We found 3 USF Federal Credit Union credit cards. Read on to get more insights.
The USF Federal Credit Union Secured Visa® Credit Card is ideal for people with poor on no credit.
The Card has no annual fee. The APR for purchases and balance transfers is 14.49%.
The USF FCU Green & Gold Visa® Credit Card offers 2.99% intro APR for 12 months on balances transferred in the first 90 days (13.74% - 17.99% Variable thereafter).
The Green & Gold Visa® doesn't charge an annual fee.
The USF FCU Rewards Visa® Credit Card earns a $125 bonus when you spend $1,500 in the first 90 days. The Card offers 3x points on gas, travel, restaurant purchases, 2x points on grocery and home improvement purchases, and 1x point on everything else.
The Card has no annual fee. The APR for purchases and balance transfers is 14.74% - 17.99% Variable.
Choosing the best credit card from a specific credit card issuer is quite challenging. Considering USF Federal Credit Union, the three following steps can help you.
First of all, you should check your current credit score. It varies from "Poor” to “Excellent”, and the higher your score is, the better USF Federal Credit Union credit card offers and terms are available to you.
Then, you need to identify why you need a USF Federal Credit Union credit card and determine the most important aspects your future credit card should have. If you want a credit card to increase your credit score, then look for the ones with extended grace period and no annual fee. If you want to save money on interest, USF Federal Credit Union credit cards with the smallest interest and long intro offer are your best choice. If you need a credit card with cash, points, or miles rewards, pay attention to the rewards program offered by USF Federal Credit Union.
Finally, try tocompare the USF Federal Credit Union credit cards you think are the best for you, but weighing in all the aspects. In general, an ideal credit card fits the following characteristics: low annual percentage rate (APR), long grace period, no fees, high credit limit, and big rewards and sign-up bonuses. You can easily compare USF Federal Credit Union credit cards in the table below.
| Card Name | APR | Annual fee | Rewards | Intro offer |
|---|---|---|---|---|
| Secured Visa® | 14.49% Variable | $0 | ||
| Green & Gold Visa® | 13.74% - 17.99% Variable | $0 |
Today, USF Federal Credit Union has a range of credit cards with numerous options, yet it’s important to find the one that designed for you.
