America First Credit Union Credit Cards

We found 3 America First Credit Union credit cards. Read on to get more insights.

By Hanna Volkava
Updated June 01, 2026

Best Credit Cards in June 2026

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America First Credit Union Visa® Signature
Annual fee:
$0
Regular APR:
15.74% - 18.00% Variable
Our Rating:
3.75
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1% - 1.5%:
    • Cash Back on all purchases.
  • Balance Transfer APR:
    15.74% - 18.00% Variable
  • Issuer name:
    America First Credit Union
  • Details:

    The America First Credit Union Visa® Signature Credit Card earns 1% - 1.5% Cash Back on every purchase.

    The Visa® Signature Card doesn't charge an annual fee. The card's APR is 15.74% - 18.00% (Variable).

  • Pros:
    • No Annual Fee
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • 1% or 1.5% Cash Back on every purchase;
    • Concierge Service;
    • Built-in travel discounts;
    • 24-hour roadside dispatch;
    • Collision & theft coverage on rental vehicles;
    • Warranty registration & extended coverage;
    • Travel accident insurance;
    • Identification theft recovery services;
    • Card Guard® mobile app;
    • Chip-enabled security.
Card detail
America First Credit Union Visa® Platinum
Annual fee:
$0
Regular APR:
9.24% - 18.00% Variable
Our Rating:
3.29
scorer
Credit score
Fair to Good (580-739)
  • Balance Transfer APR:
    9.24% - 18.00% Variable
  • Issuer name:
    America First Credit Union
  • Details:

    The America First Credit Union Visa® Platinum Credit Card doesn't charge an annual fee. The Card's APR is 9.24% - 18.00% (Variable).

  • Pros:
    • No Annual or Balance-Transfer Fees
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • Identity theft recovery feature included standard;
    • Travel emergency assistance;
    • Pre-trip planning services;
    • Medical emergency information;
    • Translation services;
    • Lost luggage help;
    • ATM access all over the globe;
    • Extended warranties;
    • Travel accident insurance;
    • Auto rental insurance;
    • Identity Theft Recovery;
    • Picture Perfect™.
Card detail
America First Credit Union Visa Share Secured
Annual fee:
$0
Regular APR:
10.50% Variable
Our Rating:
3.82
scorer
Credit score
No Credit History to Poor (0-579)
  • Balance Transfer APR:
    10.50% Variable
  • Issuer name:
    America First Credit Union
  • Details:

    The America First Credit Union Visa Share Secured Credit Card doesn't charge an annual fee. The Card's APR is 10.50% Variable.

  • Pros:
    • No Annual Fee
  • Cons:
    • No rewards
    • Foreign Transaction Fee
  • Benefits:
    • Credit limits from $500;
    • Travel Emergency Assistance;
    • Auto Rental Insurance;
    • Travel Accident Insurance;
    • Picture Perfect™.
Card detail

How to Choose the Right America First Credit Union Credit Card?

Choosing the best credit card from a specific credit card company can be difficult. Considering America First Credit Union, there are three steps that can help you.

First and foremost, you need to check your credit score. It can vary from "Poor” to “Excellent”, and the higher your credit score is, the better America First Credit Union options of credit cards are available to you.

Secondly, you have to understand why you want a America First Credit Union credit card and determine the most crucial features your future credit card must have. If you search for a credit card to increase your credit, look for those with long grace period and no annual fee. If you want to not spend money on interest, America First Credit Union credit cards with the smallest interest and introductory rates are your best choice. If you are looking for a credit card with cash rewards, pay attention to the rewards program offered by America First Credit Union.

Finally, you should compare the America First Credit Union offers you think are the best for you, but looking at all the features. In general, the perfect credit card has the following characteristics: low annual percentage rate (APR), no fees, high credit limit, and great rewards and sign-up bonuses. You can easily compare America First Credit Union credit cards in the table below.

Side-by-Side Comparison of America First Credit Union Credit Cards

Card Name APR Annual fee Rewards Intro offer
Visa® Signature 15.74% - 18.00% Variable $0
  • 1% - 1.5%:
  • Cash Back on all purchases.
  • No current offer.
  • Visa® Platinum 9.24% - 18.00% Variable $0
  • This card doesn't offer cash back, miles or points.
  • No current offer.
  • Visa Share Secured 10.50% Variable $0
  • This card doesn't offer cash back, miles or points.
  • No current offer.
  • Conclusion

    America First Credit Union has a range of credit cards with numerous features, yet it’s better to find the one that will be the best for you.

    Hanna VolkavaHanna Volkava

    Financial and product expert

    hv@myfin.us