USES

Oportun® Visa® from WebBank Review

Oportun® Visa® from WebBank — all information about the credit card.

Updated May 18, 2022
Advertiser Disclosure Our Methodology
WebBank Oportun® Visa®
Apply now
Our Rating:
1.52 out of 5
scorer
Recommended credit score
No Credit History to Poor (0-579)
  • Rewards Rate:
    • This card doesn't offer cash back, miles or points.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0 - $49 annually
  • Purchase Intro APR:
    None
  • Regular APR:
    24.90% - 29.90% Variable
  • Balance Transfer APR:
    None
Show more

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Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 24.90% - 29.90% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • 24.90% - 29.90% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each Billing Cycle. You will not be charged interest on Purchases if you pay your entire balance by the due date each month. You will be charged interest on Cash Advances on the transaction date.

Fees

  • Annual Fee
    • $0 - $49 annually
  • Fees for Cash Advances
    • The greater of $10 or 3% of transaction amount
  • Return Payment
    • Up to $35
  • Late Payment
    • Up to $35
View all Rates & Fees

Pros & Cons

Pros:
  • No Foreign Transaction Fee
Cons:
  • Balance transfers are not available
  • Annual Fee
  • High APR

Features

Classic
Visa
  • No foreign transaction fees
  • Fraud Protection
  • Purchase Protection
  • Poor Credit

About the issuer

WebBank
WebBank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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Recommended credit score
score
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  • None
    Annual Fee
  • 29.99%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
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FIT™ Platinum Mastercard® The Bank of Missouri
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Recommended credit score
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    Annual Fee
  • 35.90%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
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Recommended credit score
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  • $75 - $125
    Annual Fee
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    Purchase Intro APR
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See Another Credit Cards in the Bank

WebBank Oportun® Visa® is an option for those, who need Classic features. With an APR of 24.90% - 29.90% and $0 - $49 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Poor (0-579) credit score. With WebBank Oportun® Visa® you will get such features as No foreign transaction fees, Fraud Protection, Purchase Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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