U First Visa® from United Federal Credit Union Review
U First Visa® from United Federal Credit Union — all information about the credit card.
Updated December 19, 2023
Apply now
Recommended credit score
Fair to Good (580-739)
- Rewards Rate:
- This card doesn't offer cash back, miles or points.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:0% Intro APR for the first 6 months
- Regular APR:12.99% - 18.00% Variable
- Balance Transfer APR:12.99% - 18.00% Variable
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Regular APR
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Rate and fee information
- Purchase Intro APR
- 0% Intro APR for the first 6 months
- Purchase APR
- 12.99% - 18.00% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 12.99% - 18.00% Variable
- APR for Cash Advances
- 12.99% - 18.00% Variable
Pros & Cons
Pros:
- No Annual Fee
- Intro APR period on purchases
Cons:
- No Intro APR period on balance transfers
- No rewards
Features
- 0% Intro APR
- Low interest
- No Annual Fee
- Payment Flexibility
- Fair Credit
- Good Credit
About the issuer
United Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Divvy
Cross River Bank
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- NoneRegular APR
- 2x - 7x:Points on restaurants.
- NonePurchase Intro APR
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On Cross River Bank‘s site
Cash Back, 0 APR, No Annual Fee, Restaurants, Entertainment, Daily use
Capital One SavorOne Cash Rewards Credit Card
Recommended credit score
Excellent (740-799)
- NoneAnnual Fee
- 19.99% - 29.99%Regular APR
- 5%Cash Back on hotels and rental cars booked through Capital One Travel.
- 0% Introductory APR for the first 15 months that your account is openPurchase Intro APR
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Unsecured
Destiny® Mastercard®
First Electronic Bank
Recommended credit score
No Credit History to Fair (0-669)
- *see terms*Annual Fee
- 35.90%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
Apply now
On First Electronic Bank‘s site
See Another Credit Cards in the Bank
United Federal Credit Union U First Visa® is an option for those, who need Classic features. With an APR of 12.99% - 18.00% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With United Federal Credit Union U First Visa® you will get such features as 0% Intro APR, Low interest, No Annual Fee, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.