Visa® Signature from America First Credit Union Review

All benefits

• Cash back
  • 1% - 1.5%:
  • On all purchases.
• Travel
  • Concierge Service:
  • Your Visa Signature comes with complimentary concierge services for your next business trip or vacation. The concierge can help you book a hotel room, give tips on the best place to eat or find tickets to local events.
  • Built-in travel discounts:
  • Whether you're traveling by plane, car, bus or boat, being a Visa Signature cardholder gives you access to exclusive deals. No matter where you are in the world, you can save on hotel rooms, rental cars, cruises and more.
  • 24-hour roadside dispatch:
  • This roadside dispatch program gives peace of mind in emergency situations. This pay-per-use program requires no membership and there's no annual cost. It includes assistance for standard towing, tire changes, jump starting, lockouts, and fuel delivery, among other services, just for having a Visa® Signature credit card.
  • Collision & theft coverage on rental vehicles:
  • Get automatic insurance coverage for auto rentals made with your Visa® Signature credit card at no extra cost. This covers things such as physical damage, theft, or towing charges for most situations. The reimbursement can cover up to the actual cash value for most rental vehicles.
  • Travel accident insurance:
  • Stay connected to the appropriate local emergency and assistance resources when you are away from home. There is no additional charge for this service that provides referrals for medical assistance, legal assistance, emergency transportation assistance, translation services, and more.

Rate and fee information

• Purchase Intro APR
  • None
• Purchase APR
  • 15.74% - 18.00% Variable
• Intro Balance Transfer APR
  • None
• Balance Transfers APR
  • 15.74% - 18.00% Variable
• APR for Cash Advances
  • 15.74% - 18.00% Variable
• How to Avoid Paying Interest
  • Your due date is the 28th day of each month. You will not be charged any interest on the portion of the purchases balance that you pay by the due date each month.

Fees

Pros & Cons

Features

• No Annual Fee
• Cashback
• Rewards
• Purchase Protection
• Extended Warranty Protection
• Auto Rental Insurance
• Good Credit
• Excellent Credit