Visa Platinum from Alliant Credit Union Review

All benefits

• Travel
  • Auto Rental Collision Damage Waiver:
  • Auto Rental Collision Damage Waiver (ARCDW) eliminates the need to pay for the collision damage waiver or similar provision provided by commercial auto rental companies on most passenger vehicles — saving you money on insurance costs.
  • Roadside Dispatch®:
  • Roadside Dispatch provides you with 24-hour access to roadside assistance via a toll-free number. This pay-per-use roadside assistance program is provided expressly for Visa cardholders.

Rate and fee information

• Purchase Intro APR
  • 0% - 5.99% Introductory APR for 12 months from the date of account opening based on your creditworthiness
• Purchase APR
  • 15.49% - 27.49% Variable
• Intro Balance Transfer APR
  • 0% - 5.99% Introductory APR for 12 months from the date of account opening based on your creditworthiness
• Balance Transfers APR
  • 15.49% - 27.49% Variable
• APR for Cash Advances
  • 24.49% - 29.49% Variable
• How to Avoid Paying Interest
  • To avoid an additional interest charge on the balance of purchases and balance transfers, you must pay the entire balance on the billing statement by the Payment Due Date of that statement or 25 days from the statement closing date listed on that statement, whichever is longer

Fees

Pros & Cons

Features

• Low interest
• No Annual Fee
• Auto Rental Insurance
• Fair Credit
• Good Credit