How to Choose the Right Webster Bank Credit Card?
Choosing the right credit card from a specific credit card issuer can be hard. Considering Webster Bank, the three following steps will help you.
First and foremost, you should check your current credit score. It varies from "Poor” to “Excellent”, and the higher your credit score is, the better Webster Bank options of credit cards are available to you.
Then, you need to identify why you want a Webster Bank credit card and determine the most important aspects your future credit card must have. If you want a credit card to improve your credit, look for those with extended grace period and no annual fee. If your aim is to avoid spending money on interest, Webster Bank credit cards with the smallest interest and introductory rates are your best choice. In case you are looking for a credit card that will provide you cash, points, or miles rewards, check the rewards program the Webster Bank offers.
As a third step, compare the Webster Bank credit cards you find the best for you, but now considering all the aspects. Overall, the best credit card meet the following characteristics: near-zero interest rate, long grace period, no fees, high credit limit, the finance charge calculations include one billing cycle only, and generous rewards and sign-up bonuses. You can easily compare Webster Bank credit cards in the table below.
Side-by-Side Comparison of Webster Bank Credit Cards
| Card Name
| APR
| Annual fee
| Rewards
| Intro offer
|
|---|
| Visa® Platinum
| 18.24% - 29.24% Variable
| $0
| This card doesn't offer cash back, miles or points. | No current offer. |
| College Real Rewards
| 19.49% - 29.74% Variable
| $0
| 1.5x Points for every $1 you spend on eligible net purchases. | 2,500x Bonus points after your first purchase. |
| Visa® Business Cash Preferred
| 19.24% - 28.24% Variable
| $0
| 3% Cash Back on eligible purchases at gas stations, cell phone service providers, office supply stores and on dining, including takeout and food delivery service purchases.1% Cash Back on all other purchases. | $25 Bonus reward applied to your account after your first purchase. |
| Business Real Rewards
| 19.24% - 28.24% Variable
| $0
| 1.5x Points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back). | 2,500x Bonus rewards points after your first purchase. |
Conclusion
Today, Webster Bank has a wide range of credit cards with various features, yet it’s important to find the one that designed for you.