WESTconsin Credit Union Credit Cards

We found 2 WESTconsin Credit Union credit cards. Read on to get more insights.

By Hanna Volkava
Updated November 01, 2024

Best Credit Cards in November 2024

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WESTconsin Platinum Visa®
Annual fee:
$0
Regular APR:
9.00% - 17.50% Variable
Our Rating:
3.63
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1x Point on all purchases.
  • Balance Transfer APR:
    9.00% - 17.50% Variable
  • Issuer name:
    WESTconsin Credit Union
  • Details:

    The WESTconsin Platinum Visa® Credit Card earns 1x point on all purchases.

    The Platinum Visa® doesn't charge an annual fee. The APR for purchases and balance transfers is 9.00% - 17.50% Variable.

  • Pros:
    • No Annual Fee
  • Cons:
    • Foreign Transaction Fee
    • No Intro APR period
  • Benefits:
    • 1x point on all purchases;
    • Extended Warranty Protection;
    • Auto Rental Collision Damage Waiver;
    • Travel and Emergency Assistance Services;
    • Loss of life, disability and involuntary unemployment payment protection.
Card detail
WESTconsin UW River Falls Alumni Platinum Visa®
Annual fee:
$0
Regular APR:
9.00% - 17.50% Variable
Our Rating:
3.63
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1x Point on all purchases.
  • Balance Transfer APR:
    9.00% - 17.50% Variable
  • Issuer name:
    WESTconsin Credit Union
  • Details:

    The WESTconsin UW River Falls Alumni Platinum Visa® Credit Card earns 1x point on all purchases.

    The Card doesn't charge an annual fee. The APR for purchases and balance transfers is 9.00% - 17.50% Variable.

  • Pros:
    • No Annual Fee
    • No balance transfer fee
  • Cons:
    • Foreign Transaction Fee
    • No Intro APR period
  • Benefits:
    • 1x point on all purchases;
    • Extended Warranty Protection;
    • Auto Rental Collision Damage Waiver;
    • Travel and Emergency Assistance Services;
    • Loss of life, disability and involuntary unemployment payment protection.
Card detail

How to Choose the Right WESTconsin Credit Union Credit Card?

Choosing the right credit card from a specific credit card issuer is quite hard. Considering WESTconsin Credit Union, there are three steps that can help you.

First and foremost, you should check your credit score. It will be from "Poor” to “Excellent”, and the higher your score is, the better WESTconsin Credit Union credit card offers and terms are available to you.

Secondly, you need to identify why you want a WESTconsin Credit Union credit card and determine key aspects your future credit card should have. If you search for a credit card to improve your credit, look for the ones with large grace period and no annual fee. If your aim is to save money on interest, WESTconsin Credit Union credit cards with the lowest interest and introductory rates are your best choice. In case you need a credit card that will provide you cash, points, or miles rewards, pay attention to the rewards program offered by WESTconsin Credit Union.

Finally, compare the WESTconsin Credit Union offers you think are the best for you, but considering all the aspects. Overall, the best credit card meet the following characteristics: near-zero interest rate, no fees, extended credit limit, the finance charge calculations include one billing cycle only, and generous rewards and sign-up bonuses. You can easily compare WESTconsin Credit Union credit cards in the table below.

Side-by-Side Comparison of WESTconsin Credit Union Credit Cards

Card Name APR Annual fee Rewards Intro offer
Platinum Visa® 9.00% - 17.50% Variable $0
  • 1x Point on all purchases.
  • No current offer.
  • UW River Falls Alumni Platinum Visa® 9.00% - 17.50% Variable $0
  • 1x Point on all purchases.
  • No current offer.
  • Conclusion

    Today, WESTconsin Credit Union issues a wide range of credit cards with different options, yet it’s better to find the one that will be the best for you.

    Hanna VolkavaHanna Volkava

    Financial and product expert

    hv@myfin.us