How to Choose the Right WebBank Credit Card?
Choosing the right credit card from a specific credit card company can be hard. Considering WebBank, the three following steps can make your decision process easier.
First of all, you need to check your current credit score. It can vary from "Poor” to “Excellent”, and the higher your credit is, the better WebBank options of credit cards are available to you.
Secondly, you need to identify why you need a WebBank credit card and determine the most crucial features your potential credit card must have. If you search for a credit card to improve your credit score, look for the ones with long grace period and no annual fee. If your goal is to avoid spending money on interest, WebBank credit cards with the smallest interest and introductory rates are your best choice. In case you are looking for a credit card with cashback, check the rewards program offered by WebBank.
As a third step, you should compare the WebBank credit cards you think are the best for you, but now looking at all the features. Overall, the perfect credit card meet the following characteristics: near-zero interest rate, low fees, extended credit limit, and large rewards and sign-up bonuses. You can easily compare WebBank credit cards in the table below.
Side-by-Side Comparison of WebBank Credit Cards
| Card Name
| APR
| Annual fee
| Rewards
| Intro offer
|
|---|
| Petal® 2 “Cash Back, No Fees” Visa®
| 29.49% - 31.49% Variable
| $0
| 1% - 1.5%:Cash Back after making 12 on-time monthly payments.2% - 10%:Cash Back from select merchants. | No current offer. |
| AvantCard
| 29.24% - 35.99% Variable
| $0 - $75
| This card doesn't offer cash back, miles or points. | No current offer. |
| Jasper Mastercard®
| 15.49% - 24.99% Variable
| $0
| 1% Cash Back on every eligible purchase. (It's possible to boost this rate, up to 6% back, but it requires that you refer friends to the card). | No current offer. |
| Petal® 1 "No Annual Fee" Visa®
| 29.49% - 34.49% Variable
| $0
| 2% - 10%:Cash Back at select merchants. | No current offer. |
| Capital on Tap Founder Rewards Business Visa®
| 18.49% - 35.99%
| $0
| 1.5% Cash Back on all eligible purchases. | $200 Get $200 back if you spend $15,000 in your first 3 months. |
| Oportun® Visa®
| 24.90% - 29.90% Variable
| $0 - $49
| This card doesn't offer cash back, miles or points. | No current offer. |
| Cleo Credit Builder
| None
| $179.88
| This card doesn't offer cash back, miles or points. | No current offer. |
| Gemini Mastercard®
| 17.24% - 29.24% Variable
| $0
| 3% Cash Back on dining (on up to $6,000 in annual spending; then 1%).2% Cash Back on groceries.1% Cash Back on all other purchases. | NFT:Spend $1,500 following card activation in your first month and unlock a limited edition animated NFT. Existing cardholders are also eligible if they spend the required amount by October 6, 2022. |
| Capital on Tap Regular Rewards Business Visa®
| 18.49% - 35.99%
| $0
| 1.5% Cash Back on all purchases. | No current offer. |
| Yamaha
| 15.99% - 23.99%
| $0
| This card doesn't offer cash back, miles or points. | No current offer. |
Conclusion
WebBank has a range of credit cards with various features, yet it’s better to find the one that designed for you.
