Green & Gold Visa® from USF Federal Credit Union Review

Green & Gold Visa® from USF Federal Credit Union — all information about the credit card.

USF Federal Credit Union Green & Gold Visa®
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Our Rating:
3.62 out of 5
scorer
Recommended credit score
Fair to Good (580-739)
  • Rewards Rate:
    • This card doesn't offer cash back, miles or points.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    13.74% - 17.99% Variable
  • Balance Transfer APR:
    13.74% - 17.99% Variable
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We recommend more cards

All benefits

  • Travel
    • Auto rental collision damage waiver:
    • Covers rental car repair bills if there's an accident or the car is stolen.
    • Travel and emergency assistance services:
    • Travel and Emergency Assistance Services are made available to help You in case of an emergency while You are traveling away from home.
    • Roadside assistance:
    • Service offered to assist drivers, physically and financially, when their vehicle breaks down.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 13.74% - 17.99% Variable
  • Intro Balance Transfer APR
    • 2.99% Intro APR for 12 months on balances transferred in the first 90 days
  • Balance Transfers APR
    • 13.74% - 17.99% Variable
  • APR for Cash Advances
    • 13.74% - 17.99% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • None
  • Fees for Cash Advances
    • $10.00 or 2.00% of the amount of each cash advance, whichever is greater
  • Return Payment
    • Up to $25
  • Late Payment
    • Up to $30
View all Rates & Fees

Pros & Cons

Pros:
  • No annual fee and no balance transfer fee
  • No penalty APR
Cons:
  • Foreign Transaction Fee

Features

Classic
Visa
Contactless
  • Low interest
  • No Annual Fee
  • Payment Flexibility
  • Fraud Protection
  • Extended Warranty Protection
  • Fair Credit
  • Good Credit

About the issuer

USF Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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Recommended credit score
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  • None
    Annual Fee
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    Regular APR
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    Points on restaurants.
  • None
    Purchase Intro APR
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    Purchase Intro APR
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Recommended credit score
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  • 1.5%
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  • None
    Purchase Intro APR
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See Another Credit Cards in the Bank

USF Federal Credit Union Green & Gold Visa® is an option for those, who need Classic features. With an APR of 13.74% - 17.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With USF Federal Credit Union Green & Gold Visa® you will get such features as Low interest, No Annual Fee, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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