USES

Visa® Business Cash Preferred from Webster Bank Review

Visa® Business Cash Preferred from Webster Bank — all information about the credit card.

Updated December 07, 2023
Advertiser Disclosure Our Methodology
Webster Visa® Business Cash Preferred
Apply now
Our Rating:
5 out of 5
scorer
Recommended credit score
Fair to Good (580-739)
  • Rewards Rate:
    • 3% Cash Back on eligible purchases at gas stations, cell phone service providers, office supply stores and on dining, including takeout and food delivery service purchases.
    • 1% Cash Back on all other purchases.
  • Intro Offer:
    • $25 Bonus reward applied to your account after your first purchase.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Introductory APR for the first 6 billing cycles
  • Regular APR:
    19.24% - 28.24% Variable
  • Balance Transfer APR:
    19.24% - 28.24% Variable
Show more

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Webster Bank Visa® Business Cash Preferred Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
3%
Gas
$
3%
Mobile phone
$
3%
Office supply
$
3%
Dining
$
1%
All other purchases
$
Have you already recieved the Webster Bank intro bonus?
Calculate
Show less details

All benefits

  • Cash back
    • 3% On eligible purchases at gas stations, cell phone service providers, office supply stores and on dining, including takeout and food delivery service purchases.
    • 1% On all other purchases.
  • Travel
    • Auto rental collision damage waiver:
    • Protection that limits how much a car hire company will charge for repairs.

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for the first 6 billing cycles
  • Purchase APR
    • 19.24% - 28.24% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for the first 6 billing cycles for balances transferred within 186 days from account opening
  • Balance Transfers APR
    • 19.24% - 28.24% Variable
  • APR for Cash Advances
    • 29.99% Variable
  • How to Avoid Paying Interest
    • Your due date is 24 - 30 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either 3% of the amount of each transfer or $5 minimum, whichever is greater
  • Fees for Cash Advances
    • Either 4% of the amount of each advance or $10 minimum, whichever is greater
  • Penalty Fees
    • 30.24%
  • Return Payment
    • $35
  • Late Payment
    • $19 on balances up to $100, $29 on balances from $100 up to $250, $39 on balances of $250 or more
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR period
Cons:
  • Foreign Transaction Fee

Features

Classic
Visa
Contactless
  • 0% Intro APR
  • No Annual Fee
  • Cashback
  • Payment Flexibility
  • Fraud Protection
  • Rewards
  • Auto Rental Insurance
  • Fair Credit
  • Good Credit

About the issuer

Webster Bank
Webster Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

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Recommended credit score
score
Fair to Excellent (580-799)
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    Annual Fee
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    Regular APR
  • 1.5%
    Cash Back on payments.
  • None
    Purchase Intro APR
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Recommended credit score
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  • None
    Annual Fee
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    Regular APR
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    Cash Back on Home, Auto and Health categories.
  • None
    Purchase Intro APR
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Recommended credit score
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    Annual Fee
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    Regular APR
  • 5x
    Miles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
  • None
    Purchase Intro APR
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See Another Credit Cards in the Bank

Webster Bank Visa® Business Cash Preferred is an option for those, who need Classic features. With an APR of 19.24% - 28.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With Webster Bank Visa® Business Cash Preferred you will get such features as 0% Intro APR, No Annual Fee, Cashback, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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