USES

State Farm® Premier Cash Rewards Visa Signature® Credit Card Review

State Farm® Premier Cash Rewards Visa Signature® from US bank — all information about the credit card.

Updated May 07, 2023
Advertiser Disclosure Our Methodology
US bank State Farm® Premier Cash Rewards Visa Signature®
Apply now
Our Rating:
4.61 out of 5
scorer
Recommended credit score
Excellent (740-799)
  • Rewards Rate:
    • 3% Cash Back on insurance premium payments, up to $4,000 spent annually.
    • 2% Cash Back at gas stations and electric vehicle charging stations, drugstores, grocery stores and on dining.
    • 1% Cash Back on all other eligible purchases.
  • Intro Offer:
    • $150 Cash Back by spending $500 in the first 90 days of being approved for the State Farm® Premier Cash Rewards Visa Signature® Card.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    19.99% - 29.99% Variable
  • Balance Transfer APR:
    19.99% - 29.99% Variable
Show more

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Apply now

US bank State Farm® Premier Cash Rewards Visa Signature® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
2%
Gas
$
2%
Drugstore
$
2%
Groceries
$
2%
Dining
$
1%
All other purchases
$
Have you already recieved the US bank intro bonus?
Calculate
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All benefits

  • Cash back
    • 3% On insurance premium payments, up to $4,000 spent annually.
    • 2% At gas stations and electric vehicle charging stations, drugstores, grocery stores and on dining.
    • 1% On all other eligible purchases.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 19.99% - 29.99% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 19.99% - 29.99% Variable
  • APR for Cash Advances
    • 29.99% Variable
  • How to Avoid Paying Interest
    • Your due date is 24 – 30 days after the close of each billing cycle. You will not be charged interest on new Purchases if you pay your entire balance, or Plan Adjusted Balance if you have any Fixed Payment Program balance(s), in full by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either 3% of the amount of each transfer or $5 minimum, whichever is greater
  • Fees for Cash Advances
    • Either 5% of the amount of each advance or $10 minimum, whichever is greater
  • Return Payment
    • Up to $41
  • Late Payment
    • Up to $41
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • Foreign Transaction Fee

Features

Classic
Visa
Contactless
  • No Annual Fee
  • Cashback
  • Payment Flexibility
  • Rewards
  • Purchase Protection
  • Excellent Credit

About the issuer

US bank
US bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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Recommended credit score
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  • None
    Annual Fee
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    Regular APR
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    Purchase Intro APR
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Recommended credit score
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    Regular APR
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Recommended credit score
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    Regular APR
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See Another Credit Cards in the Bank

US bank State Farm® Premier Cash Rewards Visa Signature® is an option for those, who need Classic features. With an APR of 19.99% - 29.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Excellent (740-799) credit score. With US bank State Farm® Premier Cash Rewards Visa Signature® you will get such features as No Annual Fee, Cashback, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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