Rewards Visa® from USF Federal Credit Union Review
Rewards Visa® from USF Federal Credit Union — all information about the credit card.
Updated December 20, 2023
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Recommended credit score
Fair to Good (580-739)
- Rewards Rate:
- 3x Points on gas, travel and restaurant purchases.
- 2x Points on grocery and home improvement purchases.
- 1x Point on everything else.
- Intro Offer:
- $125 Cash Back when you spend $1,500 in the first 90 days.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:14.74% - 17.99% Variable
- Balance Transfer APR:14.74% - 17.99% Variable
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Capital One Quicksilver Cash Rewards Credit Card
None
Annual Fee
19.99% - 29.99%
Regular APR
5%
Cash Back on hotels and rental cars booked through Capital One Travel.
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Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
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Upgrade Triple Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
3%
Cash Back on Home, Auto and Health categories.
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USF Federal Credit Union Rewards Visa® Rewards Calculator
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All benefits
- Points
- 3x On gas, travel and restaurant purchases.
- 2x On grocery and home improvement purchases.
- 1x On everything else.
- Travel
- Auto rental collision damage waiver:
- Covers rental car repair bills if there's an accident or the car is stolen.
- Travel and emergency assistance services:
- Travel and Emergency Assistance Services are made available to help You in case of an emergency while You are traveling away from home.
- Roadside assistance:
- Service offered to assist drivers, physically and financially, when their vehicle breaks down.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 14.74% - 17.99% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 14.74% - 17.99% Variable
- APR for Cash Advances
- 14.74% - 17.99% Variable
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.
Fees
- Annual Fee
- $0
- Fees for Cash Advances
- $10.00 or 2.00% of the amount of each cash advance, whichever is greater
- Return Payment
- Up to $25
- Late Payment
- Up to $30
Pros & Cons
Pros:
- No Annual Fee
Cons:
- Foreign Transaction Fee
Features
- Low interest
- No Annual Fee
- Rewards
- Bonus points
- Extended Warranty Protection
- Travel
- Airline
- Auto Rental Insurance
- Fair Credit
- Good Credit
About the issuer
USF Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Travel, Daily use
Capital One Venture Rewards Credit Card
Recommended credit score
Good to Excellent (670-799)
- $95Annual Fee
- 19.99% - 29.99%Regular APR
- 5xMiles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.
- NonePurchase Intro APR
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Divvy
Cross River Bank
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- NoneRegular APR
- 2x - 7x:Points on restaurants.
- NonePurchase Intro APR
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Capital One Quicksilver Student Cash Rewards Credit Card
Recommended credit score
No Credit History
- NoneAnnual Fee
- 19.99% - 29.99%Regular APR
- 10%Cash Back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024.
- NonePurchase Intro APR
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See Another Credit Cards in the Bank
USF Federal Credit Union Rewards Visa® is an option for those, who need Classic features. With an APR of 14.74% - 17.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With USF Federal Credit Union Rewards Visa® you will get such features as Low interest, No Annual Fee, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Capital One Spark Cash Select for Excellent Credit
Recommended credit score
Excellent (740-799)
- NoneAnnual Fee
- 18.49% - 24.49%Regular APR
- 5%Cash Back on hotels and rental cars booked through Capital One Travel.
- NonePurchase Intro APR
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