U First Visa® from United Federal Credit Union Review
U First Visa® from United Federal Credit Union — all information about the credit card.
Updated December 19, 2023
Apply now
Recommended credit score
Fair to Good (580-739)
- Rewards Rate:
- This card doesn't offer cash back, miles or points.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:0% Intro APR for the first 6 months
- Regular APR:12.99% - 18.00% Variable
- Balance Transfer APR:12.99% - 18.00% Variable
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Regular APR
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Rate and fee information
- Purchase Intro APR
- 0% Intro APR for the first 6 months
- Purchase APR
- 12.99% - 18.00% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 12.99% - 18.00% Variable
- APR for Cash Advances
- 12.99% - 18.00% Variable
Pros & Cons
Pros:
- No Annual Fee
- Intro APR period on purchases
Cons:
- No Intro APR period on balance transfers
- No rewards
Features
- 0% Intro APR
- Low interest
- No Annual Fee
- Payment Flexibility
- Fair Credit
- Good Credit
About the issuer
United Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Divvy
Cross River Bank
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- NoneRegular APR
- 2x - 7x:Points on restaurants.
- NonePurchase Intro APR
Apply now
On Cross River Bank‘s site
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Destiny® Mastercard®
First Electronic Bank
Recommended credit score
No Credit History to Fair (0-669)
- *see terms*Annual Fee
- 35.90%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
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On First Electronic Bank‘s site
Travel, Daily use
Capital One Venture Rewards Credit Card
Recommended credit score
Good to Excellent (670-799)
- $95Annual Fee
- 19.99% - 29.99%Regular APR
- 5xMiles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.
- NonePurchase Intro APR
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on our partner’s site
See Another Credit Cards in the Bank
United Federal Credit Union U First Visa® is an option for those, who need Classic features. With an APR of 12.99% - 18.00% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With United Federal Credit Union U First Visa® you will get such features as 0% Intro APR, Low interest, No Annual Fee, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Best for Fair credit
Capital One QuicksilverOne Cash Rewards Credit Card
Recommended credit score
Fair to Good (580-739)
- $39Annual Fee
- 29.99%Regular APR
- 5%Cash Back on hotels and rental cars booked through Capital One Travel.
- NonePurchase Intro APR
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on our partner’s site