Utilities Employees Credit Union Credit Cards

We found 1 Utilities Employees Credit Union credit cards. Read on to get more insights.

By Hanna Volkava
Updated November 01, 2024

Best Credit Cards in November 2024

Hide all
Show all
Utilities Employees Credit Union Visa® Power
Annual fee:
$0
Regular APR:
14.00% - 18.00% Variable
Our Rating:
4.59
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1x UECU VantagePoint™ for every $1 you spend.
  • Intro Offer:
    • 1,500x Points when you activate and use your card.
  • Purchase Intro APR:
    1.99% Introductory rate for the first 12 months
  • Balance Transfer APR:
    14.00% - 18.00% Variable
  • Issuer name:
    Utilities Employees Credit Union
  • Details:

    The UECU Rewards Visa® Power Card™ earns 1,500x points when you activate and use your card. The Card offers 1x point on all purchases.

    The Card doesn't charge an annual fee.

    Cardholders can enjoy an interest rate of 1.99% for the first 12 months (14.00% - 18.00% Variable after that).

  • Pros:
    • No Annual Fee
    • No cash advance fee
    • No transaction fee
    • No balance transfer fee
  • Cons:
    • No rewards for popular categories
  • Benefits:
    • 1,500 points when you activate and use your card;
    • 1x point on all purchases;
    • Warranty Manager Service;
    • Personal Identity Theft Benefit;
    • ID Navigator benefit;
    • Auto Rental Collision Damage Waiver;
    • Travel and Emergency Assistance Services;
    • Travel Accident Insurance;
    • Visa Global Assistance Services.
Card detail

How to Choose the Right Utilities Employees Credit Union Credit Card?

Sometimes, choosing the right credit card from a specific credit card company is quite difficult. Considering Utilities Employees Credit Union, the three following steps can make your decision process easier.

First and foremost, you should check your credit score. It will be from "Poor” to “Excellent”, and the higher your credit score is, the better Utilities Employees Credit Union options of credit cards are available to you.

Secondly, you should decide on why you want a Utilities Employees Credit Union credit card and determine the most crucial features your future credit card must have. If you want a credit card to improve your credit, then look for those with large grace period and no annual fee. If your goal is to avoid spending money on interest, Utilities Employees Credit Union credit cards with the lowest interest and long intro offer are your best choice. In case you are looking for a credit card that will provide you cash, points, or miles rewards, pay attention to the rewards program offered by Utilities Employees Credit Union.

Finally, compare the Utilities Employees Credit Union credit cards you think are the best for you, but now weighing in all the features. In general, the perfect credit card fits the following characteristics: near-zero annual percentage rate (APR), long grace period, low fees, extended credit limit, and large rewards and sign-up bonuses. You can easily compare Utilities Employees Credit Union credit cards in the table below.

Side-by-Side Comparison of Utilities Employees Credit Union Credit Cards

Card Name APR Annual fee Rewards Intro offer
Visa® Power 14.00% - 18.00% Variable $0
  • 1x UECU VantagePoint™ for every $1 you spend.
  • 1,500x Points when you activate and use your card.
  • Conclusion

    Utilities Employees Credit Union provides a range of credit cards with various features, yet it’s important to find the best one for you.

    Hanna VolkavaHanna Volkava

    Financial and product expert

    hv@myfin.us