Bruin Edge Visa® from Wescom Credit Union Review

Bruin Edge Visa® from Wescom Credit Union — all information about the credit card.

Wescom Credit Union Bruin Edge Visa®
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Our Rating:
4.81 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 5% Cash Back per $1 spent on select UCLA Purchases.
    • 1.5% Cash Back on all purchases.
  • Intro Offer:
    • $500 Cash bonus when you spend $2,500 within first 3 months.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Introductory APR for six billing cycles from account opening
  • Regular APR:
    18.40% - 28.40% Variable
  • Balance Transfer APR:
    18.40% - 28.40% Variable
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We recommend more cards

Wescom Credit Union Bruin Edge Visa® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
5%
UCLA purchases
$
1.5%
All other purchases
$
Have you already recieved the Wescom Credit Union intro bonus?
Calculate
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All benefits

  • Cash back
    • 5% Per $1 spent on select UCLA Purchases.
    • 1.5% On all purchases.

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for six billing cycles from account opening
  • Purchase APR
    • 18.40% - 28.40% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for six billing cycles from account opening
  • Balance Transfers APR
    • 18.40% - 28.40% Variable
  • APR for Cash Advances
    • 18.40% - 28.40% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on purchases if You pay Your entire balance by the due date each month and Your previous balance is zero or a credit balance.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • $2.00 or 2.00% of the amount of each balance transfer, whichever is greater (Maximum Fee: $50.00)
  • Fees for Cash Advances
    • $2.00 or 2.00% of the amount of each cash advance, whichever is greater (Maximum Fee: $50.00)
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • No Foreign Transaction Fee
  • Intro APR period
Cons:
  • Extra Fees

Features

Classic
Visa
Contactless
  • 0% Intro APR
  • No Annual Fee
  • No foreign transaction fees
  • Payment Flexibility
  • Rewards
  • Bonus points
  • Good Credit
  • Excellent Credit

About the issuer

Wescom Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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Recommended credit score
score
No Credit History to Fair (0-669)
  • *see terms*
    Annual Fee
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    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
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The Owner’s Rewards Card by M1 Celtic Bank
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Recommended credit score
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  • $0
    Annual Fee
  • 17.99% - 27.99%
    Regular APR
  • 10%
    You’ll get up to 10% Cash Back with select brands you hold in an eligible portfolio.
  • None
    Purchase Intro APR
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First Progress Platinum Prestige Mastercard® Secured Synovus Bank
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Recommended credit score
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    Annual Fee
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    Regular APR
  • 1%
    Cash Back rewards on payments.
  • None
    Purchase Intro APR
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See Another Credit Cards in the Bank

Wescom Credit Union Bruin Edge Visa® is an option for those, who need Classic features. With an APR of 18.40% - 28.40% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Wescom Credit Union Bruin Edge Visa® you will get such features as 0% Intro APR, No Annual Fee, No foreign transaction fees, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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Recommended credit score
scorer
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  • $39
    Annual Fee
  • 18.24%
    Regular APR
  • 1%
    Cash Back on payments made to your First Progress Secured credit card account.
  • None
    Purchase Intro APR
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On First Progress’s site