Visa® Power from Utilities Employees Credit Union Review
Visa® Power from Utilities Employees Credit Union — all information about the credit card.
Updated June 17, 2024
Apply now
Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 1x UECU VantagePoint™ for every $1 you spend.
- Intro Offer:
- 1,500x Points when you activate and use your card.
- Annual Fee:$0
- Purchase Intro APR:1.99% Introductory rate for the first 12 months
- Regular APR:14.00% - 18.00% Variable
- Balance Transfer APR:14.00% - 18.00% Variable
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Utilities Employees Credit Union Visa® Power Rewards Calculator
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All benefits
- Points
- 1x On all purchases.
- Travel
- Auto Rental Collision Damage Waiver:
- Additional insurance coverage offered to an individual renting an automobile.
- Travel and Emergency Assistance Services:
- Services are made available to help You in case of an emergency while You are traveling away from home.
- Travel Accident Insurance:
- Provides coverage for a broad range of Losses.
Rate and fee information
- Purchase Intro APR
- 1.99% Introductory rate for the first 12 months
- Purchase APR
- 14.00% - 18.00% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 14.00% - 18.00% Variable
- APR for Cash Advances
- 14.00% - 18.00% Variable
Pros & Cons
Pros:
- No Annual Fee
- No cash advance fee
- No transaction fee
- No balance transfer fee
Cons:
- No rewards for popular categories
Features
- Low interest
- No Annual Fee
- Payment Flexibility
- Rewards
- Bonus points
- Auto Rental Insurance
- 24/7 Travel Assistant
- Good Credit
- Excellent Credit
About the issuer
Utilities Employees Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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Recommended credit score
Good to Excellent (670-799)
- $0Annual Fee
- 17.99% - 27.99%Regular APR
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- NonePurchase Intro APR
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No Credit History to Fair (0-669)
- $75.00 for the 1st year, $48.00 afterAnnual Fee
- 35.99%Regular APR
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- NonePurchase Intro APR
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First Progress Platinum Select Mastercard® Secured Credit Card
Recommended credit score
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- NonePurchase Intro APR
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Utilities Employees Credit Union Visa® Power is an option for those, who need Classic features. With an APR of 14.00% - 18.00% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Utilities Employees Credit Union Visa® Power you will get such features as Low interest, No Annual Fee, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
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Recommended credit score
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- *see terms*Annual Fee
- 35.9%Regular APR
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- NonePurchase Intro APR
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