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Alliant Credit Union Credit Cards

We found 2 Alliant Credit Union credit cards. Read on to get more insights.

Alliant Credit Union
4.2
By Hanna Volkava
Updated April 01, 2024
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Alliant Credit Union Cashback Visa® Signature

Alliant Cashback Visa® Signature
Annual fee:
$0
Regular APR:
17.49% - 27.49% Variable
Our Rating:
4.86
scorer
Credit score
Excellent (740-799)
  • Rewards Rate:
    • 2.5% Earn 2.5% Cash Back on your first $10,000 monthly eligible purchases.
    • 1.5% Cash Back on your monthly eligible purchases above $10,000.
  • Balance Transfer APR:
    17.49% - 27.49% Variable
  • Issuer name:
    Alliant Credit Union
  • Details:

    The Alliant Cashback Visa® Signature Credit Card earns 2.5% Cash Back on your first $10,000 monthly eligible purchases and 1.5% Cash Back on your monthly eligible purchases above $10,000.

    The Card doesn't charge an annual fee.

    The APR for purchases and balance transfers is 17.49% - 27.49% Variable.

  • Pros:
    • No Annual Fee
  • Cons:
    • No Foreign Transaction Fee
  • Benefits:
    • 2.5% Cash Back on your first $10,000 monthly eligible purchases;
    • 1.5% Cash Back on your monthly eligible purchases above $10,000;
    • $0 Fraud Liability Guarantee;
    • Personal Identity Theft protection;
    • Travel Accident Insurance;
    • Auto Rental Collision Damage Waiver;
    • Roadside Dispatch;
    • Extended Warranty Protection.
View all Cashback Visa® Signature details
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Card detail

Alliant Credit Union Visa Platinum

Alliant Visa Platinum
Annual fee:
$0
Regular APR:
15.49% - 27.49% Variable
Our Rating:
3.03
scorer
Credit score
Fair to Good (580-739)
  • Purchase Intro APR:
    0% - 5.99% Introductory APR for 12 months from the date of account opening based on your creditworthiness
  • Balance Transfer APR:
    15.49% - 27.49% Variable
  • Issuer name:
    Alliant Credit Union
  • Details:

    The Alliant Visa Platinum Credit Card doesn't charge an annual fee.

    The Card has a 0% to 5.99% introductory interest rate for 12 months from the account opening date.

    The APR for purchases and balance transfers is 15.49% - 27.49% Variable.

  • Pros:
    • No Annual Fee
  • Cons:
    • Foreign Transaction Fee
    • No rewards
  • Benefits:
    • $0 liability on fraudulent charges;
    • Auto Rental Collision Damage Waiver;
    • Roadside Dispatch®.
View all Visa Platinum details
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Card detail

How to Choose the Right Alliant Credit Union Credit Card?

Sometimes, choosing the best credit card from a specific credit card company is quite hard. Considering Alliant Credit Union , the three following steps can make your decision process easier.

First of all, you need to check your credit score. It can vary from "Poor” to “Excellent”, and the higher your credit is, the better Alliant Credit Union credit card offers and terms are available to you.

Then, you should decide on why you need a Alliant Credit Union credit card and determine key aspects your potential credit card must have. If you want a credit card to increase your credit, then look for those with long grace period and no annual fee. If you want to not spend money on interest, Alliant Credit Union credit cards with the smallest interest and long intro offer are your option. If you are looking for a credit card with cash, points, or miles rewards, pay attention to the rewards program the Alliant Credit Union offers.

Finally, try to compare the Alliant Credit Union offers you find the best for you, but now considering all the aspects. Overall, the best credit card has the following characteristics: near-zero annual percentage rate (APR), no fees, high credit limit, the finance charge calculations include one billing cycle only, and great rewards and sign-up bonuses. You can easily compare Alliant Credit Union credit cards in the table below.

Side-by-Side Comparison of Alliant Credit Union Credit Cards

Card Name APR Annual fee Rewards Intro offer
Cashback Visa® Signature 17.49% - 27.49% Variable $0
  • 2.5% Earn 2.5% Cash Back on your first $10,000 monthly eligible purchases.
  • 1.5% Cash Back on your monthly eligible purchases above $10,000.
  • No current offer.
    • Visa Platinum 15.49% - 27.49% Variable $0
  • This card doesn't offer cash back, miles or points.
  • No current offer.

    • Conclusion

    Today, Alliant Credit Union has a range of credit cards with various options, yet it’s important to find the one that will be the best for you.

    Hanna VolkavaHanna Volkava

    Financial and product expert

    hv@myfin.us

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