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Wescom Credit Union Credit Cards

We found 2 Wescom Credit Union credit cards. Read on to get more insights.

Wescom Credit Union
4.13
By Hanna Volkava
Updated April 01, 2024
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Wescom Credit Union Bruin Edge Visa®

Wescom Credit Union Bruin Edge Visa®
Annual fee:
$0
Regular APR:
18.40% - 28.40% Variable
Our Rating:
4.81
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 5% Cash Back per $1 spent on select UCLA Purchases.
    • 1.5% Cash Back on all purchases.
  • Intro Offer:
    • $500 Cash bonus when you spend $2,500 within first 3 months.
  • Purchase Intro APR:
    0% Introductory APR for six billing cycles from account opening
  • Balance Transfer APR:
    18.40% - 28.40% Variable
  • Issuer name:
    Wescom Credit Union
  • Details:

    The Bruin Edge Visa® Credit Card earns 5% Cash Back on select UCLA Purchases and 1.5% Cash Back on all other purchases.

    The Card offers a $500 bonus when you spend $2,500 within first 3 months.

    The Bruin Edge Visa® Card doesn't charge an annual fee.

    The Card has a 0% introductory APR period for 6 billing cycles on purchases and balance transfers. After that, the variable APR is 18.40% - 28.40%.

  • Pros:
    • No Annual Fee
    • No Foreign Transaction Fee
    • Intro APR period
  • Cons:
    • Extra Fees
  • Benefits:
    • $500 Cash bonus when you spend $2,500 within first 3 months;
    • 5% Cash Back per $1 spent on select UCLA Purchases;
    • 1.5% Cash Back on all purchases.
View all Bruin Edge Visa® details
Learn more
Card detail

Wescom Credit Union Bruin Choice Visa®

Wescom Bruin Choice Visa®
Annual fee:
$0
Regular APR:
18.40% - 28.40% Variable
Our Rating:
4.63
scorer
Credit score
Fair (580-669)
  • Rewards Rate:
    • 5% Cash Back per $1 spent on select UCLA Purchases.
    • 1.5% Cash Back per $1 spent on all purchases.
  • Intro Offer:
    • $50 Bonus when you spend $500 within first 3 months.
  • Purchase Intro APR:
    0% Intro APR for 6 months
  • Balance Transfer APR:
    18.40% - 28.40% Variable
  • Issuer name:
    Wescom Credit Union
  • Details:

    The Wescom Bruin Choice Visa® Credit Card earns 5% Cash Back on select UCLA Purchases and 1.5% Cash Back on all other purchases.

    The Card offers a $50 bonus when you spend $500 within first 3 months.

    The Wescom Bruin Choice Visa® Card doesn't charge an annual fee.

    The Card has a 0% introductory APR period for 6 billing cycles on purchases and balance transfers. After that, the variable APR is 18.40% - 28.40%.

  • Pros:
    • No Annual Fee
    • No Foreign Transaction Fee
    • Intro APR period
  • Cons:
    • Extra Fees
  • Benefits:
    • $50 bonus when you spend $500 within first 3 months;
    • 5% Cash Back per $1 spent on select UCLA Purchases;
    • 1.5% Cash Back per $1 spent on all purchases.
View all Bruin Choice Visa® details
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Card detail

How to Choose the Right Wescom Credit Union Credit Card?

Sometimes, choosing the best credit card from a specific credit card issuer is quite hard. Considering Wescom Credit Union, there are three steps that will help you.

First and foremost, you should check your credit score. It varies from "Poor” to “Excellent”, and the higher your credit score is, the better Wescom Credit Union options of credit cards are available to you.

Secondly, you need to decide on why you want a Wescom Credit Union credit card and determine the most important aspects your future credit card must have. If you want a credit card to increase your credit score, then look for the ones with extended grace period and no annual fee. If your goal is to avoid spending money on interest, Wescom Credit Union credit cards with the lowest interest and introductory rates are your option. In case you are looking for a credit card with cash rewards, pay attention to the rewards program the Wescom Credit Union offers.

Finally, compare the Wescom Credit Union credit cards you find the best for you, but now weighing in all the aspects. Overall, an ideal credit card has the following characteristics: near-zero interest rate, no fees, extended credit limit, the finance charge calculations include one billing cycle only, and numerous rewards and sign-up bonuses. You can easily compare Wescom Credit Union credit cards in the table below.

Side-by-Side Comparison of Wescom Credit Union Credit Cards

Card Name APR Annual fee Rewards Intro offer
Bruin Edge Visa® 18.40% - 28.40% Variable $0
  • 5% Cash Back per $1 spent on select UCLA Purchases.
  • 1.5% Cash Back on all purchases.
  • $500 Cash bonus when you spend $2,500 within first 3 months.
    • Bruin Choice Visa® 18.40% - 28.40% Variable $0
  • 5% Cash Back per $1 spent on select UCLA Purchases.
  • 1.5% Cash Back per $1 spent on all purchases.
  • $50 Bonus when you spend $500 within first 3 months.

    • Conclusion

    Today, Wescom Credit Union has a range of credit cards with different options, yet it’s important to find the one that designed for you.

    Hanna VolkavaHanna Volkava

    Financial and product expert

    hv@myfin.us

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