How to Choose the Right WebBank Credit Card?
Choosing the best credit card from a specific credit card issuer is quite difficult. Considering WebBank, the three following steps will make your decision process easier.
First of all, you should figure out your current credit score. It varies from "Poor” to “Excellent”, and the higher your score is, the better WebBank options of credit cards are available to you.
Then, you have to identify why you need a WebBank credit card and determine key features your future credit card must have. If you search for a credit card to improve your credit score, look for the ones with large grace period and no annual fee. If your goal is to save money on interest, WebBank credit cards with the smallest interest and introductory rates are your best choice. In case you need a credit card that will provide you cashback, check the rewards program the WebBank offers.
As a third step, compare the WebBank offers you think are the best for you, but now taking into consideration all the features. Overall, the perfect credit card has the following characteristics: near-zero interest rate, long grace period, low fees, extended credit limit, and generous rewards and sign-up bonuses. You can easily compare WebBank credit cards in the table below.
Side-by-Side Comparison of WebBank Credit Cards
| Card Name
| APR
| Annual fee
| Rewards
| Intro offer
|
|---|
| Petal® 2 “Cash Back, No Fees” Visa®
| 29.49% - 31.49% Variable
| $0
| 1% - 1.5%:Cash Back after making 12 on-time monthly payments.2% - 10%:Cash Back from select merchants. | No current offer. |
| AvantCard
| 29.24% - 35.99% Variable
| $0 - $75
| This card doesn't offer cash back, miles or points. | No current offer. |
| Jasper Mastercard®
| 15.49% - 24.99% Variable
| $0
| 1% Cash Back on every eligible purchase. (It's possible to boost this rate, up to 6% back, but it requires that you refer friends to the card). | No current offer. |
| Petal® 1 "No Annual Fee" Visa®
| 29.49% - 34.49% Variable
| $0
| 2% - 10%:Cash Back at select merchants. | No current offer. |
| Capital on Tap Founder Rewards Business Visa®
| 18.49% - 35.99%
| $0
| 1.5% Cash Back on all eligible purchases. | $200 Get $200 back if you spend $15,000 in your first 3 months. |
| Oportun® Visa®
| 24.90% - 29.90% Variable
| $0 - $49
| This card doesn't offer cash back, miles or points. | No current offer. |
| Cleo Credit Builder
| None
| $179.88
| This card doesn't offer cash back, miles or points. | No current offer. |
| Gemini Mastercard®
| 17.24% - 29.24% Variable
| $0
| 3% Cash Back on dining (on up to $6,000 in annual spending; then 1%).2% Cash Back on groceries.1% Cash Back on all other purchases. | NFT:Spend $1,500 following card activation in your first month and unlock a limited edition animated NFT. Existing cardholders are also eligible if they spend the required amount by October 6, 2022. |
| Capital on Tap Regular Rewards Business Visa®
| 18.49% - 35.99%
| $0
| 1.5% Cash Back on all purchases. | No current offer. |
| Yamaha
| 15.99% - 23.99%
| $0
| This card doesn't offer cash back, miles or points. | No current offer. |
Conclusion
Today, WebBank issues a wide range of credit cards with various options, yet it’s better to find the one that will be the best for you.
