Bruin Choice Visa® from Wescom Credit Union Review
Bruin Choice Visa® from Wescom Credit Union — all information about the credit card.
Updated October 18, 2023
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Recommended credit score
Fair (580-669)
- Rewards Rate:
- 5% Cash Back per $1 spent on select UCLA Purchases.
- 1.5% Cash Back per $1 spent on all purchases.
- Intro Offer:
- $50 Bonus when you spend $500 within first 3 months.
- Annual Fee:$0
- Purchase Intro APR:0% Intro APR for 6 months
- Regular APR:18.40% - 28.40% Variable
- Balance Transfer APR:18.40% - 28.40% Variable
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Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
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Wescom Credit Union Bruin Choice Visa® Rewards Calculator
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All benefits
- Cash back
- 5% On select UCLA Purchases.
- 1.5% On all purchases.
Rate and fee information
- Purchase Intro APR
- 0% Intro APR for 6 months
- Purchase APR
- 18.40% - 28.40% Variable
- Intro Balance Transfer APR
- 0% Intro APR for 6 months
- Balance Transfers APR
- 18.40% - 28.40% Variable
- APR for Cash Advances
- 18.40% - 28.40% Variable
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on purchases if You pay Your entire balance by the due date each month and Your previous balance is zero or a credit balance.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- $2 or 2%, whichever is greater maximum fee $50
- Fees for Cash Advances
- $2.00 or 2.00% of the amount of each cash advance, whichever is greater (Maximum Fee: $50.00)
- Return Payment
- Up to $25
- Late Payment
- Up to $15
Pros & Cons
Pros:
- No Annual Fee
- No Foreign Transaction Fee
- Intro APR period
Cons:
- Extra Fees
Features
- 0% Intro APR
- No Annual Fee
- Payment Flexibility
- Rewards
- Fair Credit
About the issuer
Wescom Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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Recommended credit score
Good to Excellent (670-799)
- NoneAnnual Fee
- 14.99% - 29.99%Regular APR
- 3%Cash Back on Home, Auto and Health categories.
- NonePurchase Intro APR
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Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
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- 2x - 7x:Points on restaurants.
- NonePurchase Intro APR
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Recommended credit score
Good to Excellent (670-799)
- $95Annual Fee
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See Another Credit Cards in the Bank
Wescom Credit Union Bruin Choice Visa® is an option for those, who need Classic features. With an APR of 18.40% - 28.40% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair (580-669) credit score. With Wescom Credit Union Bruin Choice Visa® you will get such features as 0% Intro APR, No Annual Fee, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Best for International students
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Recommended credit score
No Credit History
- NoneAnnual Fee
- 19.99% - 29.99%Regular APR
- 1.5%Cash Back on all purchases.
- NonePurchase Intro APR
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