Visa® Platinum from America First Credit Union Review
Visa® Platinum from America First Credit Union — all information about the credit card.
Updated September 15, 2022
Apply now
Recommended credit score
Fair to Good (580-739)
- Rewards Rate:
- This card doesn't offer cash back, miles or points.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:9.24% - 18.00% Variable
- Balance Transfer APR:9.24% - 18.00% Variable
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Capital One Quicksilver Cash Rewards Credit Card
None
Annual Fee
19.99% - 29.99%
Regular APR
5%
Cash Back on hotels and rental cars booked through Capital One Travel.
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Upgrade Cash Rewards Visa®
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Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
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Regular APR
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Points on restaurants.
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All benefits
- Travel
- Travel accident insurance:
- Travel accident insurance is a specialized type of travel insurance plan. Essentially, it acts as life insurance and insurance against accidental death and dismemberment in the case of a travel accident.
- Auto rental insurance:
- Protects you against the cost of damages that may occur when renting a vehicle.
- Travel emergency assistance:
- Emergency Travel Assistance (or ETA) is provided by the expert team available to help you when you have your medical travel insurance in place.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 9.24% - 18.00% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 9.24% - 18.00% Variable
- APR for Cash Advances
- 9.24% - 18.00% Variable
- How to Avoid Paying Interest
- Your due date is the 28th day of each month. You will not be charged any interest on the portion of the purchases balance that you pay by the due date each month.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- None
- Fees for Cash Advances
- 1.5% of amount of advance
- Late Payment
- Up to $35
Pros & Cons
Pros:
- No Annual or Balance-Transfer Fees
Cons:
- Foreign Transaction Fee
Features
- Low interest
- No Annual Fee
- Auto Rental Insurance
- 24/7 Travel Assistant
- Fair Credit
- Good Credit
About the issuer
America First Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Travel, Daily use
Capital One Venture Rewards Credit Card
Recommended credit score
Good to Excellent (670-799)
- $95Annual Fee
- 19.99% - 29.99%Regular APR
- 5xMiles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.
- NonePurchase Intro APR
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on our partner’s site
Low income
Upgrade Triple Cash Rewards Visa®
Recommended credit score
Good to Excellent (670-799)
- NoneAnnual Fee
- 14.99% - 29.99%Regular APR
- 3%Cash Back on Home, Auto and Health categories.
- NonePurchase Intro APR
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First Progress Platinum Select Mastercard® Secured Credit Card
Recommended credit score
No Credit History to Fair (0-669)
- $39Annual Fee
- 19.24%Regular APR
- 1%Cash Back on payments made to your First Progress Secured credit card account.
- NonePurchase Intro APR
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On First Progress’s site
See Another Credit Cards in the Bank
America First Credit Union Visa® Platinum is an option for those, who need Platinum features. With an APR of 9.24% - 18.00% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With America First Credit Union Visa® Platinum you will get such features as Low interest, No Annual Fee, Auto Rental Insurance, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Best for Fair credit
Capital One QuicksilverOne Cash Rewards Credit Card
Recommended credit score
Fair to Good (580-739)
- $39Annual Fee
- 29.99%Regular APR
- 5%Cash Back on hotels and rental cars booked through Capital One Travel.
- NonePurchase Intro APR
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on our partner’s site