How to Choose the Right UNIFY Financial Credit Union Credit Card?
Choosing the right credit card from a specific credit card company can be hard. Considering UNIFY Financial Credit Union, there are three steps that will help you.
First and foremost, you need to figure out your current credit score. It varies from "Poor” to “Excellent”, and the higher your credit score is, the better UNIFY Financial Credit Union options of credit cards are available to you.
Secondly, you need to understand why you want a UNIFY Financial Credit Union credit card and determine key aspects your potential credit card should have. If you search for a credit card to improve your credit score, then look for those with extended grace period and no annual fee. If your goal is to save money on interest, UNIFY Financial Credit Union credit cards with the lowest interest and introductory rates are your option. If you need a credit card with cash, points, or miles rewards, pay attention to the rewards program the UNIFY Financial Credit Union offers.
As a third step, compare the UNIFY Financial Credit Union credit cards you think are the best for you, but considering all the aspects. Overall, the perfect credit card fits the following characteristics: near-zero interest rate, long grace period, no fees, extended credit limit, the finance charge calculations include one billing cycle only, and large rewards and sign-up bonuses. You can easily compare UNIFY Financial Credit Union credit cards in the table below.
Side-by-Side Comparison of UNIFY Financial Credit Union Credit Cards
Card Name
| APR
| Annual fee
| Rewards
| Intro offer
|
---|
Visa® Engage Rewards
| 16.24% - 17.99% Variable
| $0
| 1x Point on all other purchases. | 5,000x Spend $2,000 using your Engage Rewards Credit Card during the first 90 days and receive 5,000 bonus points. |
Variable-Rate Visa® Platinum
| 14.24% - 17.99% Variable
| $0
| This card doesn't offer cash back, miles or points. | No current offer. |
Variable-Rate Visa® Classic
| 14.74% - 17.99% Variable
| $0
| This card doesn't offer cash back, miles or points. | No current offer. |
Fixed-Rate Visa® Gold
| 10.24% - 17.99% Fixed
| $0
| This card doesn't offer cash back, miles or points. | No current offer. |
Variable-Rate Visa® Gold
| 14.49% - 17.99% Variable
| $0
| This card doesn't offer cash back, miles or points. | No current offer. |
Fixed-Rate Visa® Platinum
| 9.49% - 17.74% Fixed
| $0
| This card doesn't offer cash back, miles or points. | No current offer. |
Fixed-Rate Visa® Classic
| 11.24% - 17.99% Fixed
| $0
| This card doesn't offer cash back, miles or points. | No current offer. |
Conclusion
UNIFY Financial Credit Union has a wide range of credit cards with various features, yet it’s better to find the one that will be the best for you.