American Savings Bank Credit Cards

We found 2 American Savings Bank credit cards. Read on to get more insights.

By Hanna Volkava
Updated November 01, 2024

Best Credit Cards in November 2024

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American Savings Bank Secured Visa®
Annual fee:
$0
Regular APR:
29.24% Variable
Our Rating:
2.7
scorer
Credit score
No Credit History to Poor (0-579)
  • Balance Transfer APR:
    29.24% Variable
  • Issuer name:
    American Savings Bank
  • Details:

    The American Savings Bank Secured Visa® Credit Card offers you the opportunity to build your credit history.

    The Card has no annual fee. The APR for purchases and balance transfers is 29.24% Variable.

  • Pros:
    • No Annual Fee
  • Cons:
    • High APR
    • No Intro APR period
    • Foreign Transaction Fee
  • Benefits:
    • Zero Fraud Liability;
    • Free Credit Score access;
    • Automatic Bill Pay.
Card detail
American Savings Bank Visa® Platinum
Annual fee:
$0
Regular APR:
18.24% - 29.24% Variable
Our Rating:
3.63
scorer
Credit score
Fair to Excellent (580-799)
  • Purchase Intro APR:
    0% Introductory APR for the first 18 billing cycles
  • Balance Transfer APR:
    18.24% - 29.24% Variable
  • Issuer name:
    American Savings Bank
  • Details:

    The American Savings Bank Visa® Platinum Credit Card doesn't charge an annual fee.

    The Card has a 0% introductory APR period for 24 billing cycles on purchases. In addition, there is a 0% introductory APR period for 18 billing cycles on balance transfers made within 558 days of account opening. After that, the variable APR is 18.24% - 29.24%.

  • Pros:
    • No Annual Fee
    • Intro APR period
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • Zero Fraud Liability;
    • Emergency card replacement;
    • Travel and Emergency Assistance;
    • Extended purchase warranties.
Card detail

How to Choose the Right American Savings Bank Credit Card?

Choosing the right credit card from a specific credit card company is quite hard. Considering American Savings Bank, the three following steps will help you.

First of all, you are to check your current credit score. It varies from "Poor” to “Excellent”, and the higher your credit is, the better American Savings Bank options of credit cards are available to you.

Then, you have to decide on why you want a American Savings Bank credit card and determine the most important features your potential credit card must have. If you want a credit card to improve your credit, then look for the ones with large grace period and no annual fee. If you want to save money on interest, American Savings Bank credit cards with the smallest interest and introductory rates are your option. In case you are looking for a credit card with cash, points, or miles rewards, pay attention to the rewards program offered by American Savings Bank.

Finally, you should compare the American Savings Bank offers you find the best for you, but weighing in all the features. In general, the best credit card fits the following characteristics: low interest rate, low fees, extended credit limit, the finance charge calculations include one billing cycle only, and numerous rewards and sign-up bonuses. You can easily compare American Savings Bank credit cards in the table below.

Side-by-Side Comparison of American Savings Bank Credit Cards

Card Name APR Annual fee Rewards Intro offer
Secured Visa® 29.24% Variable $0
  • This card doesn't offer cash back, miles or points.
  • No current offer.
  • Visa® Platinum 18.24% - 29.24% Variable $0
  • This card doesn't offer cash back, miles or points.
  • No current offer.
  • Conclusion

    Today, American Savings Bank issues a range of credit cards with different options, yet it’s better to find the one that designed for you.

    Hanna VolkavaHanna Volkava

    Financial and product expert

    hv@myfin.us