    • Either 5% of the amount of each advance or $10 minimum, whichever is greater
  • Return Payment
    • Up to $41
  • Late Payment
    • Up to $41
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR period
Cons:
  • High APR
  • Foreign Transaction Fee

Features

Classic
Visa
  • 0% Intro APR
  • No Annual Fee
  • Rewards
  • Bonus points
  • Good Credit
  • Excellent Credit

About the issuer

US bank
US bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

The Owner’s Rewards Card by M1 Celtic Bank
The Owner’s Rewards Card by M1
Celtic Bank
3.91 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • $0
    Annual Fee
  • 17.99% - 27.99%
    Regular APR
  • 10%
    You’ll get up to 10% Cash Back with select brands you hold in an eligible portfolio.
  • None
    Purchase Intro APR
Apply now
On Celtic Bank‘s site
Low income
First Access Visa® The Bank of Missouri
First Access Visa® Card
4.2 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • $75.00 for the 1st year, $48.00 after
    Annual Fee
  • 35.99%
    Regular APR
  • 1%
    Earn 1% cash back rewards on payments made to your First Access Credit Card.
  • None
    Purchase Intro APR
Apply now
On the First Access Visa® Card secure website
Unsecured
Destiny® Mastercard® First Electronic Bank
Destiny® Mastercard®
First Electronic Bank
1.47 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • *see terms*
    Annual Fee
  • 35.9%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
Apply now
On First Electronic Bank‘s site

See Another Credit Cards in the Bank

US bank Harley-Davidson® Visa Signature® is an option for those, who need Classic features. With an APR of 18.24% - 31.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With US bank Harley-Davidson® Visa Signature® you will get such features as 0% Intro APR, No Annual Fee, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

Another popular cards for you
Best for Unsecured
Milestone® Mastercard®
Milestone® Mastercard®
3.5 out of 5
Recommended credit score
scorer
Poor to Good (300-739)
  • $175
    Annual Fee
  • 35.9%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
Apply now
On Milestone Mastercard® website