How to Choose the Right United Federal Credit Union Credit Card?
Choosing the right credit card from a specific credit card issuer is quite difficult. Considering United Federal Credit Union, there are three steps that can make your decision process easier.
First and foremost, you are to figure out your credit score. It can vary from "Poor” to “Excellent”, and the higher your score is, the better United Federal Credit Union credit card offers and terms are available to you.
Then, you have to identify why you want a United Federal Credit Union credit card and determine the most crucial aspects your future credit card must have. If you search for a credit card to improve your credit, look for the ones with large grace period and no annual fee. If your goal is to avoid spending money on interest, United Federal Credit Union credit cards with the smallest interest and long intro offer are your option. In case you are looking for a credit card with cash, points, or miles rewards, pay attention to the rewards program offered by United Federal Credit Union.
Finally, compare the United Federal Credit Union credit cards you find the best for you, but weighing in all the aspects. In general, the perfect credit card has the following characteristics: low interest rate, long grace period, no fees, extended credit limit, the finance charge calculations include one billing cycle only, and large rewards and sign-up bonuses. You can easily compare United Federal Credit Union credit cards in the table below.
Side-by-Side Comparison of United Federal Credit Union Credit Cards
Card Name
| APR
| Annual fee
| Rewards
| Intro offer
|
---|
U First Visa®
| 12.99% - 18.00% Variable
| $0
| This card doesn't offer cash back, miles or points. | No current offer. |
U Rewards Visa® Signature
| 18.00% Variable
| $0
| 2% Cash Back on all purchases. | $100 When you spend $3,000 within the first 90 days. |
Conclusion
Today, United Federal Credit Union has a wide range of credit cards with numerous features, yet it’s important to find the one that designed for you.