USES

Bruin Choice Visa® from Wescom Credit Union Review

Bruin Choice Visa® from Wescom Credit Union — all information about the credit card.

Updated October 18, 2023
Advertiser Disclosure Our Methodology
Wescom Bruin Choice Visa®
Learn more
Our Rating:
4.63 out of 5
scorer
Recommended credit score
Fair (580-669)
  • Rewards Rate:
    • 5% Cash Back per $1 spent on select UCLA Purchases.
    • 1.5% Cash Back per $1 spent on all purchases.
  • Intro Offer:
    • $50 Bonus when you spend $500 within first 3 months.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Intro APR for 6 months
  • Regular APR:
    18.40% - 28.40% Variable
  • Balance Transfer APR:
    18.40% - 28.40% Variable
Show more

We recommend more cards

Quicksilver Capital One
Capital One Quicksilver Cash Rewards Credit Card
None
Annual Fee
19.99% - 29.99%
Regular APR
5%
Cash Back on hotels and rental cars booked through Capital One Travel.
Learn more
on our partner’s site
Upgrade Cash Rewards Visa®
Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
Apply now
On Upgrade‘s website
Upgrade Triple Cash Rewards Visa® Upgrade
Upgrade Triple Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
3%
Cash Back on Home, Auto and Health categories.
Apply now
On Upgrade‘s website
Learn more

Wescom Credit Union Bruin Choice Visa® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
5%
UCLA purchases
$
1.5%
All other purchases
$
Have you already recieved the Wescom Credit Union intro bonus?
Calculate
Show less details

All benefits

  • Cash back
    • 5% On select UCLA Purchases.
    • 1.5% On all purchases.

Rate and fee information

  • Purchase Intro APR
    • 0% Intro APR for 6 months
  • Purchase APR
    • 18.40% - 28.40% Variable
  • Intro Balance Transfer APR
    • 0% Intro APR for 6 months
  • Balance Transfers APR
    • 18.40% - 28.40% Variable
  • APR for Cash Advances
    • 18.40% - 28.40% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on purchases if You pay Your entire balance by the due date each month and Your previous balance is zero or a credit balance.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • $2 or 2%, whichever is greater maximum fee $50
  • Fees for Cash Advances
    • $2.00 or 2.00% of the amount of each cash advance, whichever is greater (Maximum Fee: $50.00)
  • Return Payment
    • Up to $25
  • Late Payment
    • Up to $15
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • No Foreign Transaction Fee
  • Intro APR period
Cons:
  • Extra Fees

Features

Classic
Visa
Contactless
  • 0% Intro APR
  • No Annual Fee
  • Payment Flexibility
  • Rewards
  • Fair Credit

About the issuer

Wescom Credit Union
Wescom Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

Divvy Cross River Bank
Divvy
Cross River Bank
4.04 out of 5
Recommended credit score
score
Fair to Excellent (580-799)
  • None
    Annual Fee
  • None
    Regular APR
  • 2x - 7x:
    Points on restaurants.
  • None
    Purchase Intro APR
Apply now
On Cross River Bank‘s site
Walmart purchases
Capital One Walmart Rewards®
Capital One Walmart Rewards® Mastercard®
4.03 out of 5
Recommended credit score
score
Fair to Good (580-739)
  • None
    Annual Fee
  • 19.48% - 29.99%
    Regular APR
  • 5%
    Cash Back at Walmart.com, including pickup and delivery.
  • None
    Purchase Intro APR
Learn more
on our partner’s site
Travel, Daily use
Venture Rewards Capital One
Capital One Venture Rewards Credit Card
3.43 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • $95
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 5x
    Miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.
  • None
    Purchase Intro APR
Learn more
on our partner’s site

See Another Credit Cards in the Bank

Wescom Credit Union Bruin Choice Visa® is an option for those, who need Classic features. With an APR of 18.40% - 28.40% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair (580-669) credit score. With Wescom Credit Union Bruin Choice Visa® you will get such features as 0% Intro APR, No Annual Fee, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

Another popular cards for you
Best for International students
Quicksilver Student Cash Rewards Capital One
Capital One Quicksilver Student Cash Rewards Credit Card
3.43 out of 5
Recommended credit score
scorer
No Credit History
  • None
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 10%
    Cash Back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024.
  • None
    Purchase Intro APR
Learn more
on our partner’s site