Green & Gold Visa® from USF Federal Credit Union Review
Green & Gold Visa® from USF Federal Credit Union — all information about the credit card.
Updated December 20, 2023
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Recommended credit score
Fair to Good (580-739)
- Rewards Rate:
- This card doesn't offer cash back, miles or points.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:13.74% - 17.99% Variable
- Balance Transfer APR:13.74% - 17.99% Variable
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Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
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Upgrade Triple Cash Rewards Visa®
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Annual Fee
14.99% - 29.99%
Regular APR
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Cash Back on Home, Auto and Health categories.
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Capital One Quicksilver Cash Rewards Credit Card
None
Annual Fee
19.99% - 29.99%
Regular APR
5%
Cash Back on hotels and rental cars booked through Capital One Travel.
Learn more
on our partner’s site
All benefits
- Travel
- Auto rental collision damage waiver:
- Covers rental car repair bills if there's an accident or the car is stolen.
- Travel and emergency assistance services:
- Travel and Emergency Assistance Services are made available to help You in case of an emergency while You are traveling away from home.
- Roadside assistance:
- Service offered to assist drivers, physically and financially, when their vehicle breaks down.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 13.74% - 17.99% Variable
- Intro Balance Transfer APR
- 2.99% Intro APR for 12 months on balances transferred in the first 90 days
- Balance Transfers APR
- 13.74% - 17.99% Variable
- APR for Cash Advances
- 13.74% - 17.99% Variable
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- None
- Fees for Cash Advances
- $10.00 or 2.00% of the amount of each cash advance, whichever is greater
- Return Payment
- Up to $25
- Late Payment
- Up to $30
Pros & Cons
Pros:
- No annual fee and no balance transfer fee
- No penalty APR
Cons:
- Foreign Transaction Fee
Features
- Low interest
- No Annual Fee
- Payment Flexibility
- Fraud Protection
- Extended Warranty Protection
- Fair Credit
- Good Credit
About the issuer
USF Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Divvy
Cross River Bank
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- NoneRegular APR
- 2x - 7x:Points on restaurants.
- NonePurchase Intro APR
Apply now
On Cross River Bank‘s site
Travel, Daily use
Capital One Venture Rewards Credit Card
Recommended credit score
Good to Excellent (670-799)
- $95Annual Fee
- 19.99% - 29.99%Regular APR
- 5xMiles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
- NonePurchase Intro APR
Learn more
on our partner’s site
Fair credit
Capital One QuicksilverOne Cash Rewards Credit Card
Recommended credit score
Fair to Good (580-739)
- $39Annual Fee
- 29.99%Regular APR
- 1.5%Cash Back on every purchase.
- NonePurchase Intro APR
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on our partner’s site
See Another Credit Cards in the Bank
USF Federal Credit Union Green & Gold Visa® is an option for those, who need Classic features. With an APR of 13.74% - 17.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With USF Federal Credit Union Green & Gold Visa® you will get such features as Low interest, No Annual Fee, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.