How to Choose the Right UNIFY Financial Credit Union Credit Card?
Choosing the best credit card from a specific credit card issuer can be hard. Considering UNIFY Financial Credit Union, there are three steps that can make your decision process easier.
First of all, you need to figure out your current credit score. It will be from "Poor” to “Excellent”, and the higher your credit score is, the better UNIFY Financial Credit Union credit card offers and terms are available to you.
Then, you have to decide on why you need a UNIFY Financial Credit Union credit card and determine the most important aspects your future credit card must have. If you want a credit card to improve your credit, look for those with large grace period and no annual fee. If your aim is to not spend money on interest, UNIFY Financial Credit Union credit cards with the smallest interest and long intro offer are your option. In case you are looking for a credit card that will provide you cashback, pay attention to the rewards program the UNIFY Financial Credit Union offers.
As a third step, you should compare the UNIFY Financial Credit Union credit cards you think are the best for you, but weighing in all the aspects. Overall, an ideal credit card meet the following characteristics: low annual percentage rate (APR), low fees, high credit limit, and large rewards and sign-up bonuses. You can easily compare UNIFY Financial Credit Union credit cards in the table below.
Side-by-Side Comparison of UNIFY Financial Credit Union Credit Cards
| Card Name
| APR
| Annual fee
| Rewards
| Intro offer
|
|---|
| Visa® Engage Rewards
| 16.24% - 17.99% Variable
| $0
| 1x Point on all other purchases. | 5,000x Spend $2,000 using your Engage Rewards Credit Card during the first 90 days and receive 5,000 bonus points. |
| Variable-Rate Visa® Platinum
| 14.24% - 17.99% Variable
| $0
| This card doesn't offer cash back, miles or points. | No current offer. |
| Variable-Rate Visa® Classic
| 14.74% - 17.99% Variable
| $0
| This card doesn't offer cash back, miles or points. | No current offer. |
| Fixed-Rate Visa® Gold
| 10.24% - 17.99% Fixed
| $0
| This card doesn't offer cash back, miles or points. | No current offer. |
| Variable-Rate Visa® Gold
| 14.49% - 17.99% Variable
| $0
| This card doesn't offer cash back, miles or points. | No current offer. |
| Fixed-Rate Visa® Platinum
| 9.49% - 17.74% Fixed
| $0
| This card doesn't offer cash back, miles or points. | No current offer. |
| Fixed-Rate Visa® Classic
| 11.24% - 17.99% Fixed
| $0
| This card doesn't offer cash back, miles or points. | No current offer. |
Conclusion
UNIFY Financial Credit Union has a range of credit cards with different features, yet it’s important to find the one that designed for you.
