WebBank Credit Cards

We found 6 WebBank credit cards. Read on to get more insights.

By Hanna Volkava
Updated March 01, 2024

Best Credit Cards in March 2024

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WebBank AvantCard best for Fair credit

AvantCard WebBank
Annual fee:
$0 - $59 annually
Regular APR:
29.24% - 35.24% Variable
Our Rating:
1.41
scorer
Credit score
Fair to Good (580-739)
    • Issuer name:
      WebBank
    • Details:

      The AvantCard Credit Card is an unsecured credit card. The card doesn't require a security deposit. However, there is an annual fee from $0 to $59.

      The AvantCard Credit Card doesnÔÇÖt charge foreign transaction fees (generally 1% to 3% of the amount charged).

      The credit limit range for the AvantCard Credit Card is from $300 to $1,000, depending on creditworthiness.

      ThereÔÇÖs no current sign-up bonus or welcome offer with the Avant Credit Card.

    • Pros:
      • No security deposit
      • Pre-qualification is available
      • Reports to Three Major Credit Bureaus
      • Periodic Account Review for potential credit limit increase
      • Accepted Worldwide
    • Cons:
      • Annual fee
      • No Card Benefits
      • No Signup Offer or Any Rewards
      • Permanent and Inflexible 'Payment Due Date
    • Benefits:
      • Zero fraud liability;
      • Zero hidden fees;
      • Prequalification process;
      • No security deposit;
      • Reports to major credit bureaus.
    Card detail
    WebBank Capital on Tap Founder Rewards Business Visa®
    Annual fee:
    $0
    Regular APR:
    18.49% - 35.99%
    Our Rating:
    3.63
    scorer
    Credit score
    Fair to Excellent (580-799)
    • Rewards Rate:
      • 1.5% Cash Back on all eligible purchases.
    • Intro Offer:
      • $200 Get $200 back if you spend $15,000 in your first 3 months.
    • Issuer name:
      WebBank
    • Details:

      The Capital on Tap Founder Rewards Business Visa® Credit Card offers the opportunity to earn 1.5% Cash Back on all eligible purchases. Get $200 back if you spend $15,000 in your first 3 months.

      The Capital on Tap Founder Rewards Business Visa® doesn't charge an annual fee. The APR for purchases is 18.49% - 35.99%.

    • Pros:
      • No Annual Fee
      • No Foreign Transaction Fee
    • Cons:
      • Balance transfers are not available
    • Benefits:
      • $200 back if you spend $15,000 in your first 3 months;
      • Unlimited free 1.5% Cash Back;
      • Credit limits up to $50,000;
      • Unlimited cards for your company.
    Card detail
    WebBank Oportun® Visa®
    Annual fee:
    $0 - $49 annually
    Regular APR:
    24.90% - 29.90% Variable
    Our Rating:
    1.52
    scorer
    Credit score
    No Credit History to Poor (0-579)
      • Issuer name:
        WebBank
      • Details:

        The Oportun® Visa® Credit Card is a card designed for building or rebuilding credit.

        The annual fee for the Oportun® Visa® Card is $0 - $49 per year. The APR for purchases is 24.90% - 29.90% (Variable).

        The card features credit limits from $300 to $1,000.

      • Pros:
        • No Foreign Transaction Fee
      • Cons:
        • Balance transfers are not available
        • Annual Fee
        • High APR
      • Benefits:
        • Credit lines up to $1,000;
        • No credit history needed to apply;
        • Zero fraud liability.
      Card detail
      WebBank Cleo Credit Builder
      Annual fee:
      $179.88 annually
      Regular APR:
      None
      Our Rating:
      3.1
      scorer
      Credit score
      No Credit History to Poor (0-579)
        • Issuer name:
          WebBank
        • Details:

          For $14.99 a month, you'll get a Cleo Builder subscription that unlocks your card, cash advances, cash back rewards and priority support on your credit path.

          At the end of the month, Cleo reports your payment history to credit bureaus.

        • Pros:
          • No minimum security deposit
        • Cons:
          • Requires a monthly subscription fee
        • Benefits:
          • No interest rates;
          • Easy budget planning;
          • You determine your line of credit.
        Card detail
        WebBank Capital on Tap Regular Rewards Business Visa®
        Annual fee:
        $0
        Regular APR:
        18.49% - 35.99%
        Our Rating:
        3.19
        scorer
        Credit score
        Fair to Excellent (580-799)
        • Rewards Rate:
          • 1.5% Cash Back on all purchases.
        • Issuer name:
          WebBank
        • Details:

          The Capital on Tap Regular Rewards Business Visa® Credit Card from WebBank earns 1.5% Cash Back on all purchases.

