Bruin Edge Visa® from Wescom Credit Union Review
Bruin Edge Visa® from Wescom Credit Union — all information about the credit card.
Updated June 14, 2024
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Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 5% Cash Back per $1 spent on select UCLA Purchases.
- 1.5% Cash Back on all purchases.
- Intro Offer:
- $500 Cash bonus when you spend $2,500 within first 3 months.
- Annual Fee:$0
- Purchase Intro APR:0% Introductory APR for six billing cycles from account opening
- Regular APR:18.40% - 28.40% Variable
- Balance Transfer APR:18.40% - 28.40% Variable
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Wescom Credit Union Bruin Edge Visa® Rewards Calculator
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All benefits
- Cash back
- 5% Per $1 spent on select UCLA Purchases.
- 1.5% On all purchases.
Rate and fee information
- Purchase Intro APR
- 0% Introductory APR for six billing cycles from account opening
- Purchase APR
- 18.40% - 28.40% Variable
- Intro Balance Transfer APR
- 0% Introductory APR for six billing cycles from account opening
- Balance Transfers APR
- 18.40% - 28.40% Variable
- APR for Cash Advances
- 18.40% - 28.40% Variable
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on purchases if You pay Your entire balance by the due date each month and Your previous balance is zero or a credit balance.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- $2.00 or 2.00% of the amount of each balance transfer, whichever is greater (Maximum Fee: $50.00)
- Fees for Cash Advances
- $2.00 or 2.00% of the amount of each cash advance, whichever is greater (Maximum Fee: $50.00)
Pros & Cons
Pros:
- No Annual Fee
- No Foreign Transaction Fee
- Intro APR period
Cons:
- Extra Fees
Features
- 0% Intro APR
- No Annual Fee
- No foreign transaction fees
- Payment Flexibility
- Rewards
- Bonus points
- Good Credit
- Excellent Credit
About the issuer
Wescom Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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Destiny® Mastercard®
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Recommended credit score
No Credit History to Fair (0-669)
- *see terms*Annual Fee
- 35.9%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
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The Owner’s Rewards Card by M1
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Recommended credit score
Good to Excellent (670-799)
- $0Annual Fee
- 17.99% - 27.99%Regular APR
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- NonePurchase Intro APR
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First Progress Platinum Prestige Mastercard® Secured Credit Card
Recommended credit score
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See Another Credit Cards in the Bank
Wescom Credit Union Bruin Edge Visa® is an option for those, who need Classic features. With an APR of 18.40% - 28.40% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Wescom Credit Union Bruin Edge Visa® you will get such features as 0% Intro APR, No Annual Fee, No foreign transaction fees, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.