USES

Visa Platinum from Alliant Credit Union Review

Visa Platinum from Alliant Credit Union — all information about the credit card.

Updated December 20, 2023
Advertiser Disclosure Our Methodology
Alliant Visa Platinum
Apply now
Our Rating:
3.03 out of 5
scorer
Recommended credit score
Fair to Good (580-739)
  • Rewards Rate:
    • This card doesn't offer cash back, miles or points.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% - 5.99% Introductory APR for 12 months from the date of account opening based on your creditworthiness
  • Regular APR:
    15.49% - 27.49% Variable
  • Balance Transfer APR:
    15.49% - 27.49% Variable
Show more

We recommend more cards

Upgrade Cash Rewards Visa®
Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
Apply now
On Upgrade‘s website
Upgrade Triple Cash Rewards Visa® Upgrade
Upgrade Triple Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
3%
Cash Back on Home, Auto and Health categories.
Apply now
On Upgrade‘s website
Divvy Cross River Bank
Divvy
Cross River Bank
None
Annual Fee
None
Regular APR
2x - 7x:
Points on restaurants.
Apply now
On Cross River Bank‘s site
Apply now

All benefits

  • Travel
    • Auto Rental Collision Damage Waiver:
    • Auto Rental Collision Damage Waiver (ARCDW) eliminates the need to pay for the collision damage waiver or similar provision provided by commercial auto rental companies on most passenger vehicles — saving you money on insurance costs.
    • Roadside Dispatch®:
    • Roadside Dispatch provides you with 24-hour access to roadside assistance via a toll-free number. This pay-per-use roadside assistance program is provided expressly for Visa cardholders.

Rate and fee information

  • Purchase Intro APR
    • 0% - 5.99% Introductory APR for 12 months from the date of account opening based on your creditworthiness
  • Purchase APR
    • 15.49% - 27.49% Variable
  • Intro Balance Transfer APR
    • 0% - 5.99% Introductory APR for 12 months from the date of account opening based on your creditworthiness
  • Balance Transfers APR
    • 15.49% - 27.49% Variable
  • APR for Cash Advances
    • 24.49% - 29.49% Variable
  • How to Avoid Paying Interest
    • To avoid an additional interest charge on the balance of purchases and balance transfers, you must pay the entire balance on the billing statement by the Payment Due Date of that statement or 25 days from the statement closing date listed on that statement, whichever is longer

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $5 or 2% of the amount of each transfer, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Penalty Fees
    • 30.49%
  • Return Payment
    • Up to $27
  • Late Payment
    • Up to $27
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • Foreign Transaction Fee
  • No rewards

Features

Platinum
Visa
  • Low interest
  • No Annual Fee
  • Auto Rental Insurance
  • Fair Credit
  • Good Credit

About the issuer

Alliant Credit Union
Alliant Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

First Progress Platinum Prestige Mastercard® Secured Synovus Bank
First Progress Platinum Prestige Mastercard® Secured Credit Card
3.8 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • $49
    Annual Fee
  • 14.24%
    Regular APR
  • 1%
    Cash Back rewards on payments.
  • None
    Purchase Intro APR
Apply now
On First Progress’s site
First Progress Platinum Select Mastercard® Secured Synovus Bank
First Progress Platinum Select Mastercard® Secured Credit Card
3.5 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • $39
    Annual Fee
  • 18.24%
    Regular APR
  • 1%
    Cash Back on payments made to your First Progress Secured credit card account.
  • None
    Purchase Intro APR
Apply now
On First Progress’s site
The Owner’s Rewards Card by M1 Celtic Bank
The Owner’s Rewards Card by M1
Celtic Bank
3.91 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • $0
    Annual Fee
  • 17.99% - 27.99%
    Regular APR
  • 10%
    You’ll get up to 10% Cash Back with select brands you hold in an eligible portfolio.
  • None
    Purchase Intro APR
Apply now
On Celtic Bank‘s site

See Another Credit Cards in the Bank

Alliant Credit Union Visa Platinum is an option for those, who need Platinum features. With an APR of 15.49% - 27.49% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With Alliant Credit Union Visa Platinum you will get such features as Low interest, No Annual Fee, Auto Rental Insurance, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

Another popular cards for you
Best for Unsecured
Destiny® Mastercard® First Electronic Bank
Destiny® Mastercard®
First Electronic Bank
1.47 out of 5
Recommended credit score
scorer
No Credit History to Fair (0-669)
  • *see terms*
    Annual Fee
  • 35.9%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
Apply now
On First Electronic Bank‘s site