          The Card features credit limits of up to $50,000.

          The Capital on Tap Regular Rewards Business Visa┬« doesnÔÇÖt charge an annual fee. The APR for purchases is 18.49% - 35.99%.

        • Pros:
          • No Annual Fee
          • No Foreign Transaction Fee
        • Cons:
          • Balance transfers are not available
          • Penalty APR
        • Benefits:
          • 1.5% Cash Back on all purchases;
          • Credit limits up to to $50,000;
          • Free employee cards.
        Card detail
        WebBank Yamaha
        Annual fee:
        $0
        Regular APR:
        15.99% - 23.99%
        Our Rating:
        1.15
        scorer
        Credit score
        Fair to Excellent (580-799)
          • Issuer name:
            WebBank
          • Details:

            The WebBank Yamaha Card doesn't charge an annual fee.

            The APR for purchases is 15.99% - 23.99%.

          • Pros:
            • No Annual Fee
            • Low rates & flexible monthly payment options
            • Easy application process
          • Cons:
            • No rewards
            • Balance transfers and cash advances are not available
          • Benefits:
            • Available credit line for future purchases;
            • Exclusive Yamaha Loyalty benefits.
          Card detail

          How to Choose the Right WebBank Credit Card?

          Choosing the right credit card from a specific credit card company can be hard. Considering WebBank, the three following steps can make your decision process easier.

          First of all, you need to check your current credit score. It can vary from "PoorÔÇŁ to ÔÇťExcellentÔÇŁ, and the higher your credit is, the better WebBank options of credit cards are available to you.

          Secondly, you need to identify why you need a WebBank credit card and determine the most crucial features your potential credit card must have. If you search for a credit card to improve your credit score, look for the ones with long grace period and no annual fee. If your goal is to avoid spending money on interest, WebBank credit cards with the smallest interest and introductory rates are your best choice. In case you are looking for a credit card with cashback, check the rewards program offered by WebBank.

          As a third step, you should compare the WebBank credit cards you think are the best for you, but now looking at all the features. Overall, the perfect credit card meet the following characteristics: near-zero interest rate, low fees, extended credit limit, and large rewards and sign-up bonuses. You can easily compare WebBank credit cards in the table below.

          Side-by-Side Comparison of WebBank Credit Cards

          Card Name APR Annual fee Rewards Intro offer
          Petal┬« 2 ÔÇťCash Back, No FeesÔÇŁ Visa┬« 18.24% - 32.24% Variable $0
        • 1% - 1.5%:
        • Cash Back after making 12 on-time monthly payments.
        • 2% - 10%:
        • Cash Back from select merchants.
        • No current offer.
        • AvantCard 29.24% - 35.24% Variable $0 - $59
        • This card doesn't offer cash back, miles or points.
        • No current offer.
        • Jasper Mastercard┬« 15.49% - 24.99% Variable $0
        • 1% Cash Back on every eligible purchase. (It's possible to boost this rate, up to 6% back, but it requires that you refer friends to the card).
        • No current offer.
        • Petal┬« 1 "No Annual Fee" Visa┬« 25.24% - 34.74% Variable $0
        • 2% - 10%:
        • Cash Back at select merchants.
        • No current offer.
        • Capital on Tap Founder Rewards Business Visa┬« 18.49% - 35.99% $0
        • 1.5% Cash Back on all eligible purchases.
        • $200 Get $200 back if you spend $15,000 in your first 3 months.
        • Oportun┬« Visa┬« 24.90% - 29.90% Variable $0 - $49
        • This card doesn't offer cash back, miles or points.
        • No current offer.
        • Cleo Credit Builder None $179.88
        • This card doesn't offer cash back, miles or points.
        • No current offer.
        • Gemini Mastercard┬« 17.24% - 29.24% Variable $0
        • 3% Cash Back on dining (on up to $6,000 in annual spending; then 1%).
        • 2% Cash Back on groceries.
        • 1% Cash Back on all other purchases.
        • NFT:
        • Spend $1,500 following card activation in your first month and unlock a limited edition animated NFT. Existing cardholders are also eligible if they spend the required amount by October 6, 2022.
        • Capital on Tap Regular Rewards Business Visa┬« 18.49% - 35.99% $0
        • 1.5% Cash Back on all purchases.
        • No current offer.
        • Yamaha 15.99% - 23.99% $0
        • This card doesn't offer cash back, miles or points.
        • No current offer.
        • Conclusion

          WebBank has a range of credit cards with various features, yet itÔÇÖs better to find the one that designed for you.

          Hanna VolkavaHanna Volkava

          Financial and product expert

          hv@myfin.us