Webster Bank Credit Cards

We found 4 Webster Bank credit cards. Read on to get more insights.

By Hanna Volkava
Updated November 01, 2024

Best Credit Cards in November 2024

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Webster Bank Visa® Platinum
Annual fee:
$0
Regular APR:
18.24% - 29.24% Variable
Our Rating:
3.63
scorer
Credit score
Good to Excellent (670-799)
  • Purchase Intro APR:
    0% Introductory APR for the first 18 billing cycles
  • Balance Transfer APR:
    18.24% - 29.24% Variable
  • Issuer name:
    Webster Bank
  • Details:

    The Webster Bank Visa® Platinum Credit Card doesn’t charge an annual fee.

    The Card has a 0% introductory APR period for 18 billing cycles on purchases. In addition, there is a 0% introductory APR period for 18 billing cycles on balance transfers made within 558 days of account opening. After that, the variable APR is 18.24% - 29.24%.

  • Pros:
    • No Annual Fee
    • Intro APR period
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • Travel and Emergency Assistance Services;
    • Convenient and Flexible Purchasing Power;
    • 24-Hour Cardmember Service;
    • Zero Fraud Liability.
Card detail
Webster Bank College Real Rewards
Annual fee:
$0
Regular APR:
19.49% - 29.74% Variable
Our Rating:
4.28
scorer
Credit score
Fair to Good (580-739)
  • Rewards Rate:
    • 1.5x Points for every $1 you spend on eligible net purchases.
  • Intro Offer:
    • 2,500x Bonus points after your first purchase.
  • Purchase Intro APR:
    0% Introductory APR for the first 6 billing cycles
  • Balance Transfer APR:
    19.49% - 29.74% Variable
  • Issuer name:
    Webster Bank
  • Details:

    The Webster Bank College Real Rewards Credit Card earns 2,500 points after your first purchase. The Card offers 1.5x points for every $1 you spend on eligible net purchases.

    The Webster Bank College Real Rewards Card doesn’t charge an annual fee.

    The Card has a 0% introductory APR period for 6 billing cycles on purchases. In addition, there is a 0% introductory APR period for 6 billing cycles on balance transfers made within 186 days of account opening. After that, the variable APR is 19.49% - 29.74%.

  • Pros:
    • No Annual Fee
    • Intro APR period
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • 2,500 points after your first purchase;
    • 1.5x points for every $1 you spend on eligible net purchases;
    • Zero Fraud Liability;
    • Emergency Card Replacement;
    • Travel and Emergency Assistance;
    • Extended Purchase Warranties.
Card detail
Webster Visa® Business Cash Preferred
Annual fee:
$0
Regular APR:
19.24% - 28.24% Variable
Our Rating:
5
scorer
Credit score
Fair to Good (580-739)
  • Rewards Rate:
    • 3% Cash Back on eligible purchases at gas stations, cell phone service providers, office supply stores and on dining, including takeout and food delivery service purchases.
    • 1% Cash Back on all other purchases.
  • Intro Offer:
    • $25 Bonus reward applied to your account after your first purchase.
  • Purchase Intro APR:
    0% Introductory APR for the first 6 billing cycles
  • Balance Transfer APR:
    19.24% - 28.24% Variable
  • Issuer name:
    Webster Bank
  • Details:

    The Webster Visa® Business Cash Preferred Credit Card earns 3% Cash Back on eligible purchases at gas stations, cell phone service providers, office supply stores and on dining, including takeout and food delivery service purchases, 1% Cash Back on all other purchases.

    The Visa® Business Cash Preferred Card doesn’t charge an annual fee.

    The Card has a 0% introductory APR period for 6 billing cycles on purchases and balance transfers made within 186 days of account opening. After that, the variable APR is 19.24% - 28.24%.

  • Pros:
    • No Annual Fee
    • Intro APR period
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • 3% Cash Back on eligible purchases at gas stations, cell phone service providers, office supply stores and on dining, including takeout and food delivery service purchases;
    • 1% Cash Back on all other purchases;
    • Free employee cards;
    • Zero fraud liability;
    • Auto rental collision damage waiver.
Card detail
Webster Bank Business Real Rewards
Annual fee:
$0
Regular APR:
19.24% - 28.24% Variable
Our Rating:
4.01
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1.5x Points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back).
  • Intro Offer:
    • 2,500x Bonus rewards points after your first purchase.
  • Purchase Intro APR:
    0% Introductory APR for the first 6 billing cycles
  • Balance Transfer APR:
    19.24% - 28.24% Variable
  • Issuer name:
    Webster Bank
  • Details:

    The Business Real Rewards Credit Card earns 2,500 bonus rewards points after your first purchase. The Card offers 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back).

    The Business Real Rewards Card doesn't charge an annual fee.

    The Card has a 0% introductory APR period for 6 billing cycles on purchases and balance transfers made within 186 days of account opening. After that, the variable APR is 19.24% - 28.24%.

  • Pros:
    • No Annual Fee
    • Intro APR period
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • 2,500 bonus rewards points after your first purchase;
    • 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back);
    • Free employee cards;
    • Zero Fraud Liability;
    • Emergency card replacement;
    • Travel and emergency assistance;
    • Extended purchase warranties.
Card detail

How to Choose the Right Webster Bank Credit Card?

Sometimes, choosing the best credit card from a specific credit card issuer is quite difficult. Considering Webster Bank, there are three steps that will help you.

First and foremost, you should figure out your credit score. It will be from "Poor” to “Excellent”, and the higher your credit score is, the better Webster Bank options of credit cards are available to you.

Secondly, you should identify why you want a Webster Bank credit card and determine the most important aspects your potential credit card must have. If you search for a credit card to improve your credit score, look for the ones with large grace period and no annual fee. If you want to save money on interest, Webster Bank credit cards with the lowest interest and introductory rates are your best choice. In case you need a credit card with cashback, check the rewards program offered by Webster Bank.

As a third step, you should compare the Webster Bank credit cards you think are the best for you, but now taking into consideration all the aspects. Overall, the best credit card fits the following characteristics: near-zero annual percentage rate (APR), long grace period, low fees, high credit limit, and big rewards and sign-up bonuses. You can easily compare Webster Bank credit cards in the table below.

Side-by-Side Comparison of Webster Bank Credit Cards

Card Name APR Annual fee Rewards Intro offer
Visa® Platinum 18.24% - 29.24% Variable $0
  • This card doesn't offer cash back, miles or points.
  • No current offer.
  • College Real Rewards 19.49% - 29.74% Variable $0
  • 1.5x Points for every $1 you spend on eligible net purchases.
  • 2,500x Bonus points after your first purchase.
  • Visa® Business Cash Preferred 19.24% - 28.24% Variable $0
  • 3% Cash Back on eligible purchases at gas stations, cell phone service providers, office supply stores and on dining, including takeout and food delivery service purchases.
  • 1% Cash Back on all other purchases.
  • $25 Bonus reward applied to your account after your first purchase.
  • Business Real Rewards 19.24% - 28.24% Variable $0
  • 1.5x Points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back).
  • 2,500x Bonus rewards points after your first purchase.
  • Conclusion

    Webster Bank provides a wide range of credit cards with numerous features, yet it’s better to find the one that will be the best for you.

    Hanna VolkavaHanna Volkava

    Financial and product expert

    hv@myfin.us