Visa® Infinite from UBS Bank Review

Visa® Infinite from UBS Bank — all information about the credit card.

UBS Bank Visa® Infinite
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Our Rating:
4.12 out of 5
scorer
Recommended credit score
Excellent (740-799)
  • Rewards Rate:
    • 3x Points for commercial air travel.
    • 2x Points for gas and groceries.
    • 1x Point for all other eligible purchases.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $495 annually
  • Purchase Intro APR:
    None
  • Regular APR:
    23.49% Variable
  • Balance Transfer APR:
    23.49% Variable
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UBS Bank Visa® Infinite Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
3X
Flights
$
2X
Gas
$
2X
Groceries
$
1X
All other purchases
$
How would you like to redeem points?
Calculate
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All benefits

  • Points
    • 3x For commercial air travel.
    • 2x For gas and groceries.
    • 1x For all other eligible purchases.
  • Travel
    • Airport Lounges:
    • Access to 1,300+ airport lounges with a complimentary Priority PassTM Select membership.
    • $500 Dining and Airport Club Credit.
    • $250 Credit for any qualifying air travel expenses.
    • $100 Statement credit up to $100 toward either Global Entry® or TSA PreCheck® application fee.
    • Visa Infinite Luxury Hotel Collection:
    • Enjoy a premium set of benefits at a unique portfolio of hotels with the Visa Infinite Luxury Hotel Collection.
    • Insurance:
    • Primary collision and theft insurance coverage on rental cars.
    • Travel accident insurance:
    • Travel accident insurance, emergency medical evacuation coverage and lost luggage, as well as reimbursements for delayed or cancelled trips.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 23.49% Variable
  • Intro Balance Transfer APR
    • 0% Intro APR for the first 12 billing cycles for balance transfers within 90 days of account opening
  • Balance Transfers APR
    • 23.49% Variable
  • APR for Cash Advances
    • 29.99% Variable

Fees

  • Annual Fee
    • $495 annually
  • Fees for Balance Transfer
    • $10 or 3% of the amount of the transfer
  • Fees for Cash Advances
    • $10 or 3% of the amount of the cash advance
  • Penalty Fees
    • Up to 29.99%
View all Rates & Fees

Pros & Cons

Pros:
  • No Foreign Transaction Fee
  • Lounge credits
Cons:
  • Annual Fee
  • No welcome bonus

Features

Infinite
Visa
Contactless
  • No foreign transaction fees
  • Payment Flexibility
  • Fraud Protection
  • Rewards
  • Bonus points
  • Purchase Protection
  • Travel
  • Airline
  • Lost Luggage Reimbursement
  • Trip Cancellation
  • Airport Lounge Access
  • Excellent Credit

About the issuer

UBS Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

UBS Bank Visa® Infinite is an option for those, who need Infinite features. With an APR of 23.49% and $495 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Excellent (740-799) credit score. With UBS Bank Visa® Infinite you will get such features as No foreign transaction fees, Payment Flexibility, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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