How to Choose the Right UNIFY Financial Credit Union Credit Card?
Sometimes, choosing the best credit card from a specific credit card company can be hard. Considering UNIFY Financial Credit Union, the three following steps will make your decision process easier.
First of all, you are to figure out your current credit score. It can vary from "Poor” to “Excellent”, and the higher your score is, the better UNIFY Financial Credit Union options of credit cards are available to you.
Then, you should understand why you need a UNIFY Financial Credit Union credit card and determine key aspects your potential credit card must have. If you want a credit card to improve your credit, then look for those with large grace period and no annual fee. If your goal is to save money on interest, UNIFY Financial Credit Union credit cards with the lowest interest and introductory rates are your best choice. If you are looking for a credit card with cash, points, or miles rewards, pay attention to the rewards program offered by UNIFY Financial Credit Union.
Finally, you should compare the UNIFY Financial Credit Union credit cards you find the best for you, but looking at all the aspects. Overall, the best credit card meet the following characteristics: near-zero annual percentage rate (APR), long grace period, no fees, extended credit limit, the finance charge calculations include one billing cycle only, and large rewards and sign-up bonuses. You can easily compare UNIFY Financial Credit Union credit cards in the table below.
Side-by-Side Comparison of UNIFY Financial Credit Union Credit Cards
| Card Name
| APR
| Annual fee
| Rewards
| Intro offer
|
|---|
| Visa® Engage Rewards
| 16.24% - 17.99% Variable
| $0
| 1x Point on all other purchases. | 5,000x Spend $2,000 using your Engage Rewards Credit Card during the first 90 days and receive 5,000 bonus points. |
| Variable-Rate Visa® Platinum
| 14.24% - 17.99% Variable
| $0
| This card doesn't offer cash back, miles or points. | No current offer. |
| Variable-Rate Visa® Classic
| 14.74% - 17.99% Variable
| $0
| This card doesn't offer cash back, miles or points. | No current offer. |
| Fixed-Rate Visa® Gold
| 10.24% - 17.99% Fixed
| $0
| This card doesn't offer cash back, miles or points. | No current offer. |
| Variable-Rate Visa® Gold
| 14.49% - 17.99% Variable
| $0
| This card doesn't offer cash back, miles or points. | No current offer. |
| Fixed-Rate Visa® Platinum
| 9.49% - 17.74% Fixed
| $0
| This card doesn't offer cash back, miles or points. | No current offer. |
| Fixed-Rate Visa® Classic
| 11.24% - 17.99% Fixed
| $0
| This card doesn't offer cash back, miles or points. | No current offer. |
Conclusion
UNIFY Financial Credit Union issues a wide range of credit cards with different options, yet it’s important to find the best one for you.