Cashback Visa® Signature from Alliant Credit Union Review

All benefits

• Cash back
  • 2.5% On your first $10,000 monthly eligible purchases.
  • 1.5% On your monthly eligible purchases above $10,000.
• Travel
  • Travel Accident Insurance:
  • As a Visa Signature cardholder, you and your dependents become covered automatically when the entire Common Carrier fare is charged to your covered Visa Signature card account. For more information, refer to the Visa® Your Guide to Benefit: Travel Accident Insurance.
  • Auto Rental Collision Damage Waiver:
  • Auto Rental Collision Damage Waiver (ARCDW) eliminates the need to pay for the collision damage waiver or similar provision provided by commercial auto rental companies on most passenger vehicles—saving you money on insurance costs.
  • Roadside Dispatch:
  • Roadside Dispatch provides you with 24-hour access to roadside assistance via a toll-free number. This pay-per-use roadside assistance program is provided expressly for Visa cardholders.

Rate and fee information

• Purchase Intro APR
  • None
• Purchase APR
  • 17.49% - 27.49% Variable
• Intro Balance Transfer APR
  • None
• Balance Transfers APR
  • 17.49% - 27.49% Variable
• APR for Cash Advances
  • 25.49% - 29.49% Variable
• How to Avoid Paying Interest
  • To avoid an additional interest charge on the balance of purchases and balance transfers, you must pay the entire balance on the billing statement by the payment due date of that statement or 25 days from the statement closing date listed on that statement, whichever is longer. You will be charged interest on cash advances beginning on the transaction date.

Fees

Pros & Cons

Features

• No Annual Fee
• No foreign transaction fees
• Cashback
• Fraud Protection
• Rewards
• Purchase Protection
• Extended Warranty Protection
• Auto Rental Insurance
• Excellent Credit