USES

Rewards Visa® from USF Federal Credit Union Review

Rewards Visa® from USF Federal Credit Union — all information about the credit card.

Updated December 20, 2023
Advertiser Disclosure Our Methodology
USF FCU Rewards Visa®
Apply now
Our Rating:
4.38 out of 5
scorer
Recommended credit score
Fair to Good (580-739)
  • Rewards Rate:
    • 3x Points on gas, travel and restaurant purchases.
    • 2x Points on grocery and home improvement purchases.
    • 1x Point on everything else.
  • Intro Offer:
    • $125 Cash Back when you spend $1,500 in the first 90 days.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    14.74% - 17.99% Variable
  • Balance Transfer APR:
    14.74% - 17.99% Variable
Show more

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USF Federal Credit Union Rewards Visa® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
3X
Gas
$
3X
Travel
$
3X
Dining
$
2X
Groceries
$
2X
Home improvement
$
1X
All other purchases
$
Have you already recieved the USF Federal Credit Union intro bonus?
How would you like to redeem points?
Calculate
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All benefits

  • Points
    • 3x On gas, travel and restaurant purchases.
    • 2x On grocery and home improvement purchases.
    • 1x On everything else.
  • Travel
    • Auto rental collision damage waiver:
    • Covers rental car repair bills if there's an accident or the car is stolen.
    • Travel and emergency assistance services:
    • Travel and Emergency Assistance Services are made available to help You in case of an emergency while You are traveling away from home.
    • Roadside assistance:
    • Service offered to assist drivers, physically and financially, when their vehicle breaks down.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 14.74% - 17.99% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 14.74% - 17.99% Variable
  • APR for Cash Advances
    • 14.74% - 17.99% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Cash Advances
    • $10.00 or 2.00% of the amount of each cash advance, whichever is greater
  • Return Payment
    • Up to $25
  • Late Payment
    • Up to $30
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • Foreign Transaction Fee

Features

Classic
Visa
  • Low interest
  • No Annual Fee
  • Rewards
  • Bonus points
  • Extended Warranty Protection
  • Travel
  • Airline
  • Auto Rental Insurance
  • Fair Credit
  • Good Credit

About the issuer

USF Federal Credit Union
USF Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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Recommended credit score
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    Purchase Intro APR
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Recommended credit score
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  • $39
    Annual Fee
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    Regular APR
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    Purchase Intro APR
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Recommended credit score
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    Annual Fee
  • 35.99%
    Regular APR
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    Earn 1% cash back rewards on payments made to your First Access Credit Card.
  • None
    Purchase Intro APR
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See Another Credit Cards in the Bank

USF Federal Credit Union Rewards Visa® is an option for those, who need Classic features. With an APR of 14.74% - 17.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With USF Federal Credit Union Rewards Visa® you will get such features as Low interest, No Annual Fee, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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