Visa® Business Cash Preferred from Webster Bank Review
Visa® Business Cash Preferred from Webster Bank — all information about the credit card.
- Rewards Rate:
- 3% Cash Back on eligible purchases at gas stations, cell phone service providers, office supply stores and on dining, including takeout and food delivery service purchases.
- 1% Cash Back on all other purchases.
- Intro Offer:
- $25 Bonus reward applied to your account after your first purchase.
- Annual Fee:$0
- Purchase Intro APR:0% Introductory APR for the first 6 billing cycles
- Regular APR:19.24% - 28.24% Variable
- Balance Transfer APR:19.24% - 28.24% Variable
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Webster Bank Visa® Business Cash Preferred Rewards Calculator
Follow these simple steps to make the most of Webster Bank Visa® Business Cash Preferred credit card:
- Spend more on Gas
- Pay off your balance in full each month.
- Make a large purchases plan.
Using these tips will help you not only to cover your annual fee but also to get a net profit from making purchases with Webster Bank Visa® Business Cash Preferred.
- Gas
- Mobile phone
- Office supply
- Dining
- All other purchases
- Into bonus
- Gas
- Mobile phone
- Office supply
- Dining
- All other purchases
All benefits
- Cash back
- 3% On eligible purchases at gas stations, cell phone service providers, office supply stores and on dining, including takeout and food delivery service purchases.
- 1% On all other purchases.
- Travel
- Auto rental collision damage waiver:
- Protection that limits how much a car hire company will charge for repairs.
Rate and fee information
- Purchase Intro APR
- 0% Introductory APR for the first 6 billing cycles
- Purchase APR
- 19.24% - 28.24% Variable
- Intro Balance Transfer APR
- 0% Introductory APR for the first 6 billing cycles for balances transferred within 186 days from account opening
- Balance Transfers APR
- 19.24% - 28.24% Variable
- APR for Cash Advances
- 29.99% Variable
- How to Avoid Paying Interest
- Your due date is 24 - 30 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- Either 3% of the amount of each transfer or $5 minimum, whichever is greater
- Fees for Cash Advances
- Either 4% of the amount of each advance or $10 minimum, whichever is greater
- Penalty Fees
- 30.24%
- Return Payment
- $35
- Late Payment
- $19 on balances up to $100, $29 on balances from $100 up to $250, $39 on balances of $250 or more
Pros & Cons
- No Annual Fee
- Intro APR period
- Foreign Transaction Fee
Features
- 0% Intro APR
- No Annual Fee
- Cashback
- Payment Flexibility
- Fraud Protection
- Rewards
- Auto Rental Insurance
- Fair Credit
- Good Credit
About the issuer
Compare with other cards
- NoneAnnual Fee
- 14.99% - 29.99%Regular APR
- 1.5%Cash Back on payments.
- N/A%Purchase Intro APR
- NoneAnnual Fee
- 14.99% - 29.99%Regular APR
- 3%Cash Back on Home, Auto and Health categories.
- N/A%Purchase Intro APR
- $0Annual Fee
- 26.24%Regular APR
- 5xMiles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
- NonePurchase Intro APR
See Another Credit Cards in the Bank
Webster Bank Visa® Business Cash Preferred is an option for those, who need Classic features. With an APR of 19.24% - 28.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With Webster Bank Visa® Business Cash Preferred you will get such features as 0% Intro APR, No Annual Fee, Cashback, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.