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Secured Visa® from USF Federal Credit Union Review

Secured Visa® from USF Federal Credit Union — all information about the credit card.

Updated December 20, 2023
Advertiser Disclosure Our Methodology
USF Federal Credit Union Secured Visa®
Apply now
Our Rating:
2.18 out of 5
scorer
Recommended credit score
No Credit History to Poor (0-579)
  • Rewards Rate:
    • This card doesn't offer cash back, miles or points.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    14.49% Variable
  • Balance Transfer APR:
    14.49% Variable
Show more

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Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 14.49% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 14.49% Variable
  • APR for Cash Advances
    • None

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • None
  • Penalty Fees
    • None
View all Rates & Fees

Pros & Cons

Pros:
  • No annual fee and no balance transfer fee
  • No penalty APR
Cons:
  • No rewards

Features

Classic
Visa
  • Low interest
  • No Annual Fee
  • Poor Credit

About the issuer

USF Federal Credit Union
USF Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

First Progress Platinum Select Mastercard® Secured Synovus Bank
First Progress Platinum Select Mastercard® Secured Credit Card
3.5 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • $39
    Annual Fee
  • 19.24%
    Regular APR
  • 1%
    Cash Back on payments made to your First Progress Secured credit card account.
  • None
    Purchase Intro APR
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Unsecured
Destiny® Mastercard® First Electronic Bank
Destiny® Mastercard®
First Electronic Bank
1.47 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • *see terms*
    Annual Fee
  • 35.90%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
Apply now
On First Electronic Bank‘s site
Single mom, Without SSN
Secured Mastercard® Capital One
Capital One Platinum Secured Credit Card
2.39 out of 5
Recommended credit score
score
No Credit History to Poor (0-579)
  • None
    Annual Fee
  • 29.99%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
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on our partner’s site

See Another Credit Cards in the Bank

USF Federal Credit Union Secured Visa® is an option for those, who need Classic features. With an APR of 14.49% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Poor (0-579) credit score. With USF Federal Credit Union Secured Visa® you will get such features as Low interest, No Annual Fee, Poor Credit, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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Recommended credit score
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    Annual Fee
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