Visa® Power from Utilities Employees Credit Union Review

Visa® Power from Utilities Employees Credit Union — all information about the credit card.

Utilities Employees Credit Union Visa® Power
Apply now
Our Rating:
4.59 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1x UECU VantagePoint™ for every $1 you spend.
  • Intro Offer:
    • 1,500x Points when you activate and use your card.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    1.99% Introductory rate for the first 12 months
  • Regular APR:
    14.00% - 18.00% Variable
  • Balance Transfer APR:
    14.00% - 18.00% Variable
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Utilities Employees Credit Union Visa® Power Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
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Have you already recieved the Utilities Employees Credit Union intro bonus?
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All benefits

  • Points
    • 1x On all purchases.
  • Travel
    • Auto Rental Collision Damage Waiver:
    • Additional insurance coverage offered to an individual renting an automobile.
    • Travel and Emergency Assistance Services:
    • Services are made available to help You in case of an emergency while You are traveling away from home.
    • Travel Accident Insurance:
    • Provides coverage for a broad range of Losses.

Rate and fee information

  • Purchase Intro APR
    • 1.99% Introductory rate for the first 12 months
  • Purchase APR
    • 14.00% - 18.00% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 14.00% - 18.00% Variable
  • APR for Cash Advances
    • 14.00% - 18.00% Variable

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • None
  • Fees for Cash Advances
    • None
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • No cash advance fee
  • No transaction fee
  • No balance transfer fee
Cons:
  • No rewards for popular categories

Features

Classic
Visa
Contactless
  • Low interest
  • No Annual Fee
  • Payment Flexibility
  • Rewards
  • Bonus points
  • Auto Rental Insurance
  • 24/7 Travel Assistant
  • Good Credit
  • Excellent Credit

About the issuer

Utilities Employees Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

Low income
Upgrade Triple Cash Rewards Visa® Upgrade
Upgrade Triple Cash Rewards Visa®
4.06 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • None
    Annual Fee
  • 14.99% - 29.99%
    Regular APR
  • 3%
    Cash Back on Home, Auto and Health categories.
  • None
    Purchase Intro APR
Apply now
On Upgrade‘s website
Divvy Cross River Bank
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4.04 out of 5
Recommended credit score
score
Fair to Excellent (580-799)
  • None
    Annual Fee
  • None
    Regular APR
  • 2x - 7x:
    Points on restaurants.
  • None
    Purchase Intro APR
Apply now
On Cross River Bank‘s site
Cash Back, 0 APR, No Annual Fee, Restaurants, Entertainment, Daily use
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4.27 out of 5
Recommended credit score
score
Excellent (740-799)
  • None
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 5%
    Cash Back on hotels and rental cars booked through Capital One Travel.
  • 0% Introductory APR for the first 15 months that your account is open
    Purchase Intro APR
Learn more
on our partner’s site

Utilities Employees Credit Union Visa® Power is an option for those, who need Classic features. With an APR of 14.00% - 18.00% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Utilities Employees Credit Union Visa® Power you will get such features as Low interest, No Annual Fee, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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